--- title: "Breco Credit Union Rates (Nov 2026): CDs to 5.10%" description: "Breco Credit Union rates today: savings & CDs up to 5.10% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Breco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/louisiana/breco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Breco Credit Union Rates (Nov 2026): CDs to 5.10% ### Mortgage rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Land Loans (0-60 Months)** other | — APR | 5.200% | — | Standard | | **Land Loans (61-120 Months)** other | — APR | 5.450% | — | Standard | | **Land Loans (121-180 Months)** other | — APR | 6.700% | — | Standard | Breco Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 15 offers | Product | Published | Rate | Term / condition | Status | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (0-36 Months)** rv_any_36mo | — APR | 5.750% | 36 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (37-48 Months)** rv_any_48mo | — APR | 6.250% | 48 mo · any | Standard | | **New/Used Auto (37-48 Months)** auto_any_48mo | — APR | 6.490% | 48 mo · any | Standard | | **New/Used Auto (0-36 Months)** auto_any_36mo | — APR | 6.490% | 36 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (0-48 Months)** rv_any_48mo | — APR | 6.750% | 48 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (49-60 Months)** rv_any_60mo | — APR | 6.750% | 60 mo · any | Standard | | **New/Used Auto (49-60 Months)** auto_any_60mo | — APR | 6.990% | 60 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (61-72 Months)** rv_any_72mo | — APR | 6.990% | 72 mo · any | Standard | | **New/Used Auto (61-72 Months)** auto_any_72mo | — APR | 7.290% | 72 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (73-84 Months)** rv_any_84mo | — APR | 7.490% | 84 mo · any | Standard | | **New/Used Auto (73-84 Months)** auto_any_84mo | — APR | 7.640% | 84 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (85-120 Months)** rv_any_120mo | — APR | 7.990% | 120 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (121-180 Months)** rv_any_180mo | — APR | 8.440% | 180 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (121-144 Months)** rv_any_144mo | — APR | 8.490% | 144 mo · any | Standard | | **New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc. (145-180 Months)** rv_any_180mo | — APR | 9.490% | 180 mo · any | Standard | Breco Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity (61-84 Months)** heloc | — APR | 6.200% | — | Standard | | **Home Equity (0-60 Months)** heloc | — APR | 6.200% | — | Standard | | **Home Equity (85-180 Months)** heloc | — APR | 6.950% | — | Standard | Breco Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Redi-Cash Line Of Credit** ploc_variable | — APR | 9.990% | — | Standard | Breco Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 7.900% | — | Standard | Breco Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 36 offers | Product | Published | Rate | Term / condition | Status | | **Checking Accounts (.05%)** checking | — APY | 0.05% | — | Specialty offer | | **Savings Accounts (.10%)** savings | — APY | 0.10% | — | Standard | | **$2,500 - $9,999** savings | 0.15% APY | 0.15% | — | Standard | | **$10,000 - $24,999** savings | 0.20% APY | 0.20% | — | Standard | | **$25,000 - $49,999** savings | 0.25% APY | 0.25% | — | Standard | | **Savings Accounts (.25%)** savings | — APY | 0.25% | — | Standard | | **$50,000 - $99,999** savings | 0.30% APY | 0.30% | — | Standard | | **$100,000 Or Greater** savings | 0.35% APY | 0.35% | — | Standard | | **$25,000 - $99,999** savings | — APY | 2.36% | — | Standard | | **$100,000 - $249,999** savings | — APY | 2.51% | — | Standard | | **$100,000 - $249,999** savings | 2.53% APY | 2.51% | — | Standard | | **$250,000 - $499,999** savings | — APY | 2.66% | — | Standard | | **$250,000 - $499,999** savings | 2.69% APY | 2.66% | — | Standard | | **$500,000 - $999,999** savings | — APY | 2.81% | — | Standard | | **$500,000 - $999,999** savings | 2.84% APY | 2.81% | — | Standard | | **$1,000,000 Or Greater** savings | — APY | 2.96% | — | Standard | | **$1,000,000 Or Greater** savings | 3.00% APY | 2.96% | — | Standard | | **Term Share Certificates & IRAs (36 Months)** ira_cd_36mo | — APY | 3.06% | 36 mo | Standard | | **Term Share Certificates & IRAs (48 Months)** ira_cd_48mo | — APY | 3.06% | 48 mo | Standard | | **Term Share Certificates & IRAs (60 Months)** ira_cd_60mo | — APY | 3.06% | 60 mo | Standard | | **60-Month Certificate** share_certificate_60mo | 3.10% APY | 3.06% | 60 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 3.10% APY | 3.06% | 48 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.10% APY | 3.06% | 36 mo | Standard | | **Term Share Certificates & IRAs (6 Months)** ira_cd_6mo | — APY | 3.20% | 6 mo | Standard | | **6-Month Certificate** share_certificate_6mo | 3.25% APY | 3.20% | 6 mo | Standard | | **Term Share Certificates & IRAs (24 Months)** ira_cd_24mo | — APY | 3.45% | 24 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 3.50% APY | 3.45% | 24 mo | Standard | | **Term Share Certificates & IRAs (18 Months)** ira_cd_18mo | — APY | 3.59% | 18 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.65% APY | 3.59% | 18 mo | Standard | | **Term Share Certificates & IRAs (12 Months)** ira_cd_12mo | — APY | 3.69% | 12 mo | Standard | | **Term Share Certificates & IRAs (13 Months)** ira_cd_13mo | — APY | 3.69% | 13 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.75% APY | 3.69% | 12 mo | Standard | | **13-Month Certificate** share_certificate_13mo | 3.75% APY | 3.69% | 13 mo | Standard | | **Term Share Certificates & IRAs (9 Months)** ira_cd_9mo | — APY | 3.84% | 9 mo | Standard | | **9-Month Certificate** share_certificate_9mo | 3.90% APY | 3.84% | 9 mo | Standard | | **Super-Charged Checking** checking | 5.10% APY | 5.10% | — | Standard | Breco Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 5.10% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/louisiana/breco) , verified from [Breco Credit Union's official website](https://brecofcu.com/) Loading branch locator… ## About Breco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.5K Assets $52.5M Founded 1934 Locations reported 4 NCUA charter 24526 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**La Capitol** ONeal Ofice · Baton Rouge · LA · 70816-3205 Branch in the same ZIP](https://rateapi.dev/credit-unions/louisiana/la-capitol) [**Pelican** Corporate Headquarters · Baton Rouge · LA · 70816-3124 Branch in the same ZIP](https://rateapi.dev/credit-unions/louisiana/pelican) [**EFCU Financial** Sherwood - Ops Center · Baton Rouge · LA · 70816-2218 About 1.4 miles away](https://rateapi.dev/credit-unions/louisiana/efcu-financial) [**Formation** Total Source Building · Baton Rouge · LA · 70816-4002 About 2.6 miles away](https://rateapi.dev/credit-unions/louisiana/formation) [**Bayou** Womans Hospital Branch · Baton Rouge · LA · 70817 About 3.0 miles away](https://rateapi.dev/credit-unions/louisiana/bayou) [**Essential** Siegen FRC · Baton Rouge · LA · 70809 About 3.4 miles away](https://rateapi.dev/credit-unions/louisiana/essential) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Breco Credit Union Membership eligibility from Breco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Breco Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Acadian Contractors, APTIM, Cox-Walker & Associates, DEMCO, Englobal Engineering, Entergy Corporation, Ethos Energy, Ferris Engineering, Highlines Construction Co., ITC Holdings, LA One Call, McDermott International, Inc., Money Management International, MMR Group, Power & Control Systems, Spectrum Engineering, Spectrum Services, The Shobe Financial Group, The Wackenhut Corp, Title2Land, LLC, Tube Fitting Specialties, Inc., Wampold Companies, West BR Conference & Travel Center, Epic Piping - Association Capital Area Animal Welfare Society (CAAWS), Court Reporters of LA, IBEW - Local 995 Verified from [Breco Credit Union's membership page](https://brecofcu.com/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Breco Credit Union Employers 45 · Associations 3 · Family 2 50 published paths to membership, last verified August 27, 2026, quoted from Breco Credit Union’s own published criteria. ### Employers 45 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Acadian Contractors “Acadian Contractors” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Acadian Contractors - Employee of APTIM “APTIM*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of APTIM - Employee of Cox-Walker & Associates “Cox-Walker & Associates*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Cox-Walker & Associates - Employee of DEMCO “DEMCO*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of DEMCO - Employee of Englobal Engineering “Englobal Engineering” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Englobal Engineering - Employee of Entergy Corporation “Entergy Corporation” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Entergy Corporation - Employee of Ethos Energy “Ethos Energy**” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Ethos Energy - Employee of Ferris Engineering “Ferris Engineering*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Ferris Engineering - Employee of Highlines Construction Co. “Highlines Construction Co.*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Highlines Construction Co. - Employee of ITC Holdings “ITC Holdings” > [source ↗](https://brecofcu.com/become-a-member) - Employee of ITC Holdings - Employee of LA One Call “LA One Call*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of LA One Call - Employee of McDermott International, Inc. “McDermott International, Inc.*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of McDermott International, Inc. - Employee of Money Management International “Money Management International*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Money Management International - Employee of MMR Group “MMR Group*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of MMR Group - Employee of Power & Control Systems “Power & Control Systems*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Power & Control Systems - Employee of Spectrum Engineering “Spectrum Engineering*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Spectrum Engineering - Employee of Spectrum Services “Spectrum Services*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Spectrum Services - Employee of The Shobe Financial Group “The Shobe Financial Group*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of The Shobe Financial Group - Employee of The Wackenhut Corp “The Wackenhut Corp” > [source ↗](https://brecofcu.com/become-a-member) - Employee of The Wackenhut Corp - Employee of Title2Land, LLC “Title2Land, LLC*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Title2Land, LLC - Employee of Tube Fitting Specialties, Inc. “Tube Fitting Specialties, Inc.*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Tube Fitting Specialties, Inc. - Employee of Wampold Companies “Wampold Companies*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Wampold Companies - Employee of West BR Conference & Travel Center “West BR Conference & Travel Center” > [source ↗](https://brecofcu.com/become-a-member) - Employee of West BR Conference & Travel Center - Employee of Epic Piping “Epic Piping*” > [source ↗](https://brecofcu.com/become-a-member) - Employee of Epic Piping - Retired employee of Acadian Contractors “Acadian Contractors” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Acadian Contractors - Retired employee of APTIM “APTIM*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of APTIM - Retired employee of DEMCO “DEMCO*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of DEMCO - Retired employee of Englobal Engineering “Englobal Engineering” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Englobal Engineering - Retired employee of Entergy Corporation “Entergy Corporation” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Entergy Corporation - Retired employee of Ethos Energy “Ethos Energy**” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Ethos Energy - Retired employee of Ferris Engineering “Ferris Engineering*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Ferris Engineering - Retired employee of Highlines Construction Co. “Highlines Construction Co.*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Highlines Construction Co. - Retired employee of ITC Holdings “ITC Holdings” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of ITC Holdings - Retired employee of LA One Call “LA One Call*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of LA One Call - Retired employee of McDermott International, Inc. “McDermott International, Inc.*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of McDermott International, Inc. - Retired employee of Money Management International “Money Management International*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Money Management International - Retired employee of MMR Group “MMR Group*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of MMR Group - Retired employee of Spectrum Engineering “Spectrum Engineering*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Spectrum Engineering - Retired employee of Spectrum Services “Spectrum Services*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Spectrum Services - Retired employee of The Shobe Financial Group “The Shobe Financial Group*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of The Shobe Financial Group - Retired employee of The Wackenhut Corp “The Wackenhut Corp” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of The Wackenhut Corp - Retired employee of Title2Land, LLC “Title2Land, LLC*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Title2Land, LLC - Retired employee of Tube Fitting Specialties, Inc. “Tube Fitting Specialties, Inc.*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Tube Fitting Specialties, Inc. - Retired employee of Wampold Companies “Wampold Companies*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Wampold Companies - Retired employee of Epic Piping “Epic Piping*” > [source ↗](https://brecofcu.com/become-a-member) - Retiree of Epic Piping ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Capital Area Animal Welfare Society (CAAWS) “Capital Area Animal Welfare Society (CAAWS)” > [source ↗](https://brecofcu.com/become-a-member) - Member of Capital Area Animal Welfare Society (CAAWS) - Member of Court Reporters of LA “Court Reporters of LA*” > [source ↗](https://brecofcu.com/become-a-member) - Member of Court Reporters of LA - Member of IBEW - Local 995 “IBEW - Local 995*” > [source ↗](https://brecofcu.com/become-a-member) - Member of IBEW - Local 995 ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, parent, brother, sister, stepchild, stepparent, grandchild, grandparent, adoptive relation “Or be an immediate family member of an existing BRECO FCU member. (An immediate family member can be: a spouse, child, parent, brother, sister, stepchild, stepparent, grandchild, grandparent or an adoptive relation.)” > [source ↗](https://brecofcu.com/become-a-member) - Family member (spouse, child, parent, brother, sister, stepchild, stepparent, grandchild, grandparent, adoptive relation) of a member - Family of a member spouse, child, parent, sibling, stepchild, stepparent, grandchild, grandparent, adoptive relation “Or be an immediate family member of an existing BRECO FCU member. (An immediate family member can be: a spouse, child, parent, brother, sister, stepchild, stepparent, grandchild, grandparent or an adoptive relation.)” > [source ↗](https://brecofcu.com/become-a-member) - Family member (spouse, child, parent, sibling, stepchild, stepparent, grandchild, grandparent, adoptive relation) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Breco Credit Union? Yes No ## Work at Breco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Breco Credit Union ranks against Louisiana peers. - See which AI assistants fetched Breco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Louisiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=breco&state=louisiana&code=LA&name=Breco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Breco Credit Union offer? Breco Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Breco Credit Union rates updated? RateAPI verifies Breco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Breco Credit Union's rate data? Rate data is collected directly from Breco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Breco Credit Union's best CD rate? As of November 12, 2026, Breco Credit Union offers savings and certificate (CD) yields up to 5.10% APY. ### Who can join Breco Credit Union? Breco Credit Union publishes its membership criteria on its own website. RateAPI tracks 50 published membership paths covering 45 employers and 3 associations for Breco Credit Union, each quoted from Breco Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Breco Credit Union's rates against national credit-union benchmarks. [More Louisiana credit unions](https://rateapi.dev/credit-unions/louisiana) [Louisiana mortgage rate leaders](https://rateapi.dev/mortgage-rates/louisiana) [Louisiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/louisiana) [Louisiana HELOC rate leaders](https://rateapi.dev/heloc-rates/louisiana) [Louisiana personal loan leaders](https://rateapi.dev/personal-loan-rates/louisiana) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://brecofcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Breco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Louisiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Breco Credit Union curl "https://api.rateapi.dev/credit-unions/louisiana /breco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Breco Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/louisiana/breco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp