Meritus Mortgage, Auto Loan & Personal Loan Rates & Who Can Join

As of July 11, 2026, Meritus offers a share_certificate_6mo mortgage at 2.01% APR (2% rate, 0 points). Auto loans available from 4.99% APR. Personal loan rates from 2.01% APR.
Source: RateAPI.dev, verified from Meritus's official website

Who Can Join Meritus

Membership eligibility from Meritus's own published criteria. How we verify this.

Community charter: live/work in Acadia Parish, Iberia Parish, Lafayette Parish +2 more

LocationAcadia Parish, Iberia Parish, Lafayette Parish, St. Martin Parish, Vermilion Parish

Cost to join: About $25.

Verified from Meritus's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

share_certificate_6mo

2.010% APR

Rate2.000%

Points0

Share Certificate 6 Months

ira_cd_24mo

3.000% APR

Rate3.000%

Points0

IRA Share Certificate 24 Month

share_certificate_24mo

3.000% APR

Rate3.000%

Points0

Share Certificate 24 Months

ira_cd_36mo

3.250% APR

Rate3.250%

Points0

IRA Share Certificate 36 Month

share_certificate_36mo

3.250% APR

Rate3.250%

Points0

Share Certificate 36 Months

ira_cd_12mo

3.500% APR

Rate3.500%

Points0

IRA Share Certificate 12 Month

share_certificate_12mo

3.500% APR

Rate3.500%

Points0

Share Certificate 12 Months

savings

5.000% APR

Rate5.000%

Points0

Kasasa Cash Checking (qualifications not met)

savings

5.000% APR

Rate4.890%

Points0

Kasasa Cash Checking (up to $15,000)

savings

5.000% APR

Rate5.000%

Points0

Kasasa Saver (qualifications not met)

Auto Loan Rates

Rates as of July 11, 2026

auto_new_60mo

4.990% APR

Rate4.990%

[PROMOTIONAL] New Auto Loan (up to 60 months)

auto_new_72mo

5.240% APR

Rate5.240%

[PROMOTIONAL] New Auto Loan (72 months)

auto_used_60mo

5.990% APR

Rate5.990%

[PROMOTIONAL] Used Auto Loan (up to 60 months)

auto_new_36mo

6.000% APR

Rate6.000%

[PROMOTIONAL] New Jet Skis, ATVs & Motorcycles (up to 36 months)

auto_new_48mo

6.250% APR

Rate6.250%

[PROMOTIONAL] New Jet Skis, ATVs & Motorcycles (48 months)

auto_used_72mo

6.490% APR

Rate6.490%

[PROMOTIONAL] Used Auto Loan (72 months)

auto_new_84mo

6.740% APR

Rate6.740%

[PROMOTIONAL] New Auto Loan (84 months)

auto_new_60mo

6.750% APR

Rate6.750%

[PROMOTIONAL] New Jet Skis, ATVs & Motorcycles (60 months)

auto_used_36mo

7.000% APR

Rate7.000%

[PROMOTIONAL] Used Jet Skis, ATVs & Motorcycles (up to 36 months)

auto_used_48mo

7.250% APR

Rate7.250%

[PROMOTIONAL] Used Jet Skis, ATVs & Motorcycles (48 months)

auto_new_72mo

7.500% APR

Rate7.500%

[PROMOTIONAL] New Jet Skis, ATVs & Motorcycles (72 months)

auto_used_84mo

7.740% APR

Rate7.740%

[PROMOTIONAL] Used Auto Loan (84 months)

auto_used_60mo

7.750% APR

Rate7.750%

[PROMOTIONAL] Used Jet Skis, ATVs & Motorcycles (60 months)

Personal Loan Rates

Rates as of July 11, 2026

personal_secured

2.010% APR

Rate2.010%

[PROMOTIONAL] Share/Savings Secured Loan

personal_unsecured

11.000% APR

Rate11.000%

[PROMOTIONAL] Signature Unsecured Loan

Frequently Asked Questions

What rates does Meritus offer?

Meritus currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Meritus rates updated?

RateAPI verifies Meritus's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Meritus's rate data?

Rate data is collected directly from Meritus's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Meritus's mortgage rate?

As of July 11, 2026, Meritus offers a share_certificate_6mo mortgage at 2.01% APR.

What is Meritus's auto loan rate?

As of July 11, 2026, Meritus offers auto loans from 4.99% APR.

Related Rate Data

Compare Meritus's rates against national credit-union benchmarks.

More Louisiana credit unions Mortgage rate benchmark Auto loan rate benchmark Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Meritus
curl "https://api.rateapi.dev/credit-unions/louisiana/meritus" \
  -H "Authorization: Bearer YOUR_API_KEY"

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