--- title: "W B H Employees Credit Union Rates - Kentucky" description: "Current vehicle loan, and personal loan rates from W B H Employees Credit Union in Kentucky. Updated daily with source verification. See who can join W B H Employees Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/w-b-h-employees" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # W B H Employees Credit Union Rates - Kentucky ### Auto & vehicle rates 17 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Auto Loan (2021–2024)** auto_any_36mo | — APR | 4.750% | 36 mo | Context only | | **60-Month Auto Loan (2021–2024)** auto_any_60mo | — APR | 5.000% | 60 mo | Context only | | **72-Month Auto Loan (2021–2024)** auto_any_72mo | — APR | 5.250% | 72 mo | Context only | | **84-Month Auto Loan (2021–2024)** auto_any_84mo | — APR | 5.500% | 84 mo | Context only | | **48-Month Auto Loan (2017–2020)** auto_any_48mo | — APR | 5.750% | 48 mo | Context only | | **60-Month Auto Loan (2017–2020)** auto_any_60mo | — APR | 6.000% | 60 mo | Context only | | **72-Month Auto Loan (2017–2020)** auto_any_72mo | — APR | 6.500% | 72 mo | Context only | | **60-Month Used Auto Loan (2016 and Older)** auto_used_60mo | — APR | 6.750% | 60 mo · used | Context only | | **Boats/RVs 2021-2024** boat_any_36mo | — APR | 8.250% | 36 mo | Standard | | **36-Month Motorcycle Loan (2021–2024)** motorcycle_any_36mo | — APR | 8.250% | 36 mo | Standard | | **Boats/RVs 2021-2024** boat_any_60mo | — APR | 8.500% | 60 mo | Standard | | **Boats/RVs 2021-2024** boat_any_84mo | — APR | 8.750% | 84 mo | Standard | | **60-Month Motorcycle Loan (2021–2024)** motorcycle_any_60mo | — APR | 8.750% | 60 mo | Standard | | **Boats/RVs 2017-2020** boat_any_84mo | — APR | 9.000% | 84 mo | Standard | | **60-Month Motorcycle Loan (2017–2020)** motorcycle_any_60mo | — APR | 9.000% | 60 mo | Standard | | **60-Month Used Motorcycle Loan (2016 and Older)** motorcycle_used_60mo | — APR | 9.500% | 60 mo · used | Standard | | **Boats/RVs 2016 - Older** boat_used_72mo | — APR | 9.500% | 72 mo · used | Standard | W B H Employees Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **CD Secured 2.00% above rate 3.00% floor** personal_secured | — APR | 2.000% | — | Standard | | **Recreational/Other Collateral** personal_secured_60mo | — APR | 9.500% | 60 mo | Standard | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 10.000% | 60 mo | Standard | W B H Employees Credit Union personal loan rates as of November 13, 2026 W B H Employees Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/w-b-h-employees) , verified from [W B H Employees Credit Union's official website](https://www.wbhfcu.com/) Loading branch locator… ## About W B H Employees Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.3K Assets $17M Founded 1955 Locations reported 1 NCUA charter 10274 Charter type Federal credit union ### Services and member support - Electronic statements - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Signet** New Holt · Paducah · KY · 42001-7455 About 2.5 miles away](https://rateapi.dev/credit-unions/kentucky/signet) [**C-Plant** Village Square · Paducah · KY · 42001 About 3.0 miles away](https://rateapi.dev/credit-unions/kentucky/c-plant) [**Siu** Metropolis Branch · Metropolis · IL · 62960-2184 About 8.1 miles away](https://rateapi.dev/credit-unions/illinois/siu) [**Lake Chem Community** Lake Chem Community FCU · Calvert City · KY · 42029-8459 About 19.7 miles away](https://rateapi.dev/credit-unions/kentucky/lake-chem-community) [**Your Hometown** Your Hometown Federal Credit Union · Mayfield · KY · 42066 About 20.9 miles away](https://rateapi.dev/credit-unions/kentucky/your-hometown) [**Leaders Credit Union** Union City · Union City · TN · 38261 About 46.9 miles away](https://rateapi.dev/credit-unions/tennessee/leaders-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join W B H Employees Credit Union Membership eligibility from W B H Employees Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership via employers (WBH Employees) - Employer WBH Employees Verified from [W B H Employees Credit Union's membership page](https://www.wbhfcu.com/) . Final membership determination is always made by the credit union. ## Work at W B H Employees Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where W B H Employees Credit Union ranks against Kentucky peers. - See which AI assistants fetched W B H Employees Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=w-b-h-employees&state=kentucky&code=KY&name=W%20B%20H%20Employees%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does W B H Employees Credit Union offer? W B H Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are W B H Employees Credit Union rates updated? RateAPI verifies W B H Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get W B H Employees Credit Union's rate data? Rate data is collected directly from W B H Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join W B H Employees Credit Union? Membership via employers (WBH Employees) ## Related Rate Data Compare W B H Employees Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Kentucky personal loan leaders](https://rateapi.dev/personal-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.wbhfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track W B H Employees Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for W B H Employees Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /w-b-h-employees " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## W B H Employees Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/w-b-h-employees Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp