--- title: "Signet Credit Union Rates - Kentucky" description: "Current auto loan rates from Signet Credit Union in Kentucky. Updated daily with source verification. See who can join Signet Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/signet" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Signet Credit Union Rates - Kentucky ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loans as Low as 3.30% *APR View Auto Loan** auto | — APR | 3.300% | — | Standard | | **Auto Loan (2019–2022)** auto | — APR | 4.750% | — | Standard | | **Auto Loan (2015–2018)** auto | — APR | 5.500% | — | Standard | | **Used Auto Loan (2014 and Older)** auto_used | — APR | 6.250% | used | Standard | | **Other Secured New-2021 Models** auto_new | — APR | 6.450% | new | Standard | | **Other Secured 2020-2016** auto | — APR | 7.700% | — | Standard | Signet Credit Union auto & vehicle rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Other Secured 2015 & Older** other | — % | 8.700% | — | Standard | Signet Credit Union other rates as of November 12, 2026 Signet Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/signet) , verified from [Signet Credit Union's official website](https://www.signetfcu.com/) Loading branch locator… ## About Signet Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 20.7K Assets $389.6M Founded 1982 Locations reported 4 NCUA charter 23949 Charter type Federal credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**C-Plant** Village Square · Paducah · KY · 42001 About 3.0 miles away](https://rateapi.dev/credit-unions/kentucky/c-plant) [**W B H Employees** WBH Federal Credit Union · Paducah · KY · 42001 About 5.5 miles away](https://rateapi.dev/credit-unions/kentucky/w-b-h-employees) [**Siu** Metropolis Branch · Metropolis · IL · 62960-2184 About 8.1 miles away](https://rateapi.dev/credit-unions/illinois/siu) [**Lake Chem Community** Lake Chem Community FCU · Calvert City · KY · 42029-8459 About 19.7 miles away](https://rateapi.dev/credit-unions/kentucky/lake-chem-community) [**Your Hometown** Your Hometown Federal Credit Union · Mayfield · KY · 42066 About 20.9 miles away](https://rateapi.dev/credit-unions/kentucky/your-hometown) [**Leaders Credit Union** Union City · Union City · TN · 38261 About 46.9 miles away](https://rateapi.dev/credit-unions/tennessee/leaders-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Signet Credit Union Membership eligibility from Signet Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Signet Credit Union's website. Check the membership page below to confirm whether you qualify. - Location graves, mccracken, ballard, calloway, carlisle, crittenden, fulton, hickman, livingston, lyon, marshall — KY Verified from [Signet Credit Union's membership page](https://www.signetfcu.com/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Signet Credit Union Geography 11 counties 44 published paths to membership, last verified August 27, 2026, quoted from Signet Credit Union’s own published criteria. ### Geography 11 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Ballard County, KY - Calloway County, KY - Carlisle County, KY - Crittenden County, KY - Fulton County, KY - Graves County, KY - Hickman County, KY - Livingston County, KY - Lyon County, KY - Marshall County, KY - Mccracken County, KY “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Graves County, KY; Mccracken County, KY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Signet Credit Union? Yes No ## Work at Signet Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Signet Credit Union ranks against Kentucky peers. - See which AI assistants fetched Signet Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=signet&state=kentucky&code=KY&name=Signet%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Signet Credit Union offer? Signet Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Signet Credit Union rates updated? RateAPI verifies Signet Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Signet Credit Union's rate data? Rate data is collected directly from Signet Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Signet Credit Union? Signet Credit Union publishes its membership criteria on its own website. RateAPI tracks 44 published membership paths covering 11 counties for Signet Credit Union, each quoted from Signet Credit Union's own published membership criteria. ## Related Rate Data Compare Signet Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.signetfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Signet Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Signet Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /signet " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Signet Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/signet Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp