Service One

bowling green, Kentucky
Last verified: July 15, 2026

As of July 15, 2026, Service One offers a savings mortgage at 0.1% APR (0.1% rate, 0 points). Auto loans available from 4.5% APR. HELOC rates from 6.75% APR. Personal loan rates from 4% APR.

Source: RateAPI.dev, verified from Service One's official website

Who Can Join Service One

Membership eligibility from Service One's own published criteria. How we verify this.

Community charter: live/work in Allen, Barren, Butler +16 more, KY

Cost to join: About $5.

Verified from Service One's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.100% APR
Rate0.100%
Points0
Free Plus Checking
money_market
0.250% APR
Rate0.250%
Points0
Premium Money Market Account
savings
1.000% APR
Rate1.000%
Points0
Choice Plus Checking

Auto Loan Rates

Rates as of July 15, 2026

auto_any
4.500% APR
Rate4.500%
New, Used, Refinanced Automobile (Model 2023+)
auto
4.500% APR
Rate4.500%
Auto Loan
auto_used
4.750% APR
Rate4.750%
Used, Refinanced Automobile (Model 2018 to 2022)
auto
6.750% APR
Rate6.750%
Boats, Personal Watercraft (Models 2015+)
auto_any
6.750% APR
Rate6.750%
Recreational Vehicle (New or Used Model 2010+)
auto
7.000% APR
Rate7.000%
Motorcycle, Purchase or Refinance (Models 2015+)
auto
7.750% APR
Rate7.750%
Powersports, ATV, UTV, Camper, Trailer (2015+)
auto_used
7.890% APR
Rate7.890%
Used, Refinanced Automobile (Models 2011 to 2017)
credit_card_platinum
11.750% APR
Rate11.750%
VISA® Platinum Credit Card
ploc_variable
12.900% APR
Rate12.900%
Ready Reserve Line of Credit
credit_card_platinum
14.750% APR
Rate14.750%
VISA® Signature Credit Card

HELOC Rates

Rates as of July 15, 2026

heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit - HELOC (Variable Rate)
heloc_variable
6.750% APR
Rate6.750%
Home Equity Lines of Credit (HELOC)
heloc_fixed
7.000% APR
Rate7.000%
Fixed Rate Home Equity (Closed-End)
heloc_fixed
7.000% APR
Rate7.000%
Home Equity Loans
heloc
7.500% APR
Rate7.500%
10 and Done
heloc_fixed
9.250% APR
Rate9.250%
Home Equity Loans (Upper Bound)

Personal Loan Rates

Rates as of July 15, 2026

personal_secured
4.000% APR
Rate4.000%
Share Secured
personal
12.000% APR
Rate12.000%
Credit Builder
personal
12.000% APR
Rate12.000%
Fast Cash
personal_secured
12.400% APR
Rate12.400%
Lifestyle Loan/Personal (No Collateral)

Frequently Asked Questions

What rates does Service One offer?

Service One currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Service One rates updated?

RateAPI verifies Service One's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Service One's rate data?

Rate data is collected directly from Service One's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Service One's mortgage rate?

As of July 15, 2026, Service One offers a savings mortgage at 0.1% APR.

What is Service One's auto loan rate?

As of July 15, 2026, Service One offers auto loans from 4.5% APR.

Related Rate Data

Compare Service One's rates against national credit-union benchmarks.

More Kentucky credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Service One
curl "https://api.rateapi.dev/credit-unions/kentucky/service-one" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude