--- title: "Ouachita Valley Credit Union Rates (Nov 2026): CDs to 4.33%" description: "Ouachita Valley Credit Union rates today: savings & CDs up to 4.33% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Ouachita Valley Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/ouachita-valley" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ouachita Valley Credit Union Rates (Nov 2026): CDs to 4.33% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Mobile Home and Land Loan** other | — APR | 7.500% | — | Standard | | **Land Loan++** other | — APR | 7.500% | — | Standard | | **New Mobile Home Loans+++** other | — APR | 8.050% | — | Standard | Ouachita Valley Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto Loan** auto_used | — APR | 5.240% | used | Standard | | **New Auto Loan** auto_new | — APR | 5.240% | new | Standard | | **Travel Trailer & Motor Homes** rv | — APR | 6.240% | — | Standard | | **Boat & Jet Ski Loan** boat | — APR | 6.240% | — | Standard | | **ATV & Motorcycle Loan** powersports | — APR | 6.240% | — | Standard | Ouachita Valley Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.750% | — | Standard | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.990% | — | Standard | Ouachita Valley Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 3.500% | — | Standard | | **Share Certificate Secured Loan** personal_secured | — APR | 5.200% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.990% | — | Standard | Ouachita Valley Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 8.990% | — | Standard | | **Rewards Credit Card** credit_card_rewards | — APR | 15.750% | — | Standard | Ouachita Valley Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **IRAs & CDs (Share IRA)** ira_cd | 1.51% APY | 1.50% | — | Standard | | **IRAs & CDs (48-Month CD)** ira_cd_48mo | 3.25% APY | 3.20% | 48 mo | Standard | | **IRAs & CDs (24-Month CD)** ira_cd_24mo | 3.25% APY | 3.20% | 24 mo | Standard | | **IRAs & CDs (36-Month CD)** ira_cd_36mo | 3.25% APY | 3.20% | 36 mo | Standard | | **IRAs & CDs (18-Month CD)** ira_cd_18mo | 3.30% APY | 3.25% | 18 mo | Standard | | **IRAs & CDs (12-Month CD)** ira_cd_12mo | 3.56% APY | 3.50% | 12 mo | Standard | | **IRAs & CDs (6-Month CD)** ira_cd_6mo | 3.81% APY | 3.75% | 6 mo | Standard | | **IRAs & CDs (18-Month IRA)** ira_cd_18mo | 4.07% APY | 4.00% | 18 mo | Standard | | **IRAs & CDs (24-Month IRA)** ira_cd_24mo | 4.33% APY | 4.25% | 24 mo | Standard | Ouachita Valley Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New/Used Purchase** other | — % | 6.240% | — | Standard | Ouachita Valley Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 4.33% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/ouachita-valley) , verified from [Ouachita Valley Credit Union's official website](https://ouachitavalleyfcu.org/) Loading branch locator… ## About Ouachita Valley Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 36.6K Assets $462M Founded 1955 Locations reported 6 NCUA charter 10181 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Centric** Expo Circle Admin Center · West Monroe · LA · 71292-9414 Branch in the same ZIP](https://rateapi.dev/credit-unions/louisiana/centric) [**Pelican** Monroe - Hospital · Monroe · LA · 71202 About 7.4 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) [**Sevenfold** Sevenfold FCU-Main Office · West Monroe · LA · 71291-7511 About 8.4 miles away](https://rateapi.dev/credit-unions/louisiana/sevenfold) [**Lampco** Monroe LA · Monroe · LA · 71201-4942 About 10.8 miles away](https://rateapi.dev/credit-unions/indiana/lampco) [**La Capitol** ULM · Monroe · LA · 71209 About 12.2 miles away](https://rateapi.dev/credit-unions/louisiana/la-capitol) [**Kraftman** Kraftman Federal Credit Union - Hwy 165 Branch · Monroe · LA · 71203 About 17.2 miles away](https://rateapi.dev/credit-unions/louisiana/kraftman) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ouachita Valley Credit Union Membership eligibility from Ouachita Valley Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ouachita Valley Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bienville, caldwell, catahoula, claiborne, east carroll, franklin, jackson, lasalle, lincoln, madison, morehouse, ouachita, richland, tensas, union, west carroll, winn — LA Verified from [Ouachita Valley Credit Union's membership page](https://ouachitavalleyfcu.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Ouachita Valley Credit Union Geography 17 counties · Family 18 published paths to membership, last verified August 22, 2026, quoted from Ouachita Valley Credit Union’s own published criteria. ### Geography 17 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Bienville County, LA - Caldwell County, LA - Catahoula County, LA - Claiborne County, LA - East Carroll County, LA - Franklin County, LA - Jackson County, LA - Lasalle County, LA - Lincoln County, LA - Madison County, LA - Morehouse County, LA - Ouachita County, LA - Richland County, LA - Tensas County, LA - Union County, LA - West Carroll County, LA - Winn County, LA “Bienville” > [source ↗](https://ouachitavalleyfcu.org/become-a-member) ### Family 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member “If you work for a sponsor company, you and your family are eligible for membership.” > [source ↗](https://ouachitavalleyfcu.org/become-a-member) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ouachita Valley Credit Union? Yes No ## Work at Ouachita Valley Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ouachita Valley Credit Union ranks against Louisiana peers. - See which AI assistants fetched Ouachita Valley Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ouachita-valley&state=louisiana&code=LA&name=Ouachita%20Valley%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ouachita Valley Credit Union offer? Ouachita Valley Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ouachita Valley Credit Union rates updated? RateAPI verifies Ouachita Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ouachita Valley Credit Union's rate data? Rate data is collected directly from Ouachita Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Ouachita Valley Credit Union's best CD rate? As of November 12, 2026, Ouachita Valley Credit Union offers savings and certificate (CD) yields up to 4.33% APY. ### Who can join Ouachita Valley Credit Union? Ouachita Valley Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 17 counties for Ouachita Valley Credit Union, each quoted from Ouachita Valley Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Ouachita Valley Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/louisiana) [Louisiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/louisiana) [Louisiana HELOC rate leaders](https://rateapi.dev/heloc-rates/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://ouachitavalleyfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ouachita Valley Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ouachita Valley Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /ouachita-valley " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ouachita Valley Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/ouachita-valley Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp