--- title: "Xplore Credit Union Rates - Louisiana" description: "Current vehicle loan, personal loan, and credit card rates from Xplore Credit Union in Louisiana. Updated daily with source verification. See who can join Xplore Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/xplore" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Xplore Credit Union Rates - Louisiana ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.080% | 84 mo · new | Standard | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.580% | 84 mo · used | Standard | | **1st Time Auto Loan** auto_any_60mo | — APR | 7.580% | 60 mo | Standard | | **60-Month Motorcycle Loan** motorcycle_any_60mo | — APR | 7.830% | 60 mo | Standard | | **Boats, RVs, & Campers** boat_any_120mo | — APR | 7.830% | 120 mo | Standard | Xplore Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **No Credit Check Loan** personal | — APR | 17.990% | — | Standard | Xplore Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Xplore Platinum Visa** credit_card_platinum | — APR | 8.900% | — | Standard | | **Xplore Rewards Visa** credit_card_rewards | — APR | 9.900% | — | Standard | | **Xplore Secured Visa** credit_card_secured | — APR | 14.900% | — | Standard | | **Xplore Student Visa** credit_card_student | — APR | 18.000% | — | Standard | Xplore Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **No Credit Check Loan Plus** other | — % | 28.000% | — | Standard | Xplore Credit Union other rates as of November 12, 2026 Xplore Credit Union is a credit union in Louisiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/xplore) , verified from [Xplore Credit Union's official website](https://www.xplorefcu.com/) Loading branch locator… ## About Xplore Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.8K Assets $151.2M Founded 1978 Locations reported 5 NCUA charter 23017 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Credit-builder products - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**La Capitol** Metairie · Metairie · LA · 70006-5324 About 1.3 miles away](https://rateapi.dev/credit-unions/louisiana/la-capitol) [**Epic** EPIC FCU · Metairie · LA · 70006 About 1.3 miles away](https://rateapi.dev/credit-unions/louisiana/epic) [**Post Office Employees'** Main Office · Metairie · LA · 70001-2492 About 1.7 miles away](https://rateapi.dev/credit-unions/louisiana/post-office-employees) [**Keesler** 7701 West Airline Branch/Back Office · Metairie · LA · 70003 About 1.7 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) [**Onpath** Kenner Branch · Kenner · LA · 70062 About 1.9 miles away](https://rateapi.dev/credit-unions/louisiana/onpath) [**The New Orleans Firemen's** Metairie · Metairie · LA · 70001-2406 About 1.9 miles away](https://rateapi.dev/credit-unions/louisiana/the-new-orleans-firemens) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Xplore Credit Union Membership eligibility from Xplore Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Xplore Credit Union's website. Check the membership page below to confirm whether you qualify. - Location jefferson, orleans, st. tammany — LA Verified from [Xplore Credit Union's membership page](https://www.xplorefcu.com/about-us/about-xplore-fcu.html) . Final membership determination is always made by the credit union. ## Membership rules for Xplore Credit Union Geography 3 counties 12 published paths to membership, last verified August 27, 2026, quoted from Xplore Credit Union’s own published criteria. ### Geography 3 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Jefferson County, LA - Orleans County, LA - St. Tammany County, LA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Jefferson County, LA; Orleans County, LA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Xplore Credit Union? Yes No ## Work at Xplore Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Xplore Credit Union ranks against Louisiana peers. - See which AI assistants fetched Xplore Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=xplore&state=louisiana&code=LA&name=Xplore%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Xplore Credit Union offer? Xplore Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Xplore Credit Union rates updated? RateAPI verifies Xplore Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Xplore Credit Union's rate data? Rate data is collected directly from Xplore Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Xplore Credit Union? Xplore Credit Union publishes its membership criteria on its own website. RateAPI tracks 12 published membership paths covering 3 counties for Xplore Credit Union, each quoted from Xplore Credit Union's own published membership criteria. ## Related Rate Data Compare Xplore Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.xplorefcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Xplore Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Xplore Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /xplore " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Xplore Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/xplore Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp