--- title: "La Terre Credit Union Rates (Nov 2026): CDs to 3.75%" description: "La Terre Credit Union rates today: savings & CDs up to 3.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join La Terre Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/la-terre" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # La Terre Credit Union Rates (Nov 2026): CDs to 3.75% ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Christmas Club Account** savings | — APY | 0.05% | — | Specialty offer | | **Regular Share Savings and Checking Account** share_savings | — APY | 0.05% | — | Specialty offer | | **6-Month Certificate** cd_6mo | 0.15% APY | 0.15% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 0.20% APY | 0.20% | 12 mo | Standard | | **24-Month Certificate** cd_24mo | 0.25% APY | 0.25% | 24 mo | Standard | | **Certificate Rates (6 Months - Special New deposits only)** cd_6mo | 3.50% APY | 3.44% | 6 mo | Standard | | **Certificate Rates (12 Months - Special New deposits only)** cd_12mo | 3.75% APY | 3.69% | 12 mo | Standard | La Terre Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/la-terre) , verified from [La Terre Credit Union's official website](https://www.laterrefcu.org) Loading branch locator… ## About La Terre Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.9K Assets $25.4M Founded 1970 Locations reported 1 NCUA charter 20002 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Pelican** Houma · Houma · LA · 70360 About 3.3 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) [**La Capitol** Houma · Houma · LA · 70360-3964 About 3.6 miles away](https://rateapi.dev/credit-unions/louisiana/la-capitol) [**T E A** T. E. A. Federal Credit Union · Houma · LA · 70360 About 4.4 miles away](https://rateapi.dev/credit-unions/louisiana/t-e-a) [**Onpath** Thibodaux Branch · Thibodaux · LA · 70301-4866 About 14.1 miles away](https://rateapi.dev/credit-unions/louisiana/onpath) [**Southern Teachers & Parents** Southern Teachers & Parents FCU Lafeda Branch · Thibodaux · LA · 70301-4833 About 14.3 miles away](https://rateapi.dev/credit-unions/louisiana/southern-teachers-parents) [**The New Orleans Firemen's** Lockport · Lockport · LA · 70374 About 16.4 miles away](https://rateapi.dev/credit-unions/louisiana/the-new-orleans-firemens) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join La Terre Credit Union Membership eligibility from La Terre Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on La Terre Credit Union's website. Check the membership page below to confirm whether you qualify. - Location lafourche, terrebonne — LA Verified from [La Terre Credit Union's membership page](https://www.laterrefcu.org/how-to-join/) . Final membership determination is always made by the credit union. ## Membership rules for La Terre Credit Union Geography 2 counties · Family 13 published paths to membership, last verified September 13, 2026, quoted from La Terre Credit Union’s own published criteria. ### Geography 2 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified September 13, 2026 - Lafourche County, LA - Terrebonne County, LA “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Terrebonne County, LA” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Family of someone eligible immediate family, spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships “members of their immediate family including spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step-siblings or adoptive relationships of those individuals.” > [source ↗](https://www.laterrefcu.org/how-to-join/) - Family member (immediate family, spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for La Terre Credit Union? Yes No ## Work at La Terre Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where La Terre Credit Union ranks against Louisiana peers. - See which AI assistants fetched La Terre Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=la-terre&state=louisiana&code=LA&name=La%20Terre%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does La Terre Credit Union offer? La Terre Credit Union is a credit union in Louisiana. Rate data is currently being verified. ### How often are La Terre Credit Union rates updated? RateAPI verifies La Terre Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get La Terre Credit Union's rate data? Rate data is collected directly from La Terre Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is La Terre Credit Union's best CD rate? As of November 13, 2026, La Terre Credit Union offers savings and certificate (CD) yields up to 3.75% APY. ### Who can join La Terre Credit Union? La Terre Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 2 counties for La Terre Credit Union, each quoted from La Terre Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare La Terre Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.laterrefcu.org) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track La Terre Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for La Terre Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /la-terre " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## La Terre Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/la-terre Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp