--- title: "Valex Credit Union Rates - Louisiana" description: "Current personal loan, credit card, and savings & cd rates from Valex Credit Union in Louisiana. Updated daily with source verification. See who can join Valex Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/valex" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Valex Credit Union Rates - Louisiana ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 9.750% | — | Standard | Valex Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 7.900% | — | Standard | Valex Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Extra Savings** savings | — APY | 0.35% | — | Standard | | **Club Accounts/Vacation/Christmas** savings | — APY | 0.50% | — | Specialty offer | | **IRA** ira | — APY | 1.25% | — | Standard | | **6 - 11 Month Certificate** share_certificate_11mo | — APY | 2.00% | 11 mo | Standard | | **6 - 11 Month IRA Certificate** ira_cd_11mo | — APY | 2.10% | 11 mo | Standard | | **36-Month Certificate** share_certificate_36mo | — APY | 2.50% | 36 mo | Standard | | **12 - 23 Month Certificate** share_certificate_23mo | — APY | 2.50% | 23 mo | Standard | | **12 - 23 Month IRA Certificate** ira_cd_23mo | — APY | 2.60% | 23 mo | Standard | | **24 - 35 Month Certificate** share_certificate_35mo | — APY | 2.75% | 35 mo | Standard | | **24 - 35 Month IRA Certificate** ira_cd_35mo | — APY | 2.85% | 35 mo | Standard | Valex Credit Union savings & cd rates as of November 12, 2026 ### Other rates 13 offers | Product | Published | Rate | Term / condition | Status | | **Annual Percentage Rate (APR) (36 Months)** other | — % | 5.250% | — | Standard | | **Annual Percentage Rate (APR) (60 Months)** other | — % | 5.500% | — | Standard | | **Annual Percentage Rate (APR) (48 Months)** other | — % | 5.500% | — | Standard | | **Maximum Loan Amount (36 Months)** other | — % | 6.000% | — | Standard | | **Maximum Loan Amount (48 Months)** other | — % | 6.250% | — | Standard | | **Annual Percentage Rate (APR) (84 Months)** other | — % | 6.500% | — | Standard | | **Annual Percentage Rate (APR) (72 Months)** other | — % | 6.500% | — | Standard | | **Maximum Loan Amount (60 Months)** other | — % | 7.000% | — | Standard | | **Maximum Loan Amount (72 Months)** other | — % | 7.250% | — | Standard | | **Maximum Loan Amount (84 Months)** other | — % | 7.250% | — | Standard | | **Maximum Loan Amount (96 Months)** other | — % | 9.000% | — | Standard | | **Maximum Loan Amount (120 Months)** other | — % | 9.250% | — | Standard | | **Maximum Loan Amount (144 Months)** other | — % | 14.250% | — | Standard | Valex Credit Union other rates as of November 12, 2026 Valex Credit Union is a credit union in Louisiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/valex) , verified from [Valex Credit Union's official website](https://valexfcu.org/) Loading branch locator… ## About Valex Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.9K Assets $41.7M Founded 1949 Locations reported 4 NCUA charter 6116 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**La Capitol** Alexandria · Alexandria · LA · 71301 About 0.4 miles away](https://rateapi.dev/credit-unions/louisiana/la-capitol) [**Barksdale** Alexandria Center · Alexandria · LA · 71303-3126 About 0.9 miles away](https://rateapi.dev/credit-unions/louisiana/barksdale) [**Louisiana Baptist** Louisiana Baptist FCU · alexandria · LA · 71303-3124 About 1.1 miles away](https://rateapi.dev/credit-unions/louisiana/louisiana-baptist) [**Rapides** Bank Of Montgomery · Alexandria · LA · 71302 About 1.1 miles away](https://rateapi.dev/credit-unions/louisiana/rapides) [**Heart of Louisiana** Commerce · Alexandria · LA · 71302 About 1.2 miles away](https://rateapi.dev/credit-unions/louisiana/heart-of-louisiana) [**Pelican** Alexandria · Alexandria · LA · 71302-3233 About 1.4 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Valex Credit Union Membership eligibility from Valex Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (Veterans Administration Hospital +10 more) - Employer Veterans Administration Hospital, The Pentecostals of Alexandria, Allen's Nursery, Continental Southern Lines, Inc., The Town of Ball, Louisiana, Vernon Parish Sheriff Department, Bayou Rapides Hospital, AT&T, Gilchrist Construction, City of Pineville, Alexandria Glass **Cost to join:** About $25. Verified from [Valex Credit Union's membership page](https://valexfcu.org/resources/membership) . Final membership determination is always made by the credit union. ## Work at Valex Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Valex Credit Union ranks against Louisiana peers. - See which AI assistants fetched Valex Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=valex&state=louisiana&code=LA&name=Valex%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Valex Credit Union offer? Valex Credit Union currently offers personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Valex Credit Union rates updated? RateAPI verifies Valex Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Valex Credit Union's rate data? Rate data is collected directly from Valex Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Valex Credit Union? Membership via employers (Veterans Administration Hospital +10 more) ## Related Rate Data Compare Valex Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://valexfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Valex Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Valex Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /valex " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Valex Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/valex Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp