--- title: "T E A Credit Union Rates - Louisiana" description: "Current vehicle loan, and personal loan rates from T E A Credit Union in Louisiana. Updated daily with source verification. See who can join T E A Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/t-e-a" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # T E A Credit Union Rates - Louisiana ### Auto & vehicle rates 3 offers | Product | Published | Rate | Term / condition | Status | | **New Vehicle Auto/SUV/Truck/Motorcycle** motorcycle_new | — APR | 7.250% | new | Standard | | **New Recreational Vehicle Boat/Motor/Trailer** rv_new | — APR | 7.250% | new | Standard | | **Used Vehicle Auto/SUV/Truck/Motorcycle** motorcycle_used_84mo | — APR | 7.500% | 84 mo · used | Standard | T E A Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Secured – Maintain a balance in your share savings account that is equal to the balance of your loan** personal_secured | — APR | 5.300% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.500% | — | Standard | | **Payday Alternative Loan** personal | — APR | 26.000% | — | Standard | T E A Credit Union personal loan rates as of November 12, 2026 T E A Credit Union is a credit union in Louisiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/t-e-a) , verified from [T E A Credit Union's official website](https://www.teafcu.org/) Loading branch locator… ## About T E A Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 939 Assets $2.5M Founded 1967 Locations reported 1 NCUA charter 18462 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Financial counseling - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Pelican** Houma · Houma · LA · 70360 About 3.3 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) [**La Capitol** Houma · Houma · LA · 70360-3964 About 3.6 miles away](https://rateapi.dev/credit-unions/louisiana/la-capitol) [**La Terre** Downtown Office · Houma · LA · 70360-4701 About 5.2 miles away](https://rateapi.dev/credit-unions/louisiana/la-terre) [**Onpath** Thibodaux Branch · Thibodaux · LA · 70301-4866 About 14.1 miles away](https://rateapi.dev/credit-unions/louisiana/onpath) [**Southern Teachers & Parents** Southern Teachers & Parents FCU Lafeda Branch · Thibodaux · LA · 70301-4833 About 14.3 miles away](https://rateapi.dev/credit-unions/louisiana/southern-teachers-parents) [**The New Orleans Firemen's** Lockport · Lockport · LA · 70374 About 16.4 miles away](https://rateapi.dev/credit-unions/louisiana/the-new-orleans-firemens) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join T E A Credit Union Membership eligibility from T E A Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . To join: Simply stop by our office on Main Street and fill out an application, or call us at (985) 876-6269 for more information. **Cost to join:** About $35 (a $10 membership fee plus a $25 minimum deposit). Verified from [T E A Credit Union's membership page](https://www.teafcu.org/membership) . Final membership determination is always made by the credit union. ## Work at T E A Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where T E A Credit Union ranks against Louisiana peers. - See which AI assistants fetched T E A Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=t-e-a&state=louisiana&code=LA&name=T%20E%20A%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does T E A Credit Union offer? T E A Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are T E A Credit Union rates updated? RateAPI verifies T E A Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get T E A Credit Union's rate data? Rate data is collected directly from T E A Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join T E A Credit Union? To join: Simply stop by our office on Main Street and fill out an application, or call us at (985) 876-6269 for more information. ## Related Rate Data Compare T E A Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.teafcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track T E A Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for T E A Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /t-e-a " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## T E A Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/t-e-a Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp