Centric

west monroe, Louisiana
Last verified: July 6, 2026

As of July 6, 2026, Centric offers a savings mortgage at 4.01% APR (4.01% rate, 0 points). HELOC rates from 18% APR.

Source: RateAPI.dev, verified from Centric's official website

Mortgage Rates

Rates as of July 6, 2026

savings
4.010% APR
Rate4.010%
Points0
Save Better Savings
savings
4.150% APR
Rate4.150%
Points0
Earn Better Checking

HELOC Rates

Rates as of July 6, 2026

heloc_variable
18.000% APR
Rate3.500%
Home Equity Line of Credit

Frequently Asked Questions

What rates does Centric offer?

Centric currently offers mortgage, and HELOC rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Centric rates updated?

RateAPI verifies Centric's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Centric's rate data?

Rate data is collected directly from Centric's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Centric's mortgage rate?

As of July 6, 2026, Centric offers a savings mortgage at 4.01% APR.

Related Rate Data

Compare Centric's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Centric
curl "https://api.rateapi.dev/credit-unions/louisiana/centric" \
  -H "Authorization: Bearer YOUR_API_KEY"