--- title: "Calcasieu Teachers and Employees Credit Union Rates: CDs to 3.56%" description: "Calcasieu Teachers and Employees Credit Union rates today: savings & CDs up to 3.56% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Calcasieu Teachers and Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/calcasieu-teachers-and-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Calcasieu Teachers and Employees Credit Union Rates: CDs to 3.56% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Up to 48-Month Auto Loan** auto_any_48mo | — APR | 4.450% | 48 mo | Standard | | **Up to 60-Month Auto Loan** auto_any_60mo | — APR | 4.950% | 60 mo | Standard | | **Up to 72-Month Auto Loan** auto_any_72mo | — APR | 5.450% | 72 mo | Standard | | **Up to 84-Month Auto Loan** auto_any_84mo | — APR | 5.950% | 84 mo | Standard | | **Boat, Motorcycle, ATV, RV Rates (Up to 60 months)** boat_any_60mo | — APR | 6.950% | 60 mo | Standard | | **Boat, Motorcycle, ATV, RV Rates (Up to 72 months)** boat_any_72mo | — APR | 7.450% | 72 mo | Standard | | **Boat, Motorcycle, ATV, RV Rates (Up to 84 months)** boat_any_84mo | — APR | 7.950% | 84 mo | Standard | | **Boat, Motorcycle, ATV, RV Rates (Up to 96 months)** boat_any_96mo | — APR | 9.200% | 96 mo | Standard | | **Boat, Motorcycle, ATV, RV Rates (Up to 120 months)** boat_any_120mo | — APR | 9.950% | 120 mo | Standard | Calcasieu Teachers and Employees Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Payments are based on 120 months** heloc | — APR | 6.750% | — | Standard | Calcasieu Teachers and Employees Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 12.000% | 60 mo | Standard | Calcasieu Teachers and Employees Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 9 offers | Product | Published | Rate | Term / condition | Status | | **Money Market Rates (Tier I $0 - $9,999)** money_market | — APY | 0.99% | — | Standard | | **Tier I $0 - $9,999** savings | 0.99% APY | 0.99% | — | Standard | | **Money Market Rates (Tier II $10,000 - $24,999)** money_market | — APY | 2.50% | — | Standard | | **Tier II $10,000 - $24,999** savings | 2.53% APY | 2.50% | — | Standard | | **Money Market Rates (Tier III $25,000 - $99,999)** money_market | — APY | 3.05% | — | Standard | | **Tier III $25,000 - $99,999** savings | 3.09% APY | 3.05% | — | Standard | | **Money Market Rates (Tier IV $100,000 & Over)** money_market | — APY | 3.50% | — | Standard | | **Tier IV $100,000 & Over** savings | 3.56% APY | 3.50% | — | Standard | | **Rewards Checking** checking | — APY | 6.95% | — | Standard | Calcasieu Teachers and Employees Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.56% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/calcasieu-teachers-and-employees) , verified from [Calcasieu Teachers and Employees Credit Union's official website](https://www.calteacherscu.com/) Loading branch locator… ## About Calcasieu Teachers and Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.6K Assets $61.8M Founded 1954 Locations reported 3 NCUA charter 63142 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southwest Louisiana** McNeese Corporate Office · Lake Charles · LA · 70607 About 9.5 miles away](https://rateapi.dev/credit-unions/louisiana/southwest-louisiana) [**Cse** CSE Federal Credit Union Lake Charles · Lake Charles · LA · 70605 About 10.4 miles away](https://rateapi.dev/credit-unions/louisiana/cse) [**Pelican** Lake Charles · Lake Charles · LA · 70601 About 11.4 miles away](https://rateapi.dev/credit-unions/louisiana/pelican) [**Davison Employees** Davison Employees FCU · Sulphur · LA · 70665-5600 About 12.3 miles away](https://rateapi.dev/credit-unions/louisiana/davison-employees) [**Northrop Grumman** Lake Charles · Lake Charles · LA · 70615-5157 About 12.9 miles away](https://rateapi.dev/credit-unions/california/northrop-grumman) [**Access of Louisiana** Kirby · Lake Charles · LA · 70601 About 13.0 miles away](https://rateapi.dev/credit-unions/louisiana/access-of-louisiana) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Calcasieu Teachers and Employees Credit Union Membership eligibility from Calcasieu Teachers and Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Calcasieu Teachers and Employees Credit Union's website. Check the membership page below to confirm whether you qualify. - Location calcasieu — LA Verified from [Calcasieu Teachers and Employees Credit Union's membership page](https://www.calteacherscu.com/join) . Final membership determination is always made by the credit union. ## Membership rules for Calcasieu Teachers and Employees Credit Union Geography 1 county · Family 4 published paths to membership, last verified August 27, 2026, quoted from Calcasieu Teachers and Employees Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Calcasieu County, LA “If you live, work, or worship in Calcasieu Parish, you can join CTECU.” > [source ↗](https://www.calteacherscu.com/join) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family member “and to immediate family members of school employees.” > [source ↗](https://www.calteacherscu.com/) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Calcasieu Teachers and Employees Credit Union? Yes No ## Work at Calcasieu Teachers and Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Calcasieu Teachers and Employees Credit Union ranks against Louisiana peers. - See which AI assistants fetched Calcasieu Teachers and Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=calcasieu-teachers-and-employees&state=louisiana&code=LA&name=Calcasieu%20Teachers%20and%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Calcasieu Teachers and Employees Credit Union offer? Calcasieu Teachers and Employees Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Calcasieu Teachers and Employees Credit Union rates updated? RateAPI verifies Calcasieu Teachers and Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Calcasieu Teachers and Employees Credit Union's rate data? Rate data is collected directly from Calcasieu Teachers and Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Calcasieu Teachers and Employees Credit Union's best CD rate? As of November 12, 2026, Calcasieu Teachers and Employees Credit Union offers savings and certificate (CD) yields up to 3.56% APY. ### Who can join Calcasieu Teachers and Employees Credit Union? Calcasieu Teachers and Employees Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 1 county for Calcasieu Teachers and Employees Credit Union, each quoted from Calcasieu Teachers and Employees Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Calcasieu Teachers and Employees Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/louisiana) [Louisiana HELOC rate leaders](https://rateapi.dev/heloc-rates/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.calteacherscu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Calcasieu Teachers and Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Calcasieu Teachers and Employees Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /calcasieu-teachers-and-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Calcasieu Teachers and Employees Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/calcasieu-teachers-and-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp