--- title: "Southwest Louisiana Credit Union Rates - Louisiana" description: "Current vehicle loan, personal loan, and savings & cd rates from Southwest Louisiana Credit Union in Louisiana. Updated daily with source verification. See who can join Southwest Louisiana Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/southwest-louisiana" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Southwest Louisiana Credit Union Rates - Louisiana ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New/Used Auto⁴** auto_any | — APR | 5.250% | any | Standard | | **Collateral Loans (boats, motorcycles, campers, etc.)⁴** boat | — APR | 6.900% | — | Standard | Southwest Louisiana Credit Union auto & vehicle rates as of November 4, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Pledge & CD Pledge Loans³** personal | — APR | 2.500% | — | Standard | | **Debt Consolidation Loan** personal | — APR | 7.990% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.950% | — | Standard | Southwest Louisiana Credit Union personal loan rates as of November 4, 2026 ### Savings & CD rates 16 offers | Product | Published | Rate | Term / condition | Status | | **Savings** share_savings | — APY | 0.10% | — | Standard | | **Savings** savings | — APY | 0.15% | — | Standard | | **Vacation Club** savings | — APY | 0.30% | — | Specialty offer | | **Christmas Club** savings | — APY | 0.35% | — | Specialty offer | | **24-Month Certificate** cd_24mo | — APY | 2.47% | 24 mo | Standard | | **$25,000 - $99,999.99** savings | — APY | 2.47% | — | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.72% | 6 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 2.72% | 36 mo | Standard | | **$100,000 - $249,999.99** savings | — APY | 2.72% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 2.81% | 12 mo | Standard | | **$250,000 - $499,999.99** savings | — APY | 2.96% | — | Standard | | **$500,000 - $999,999.99** savings | — APY | 3.20% | — | Standard | | **24 Month Expandable** cd_24mo | — APY | 3.55% | 24 mo | Standard | | **36 Month Expandable** cd_36mo | — APY | 3.65% | 36 mo | Standard | | **$1,000,000+** savings | — APY | 3.69% | — | Standard | | **12 Month Expandable** cd_12mo | — APY | 3.78% | 12 mo | Standard | Southwest Louisiana Credit Union savings & cd rates as of November 4, 2026 Southwest Louisiana Credit Union is a credit union in Louisiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/southwest-louisiana) , verified from [Southwest Louisiana Credit Union's official website](https://www.swlacu.com/) Loading branch locator… ## About Southwest Louisiana Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 19.3K Assets $184.3M Founded 1952 Locations reported 5 NCUA charter 62756 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Calcasieu Teachers and Employees** Lake Charles · Lake Charles · LA · 70607-4822 About 9.5 miles away](https://rateapi.dev/credit-unions/louisiana/calcasieu-teachers-and-employees) [**Cse** CSE Federal Credit Union Lake Charles · Lake Charles · LA · 70605 About 10.4 miles away](https://rateapi.dev/credit-unions/louisiana/cse) [**Pelican** Lake Charles · Lake Charles · LA · 70601 About 11.4 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) [**Davison Employees** Davison Employees FCU · Sulphur · LA · 70665-5600 About 12.3 miles away](https://rateapi.dev/credit-unions/louisiana/davison-employees) [**Northrop Grumman** Lake Charles · Lake Charles · LA · 70615-5157 About 12.9 miles away](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Access of Louisiana** Kirby · Lake Charles · LA · 70601 About 13.0 miles away](https://rateapi.dev/credit-unions/louisiana/access-of-louisiana) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Southwest Louisiana Credit Union Membership eligibility from Southwest Louisiana Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Southwest Louisiana Credit Union's website. Check the membership page below to confirm whether you qualify. - Association McNeese Foundation - School McNeese State University Verified from [Southwest Louisiana Credit Union's membership page](https://www.swlacu.com/how-to-join) . Final membership determination is always made by the credit union. ## Membership rules for Southwest Louisiana Credit Union Associations · Schools · Family 3 published paths to membership, last verified August 21, 2026, quoted from Southwest Louisiana Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of McNeese Foundation “Make a one-time donation to the McNeese Foundation supporting the McNeese Athletic Foundation (MAF)” > [source ↗](https://www.swlacu.com/how-to-join) - Member of McNeese Foundation ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of McNeese State University “Are a student at McNeese State University” > [source ↗](https://www.swlacu.com/how-to-join) - Student at McNeese State University ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, step-parent, step-child, step-sibling “Are a family member of an existing member (spouse, child, sibling, parent, grandparent, grandchild, step-parent, step-child, step-sibling and adoptive relationships)” > [source ↗](https://www.swlacu.com/how-to-join) - Family member (spouse, child, sibling, parent, grandparent, grandchild, step-parent, step-child, step-sibling) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Southwest Louisiana Credit Union? Yes No ## Work at Southwest Louisiana Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Southwest Louisiana Credit Union ranks against Louisiana peers. - See which AI assistants fetched Southwest Louisiana Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=southwest-louisiana&state=louisiana&code=LA&name=Southwest%20Louisiana%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Southwest Louisiana Credit Union offer? Southwest Louisiana Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 4, 2026 directly from the credit union's official website. ### How often are Southwest Louisiana Credit Union rates updated? RateAPI verifies Southwest Louisiana Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 4, 2026. ### Where does RateAPI get Southwest Louisiana Credit Union's rate data? Rate data is collected directly from Southwest Louisiana Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Southwest Louisiana Credit Union? Southwest Louisiana Credit Union publishes its membership criteria on its own website. RateAPI tracks 3 published membership paths covering 1 association and 1 school for Southwest Louisiana Credit Union, each quoted from Southwest Louisiana Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Southwest Louisiana Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.swlacu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Southwest Louisiana Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Southwest Louisiana Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /southwest-louisiana " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Southwest Louisiana Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/southwest-louisiana Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp