--- title: "Post Office Employees' Credit Union Rates (Nov 2026): Mortgage 6.54%" description: "Post Office Employees' Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Post Office Employees' Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/post-office-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Post Office Employees' Credit Union Rates (Nov 2026): Mortgage 6.54% ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **30-Year Fixed** 30 year fixed | 6.662% APR | 6.500% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **30 Year Fixed - Home Ready** 30 year fixed | 7.040% APR | 6.875% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.387% APR | 6.125% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.586% APR | 6.375% | — | Standard | Post Office Employees' Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Post Office Employees' Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/post-office-employees) , verified from [Post Office Employees' Credit Union's official website](https://www.poecu.org/) Loading branch locator… ## About Post Office Employees' Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.3K Assets $54.2M Founded 1924 Locations reported 3 NCUA charter 63069 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Keesler** Metairie Airline Drive Branch · Metairie · LA · 70001 About 0.8 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) [**The New Orleans Firemen's** Metairie · Metairie · LA · 70001-2406 About 1.0 miles away](https://rateapi.dev/credit-unions/louisiana/the-new-orleans-firemens) [**Onpath** OnPath FCU · Metairie · LA · 70002-6053 About 1.5 miles away](https://rateapi.dev/credit-unions/louisiana/onpath) [**Epic** EPIC FCU · Metairie · LA · 70006 About 1.8 miles away](https://rateapi.dev/credit-unions/louisiana/epic) [**Riverland** Jefferson Office · Jefferson · LA · 70121-3122 About 1.9 miles away](https://rateapi.dev/credit-unions/louisiana/riverland) [**Jefferson Parish Employees** Main Office · Harahan · LA · 70123 About 1.9 miles away](https://rateapi.dev/credit-unions/louisiana/jefferson-parish-employees) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Post Office Employees' Credit Union Membership eligibility from Post Office Employees' Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Post Office Employees' Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer United States Postal Service, U. S. Department of Homeland Security, Louisiana State Board of Barber Examiners, AFSCME Local 2349, Caesars New Orleans, Corporate Realty, Department of Homeland Security, Department of Labor – Office of Federal Contract Compliance Programs, New Orleans District Office, Department of State, New Orleans Passport Agency, Equal Opportunity Employment Commission (EEOC), Foley & Judell, LLP, GCI Forwarding Company, Inc., Greater New Orleans, Inc., Gulf States Forwarding, Inc., George Wm. Rueff, Inc., Higgins International Services, Inc., Louisiana State Board of Dentistry, G. Mayer & Company, Marsiglia & Associates, LC, New Orleans Tourism Marketing Corporation, Park Service, Phelps Dunbar LLP, Port Cargo Service, Smith Stag, LLC, The Irwin Brown Company, TSA – Transportation Security Administration, All U. S. Governmental Agencies, POECU - Association UFCW Local 496 Verified from [Post Office Employees' Credit Union's membership page](https://www.poecu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Post Office Employees' Credit Union Employers 28 · Associations · Family 30 published paths to membership, last verified August 21, 2026, quoted from Post Office Employees' Credit Union’s own published criteria. ### Employers 28 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Louisiana State Board of Barber Examiners “Persons who are licensed or employed by one of the following Boards in Baton Rouge, Louisiana: Louisiana State Board of Barber Examiners” > [source ↗](https://www.poecu.org/membership) - Employee of Louisiana State Board of Barber Examiners - Employee of AFSCME Local 2349 “AFSCME Local 2349 Member in good standing (American Federation of State, County and Municipal Employees)” > [source ↗](https://www.poecu.org/membership) - Employee of AFSCME Local 2349 - Employee of Caesars New Orleans “Caesars New Orleans” > [source ↗](https://www.poecu.org/membership) - Employee of Caesars New Orleans - Employee of Corporate Realty “Corporate Realty (who work in New Orleans)” > [source ↗](https://www.poecu.org/membership) - Employee of Corporate Realty - Employee of Equal Opportunity Employment Commission (EEOC) “Equal Opportunity Employment Commission (EEOC)” > [source ↗](https://www.poecu.org/membership) - Employee of Equal Opportunity Employment Commission (EEOC) - Employee of Foley & Judell, LLP “Foley & Judell, LLP (who work in New Orleans and Baton Rouge)” > [source ↗](https://www.poecu.org/membership) - Employee of Foley & Judell, LLP - Employee of Greater New Orleans, Inc. “Greater New Orleans, Inc. (who work in New Orleans)” > [source ↗](https://www.poecu.org/membership) - Employee of Greater New Orleans, Inc. - Employee of Gulf States Forwarding, Inc. “Gulf States Forwarding, Inc.” > [source ↗](https://www.poecu.org/membership) - Employee of Gulf States Forwarding, Inc. - Employee of Louisiana State Board of Dentistry “Louisiana State Board of Dentistry (who work in New Orleans)” > [source ↗](https://www.poecu.org/membership) - Employee of Louisiana State Board of Dentistry - Employee of G. Mayer & Company “G. Mayer & Company (who work in New Orleans)” > [source ↗](https://www.poecu.org/membership) - Employee of G. Mayer & Company - Employee of Marsiglia & Associates, LC “Marsiglia & Associates, LC (who work in New Orleans)” > [source ↗](https://www.poecu.org/membership) - Employee of Marsiglia & Associates, LC - Employee of New Orleans Tourism Marketing Corporation “New Orleans Tourism Marketing Corporation” > [source ↗](https://www.poecu.org/membership) - Employee of New Orleans Tourism Marketing Corporation - Employee of Park Service “Park Service” > [source ↗](https://www.poecu.org/membership) - Employee of Park Service - Employee of Phelps Dunbar LLP “Phelps Dunbar LLP” > [source ↗](https://www.poecu.org/membership) - Employee of Phelps Dunbar LLP - Employee of POECU “An employee of POECU” > [source ↗](https://www.poecu.org/membership) - Employee of POECU - Employee of All U. S. Governmental Agencies - Work Location this CMC Region (as written on the source page) “All U. S. Governmental Agencies in this CMC Region whose activities or functions are associated in any manner with those of Homeland Security personnel, except those persons eligible for membership in another credit union by virtue of their employment” > [source ↗](https://www.poecu.org/membership) - Employee of All U. S. Governmental Agencies and Works at this CMC Region - Employee of United States Postal Service - Work Location the New Orleans office (as written on the source page) “Persons who are employees of (and their family): United States Postal Service headquartered in (paid through) the New Orleans office” > [source ↗](https://www.poecu.org/membership) - Employee of United States Postal Service and Works at the New Orleans office - Employee of U. S. Department of Homeland Security - Works in city:AL:la “U. S. Department of Homeland Security (who work permanently in the New Orleans (South Central) CMC Region (LA, AL, AR, TN, and MS)” > [source ↗](https://www.poecu.org/membership) - Employee of U. S. Department of Homeland Security and Works in La, AL - Employee of Department of Homeland Security - Works in city:AL:la “Department of Homeland Security (who work permanently in the New Orleans (South Central) CMC Region (LA, AL, AR, TN, and MS)” > [source ↗](https://www.poecu.org/membership) - Employee of Department of Homeland Security and Works in La, AL - Employee of Department of Labor - Works in city:LA:new orleans “Department of Labor – Office of Federal Contract Compliance Programs, New Orleans District Office (who work in New Orleans, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of Department of Labor and Works in New Orleans, LA - Employee of Department of State, New Orleans Passport Agency - Works in city:LA:new orleans “Department of State, New Orleans Passport Agency (who work in New Orleans, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of Department of State, New Orleans Passport Agency and Works in New Orleans, LA - Employee of GCI Forwarding Company, Inc. - Works in city:LA:metairie “GCI Forwarding Company, Inc. (who work in Metairie, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of GCI Forwarding Company, Inc. and Works in Metairie, LA - Employee of George Wm. Rueff, Inc. - Works in city:LA:new orleans “George Wm. Rueff, Inc. (who work in New Orleans, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of George Wm. Rueff, Inc. and Works in New Orleans, LA - Employee of Higgins International Services, Inc. - Works in city:LA:kenner “Higgins International Services, Inc. (who work in Kenner, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of Higgins International Services, Inc. and Works in Kenner, LA - Employee of Port Cargo Service - Works in city:LA:new orleans “Port Cargo Service (who work in New Orleans, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of Port Cargo Service and Works in New Orleans, LA - Employee of Smith Stag, LLC - Works in city:LA:new orleans “Smith Stag, LLC (who work in New Orleans, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of Smith Stag, LLC and Works in New Orleans, LA - Employee of The Irwin Brown Company - Works in city:LA:new orleans “The Irwin Brown Company (who work in New Orleans, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of The Irwin Brown Company and Works in New Orleans, LA - Employee of TSA – Transportation Security Administration - Works in city:LA:st. rose “TSA – Transportation Security Administration (who work in or are headquartered in St. Rose, LA)” > [source ↗](https://www.poecu.org/membership) - Employee of TSA – Transportation Security Administration and Works in St. Rose, LA ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of UFCW Local 496 “Members in good standing of UFCW Local 496 in Metairie, LA (the union for Barbers & Cosmetologists)” > [source ↗](https://www.poecu.org/membership) - Member of UFCW Local 496 ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family member “An immediate family member of a POECU member” > [source ↗](https://www.poecu.org/membership) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Post Office Employees' Credit Union? Yes No ## Work at Post Office Employees' Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Post Office Employees' Credit Union ranks against Louisiana peers. - See which AI assistants fetched Post Office Employees' Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=post-office-employees&state=louisiana&code=LA&name=Post%20Office%20Employees'%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Post Office Employees' Credit Union offer? Post Office Employees' Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Post Office Employees' Credit Union rates updated? RateAPI verifies Post Office Employees' Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Post Office Employees' Credit Union's rate data? Rate data is collected directly from Post Office Employees' Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Post Office Employees' Credit Union's mortgage rate? As of November 12, 2026, Post Office Employees' Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Post Office Employees' Credit Union? Post Office Employees' Credit Union publishes its membership criteria on its own website. RateAPI tracks 30 published membership paths covering 28 employers and 1 association for Post Office Employees' Credit Union, each quoted from Post Office Employees' Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Post Office Employees' Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/louisiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.poecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Post Office Employees' Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Post Office Employees' Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /post-office-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Post Office Employees' Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/post-office-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp