Epic

metairie, Louisiana
Last verified: July 10, 2026

As of July 10, 2026, Epic offers a 30-year-fixed mortgage at 5% APR (5% rate, 0 points). Auto loans available from 4.45% APR. HELOC rates from 5% APR. Personal loan rates from 6.65% APR.

Source: RateAPI.dev, verified from Epic's official website

Who Can Join Epic

Membership eligibility from Epic's own published criteria. How we verify this.

Membership criteria are published on Epic's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).

Verified from Epic's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
5.000% APR
Rate5.000%
Points0
First Mortgages
savings
1.500% APR
Rate1.490%
Points0
EPIC Platinum Checking
savings
1.500% APR
Rate1.490%
Points0
EPIC Platinum Checking (Up to $4,999)
share_certificate
2.800% APR
Rate2.760%
Points0
Share Certificates – Thirty Six Months
share_certificate
2.950% APR
Rate2.910%
Points0
Share Certificates – Sixty Months
share_certificate
3.600% APR
Rate3.540%
Points0
Share Certificates – Six Months
share_certificate
3.650% APR
Rate3.590%
Points0
Share Certificates – Twenty Four Months
ira_cd_24mo
3.700% APR
Rate3.700%
Points0
IRA Certificate 24 Months ($50,000 – < $100,000)
share_certificate
3.800% APR
Rate3.730%
Points0
Share Certificates – Twelve to Eighteen Months
ira_cd_24mo
3.900% APR
Rate3.900%
Points0
IRA Certificate 24 Months ($100,000 or Greater)
share_savings
5.000% APR
Rate5.000%
Points0
Prime Share Account/Savings
share_certificate
5.000% APR
Rate4.880%
Points0
EPIC Savers Youth Share Certificates
share_savings
5.000% APR
Rate5.000%
Points0
Prime Share Account/Savings ($100 to $4,999)

Auto Loan Rates

Rates as of July 10, 2026

auto_new
4.450% APR
Rate4.450%
[PROMOTIONAL] New Auto Loan
auto_new
4.450% APR
Rate4.450%
[PROMOTIONAL] New Cars & Trucks
auto
5.750% APR
Rate5.750%
Auto Loan
auto
5.750% APR
Rate5.750%
[PROMOTIONAL] Auto Loan
credit_card_platinum
6.990% APR
Rate6.990%
Visa Platinum
credit_card
6.990% APR
Rate6.990%
[PROMOTIONAL] Credit Card
auto_new
7.990% APR
Rate7.990%
[PROMOTIONAL] New Boat, Motorcycle & RV Loan
auto_new
7.990% APR
Rate7.990%
[PROMOTIONAL] New Boats, Motorcycles & RVs
credit_card_student
12.000% APR
Rate12.000%
Visa Platinum Student
credit_card_secured
15.000% APR
Rate15.000%
Visa Secured
credit_card_rewards
17.990% APR
Rate17.990%
Visa Platinum Rewards

HELOC Rates

Rates as of July 10, 2026

heloc_variable
5.000% APR
Rate5.000%
HELOC

Personal Loan Rates

Rates as of July 10, 2026

personal
6.650% APR
Rate6.650%
[PROMOTIONAL] Whole Home Generator Loan
personal_unsecured
9.650% APR
Rate9.650%
[PROMOTIONAL] Closed End Signature Loans
personal_unsecured
9.650% APR
Rate9.650%
[PROMOTIONAL] Closed End Signature Loan

Frequently Asked Questions

What rates does Epic offer?

Epic currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Epic rates updated?

RateAPI verifies Epic's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Epic's rate data?

Rate data is collected directly from Epic's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Epic's mortgage rate?

As of July 10, 2026, Epic offers a 30-year-fixed mortgage at 5% APR.

What is Epic's auto loan rate?

As of July 10, 2026, Epic offers auto loans from 4.45% APR.

Related Rate Data

Compare Epic's rates against national credit-union benchmarks.

More Louisiana credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Epic
curl "https://api.rateapi.dev/credit-unions/louisiana/epic" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude