Members Heritage

lexington, Kentucky
Last verified: July 8, 2026

As of July 8, 2026, Members Heritage offers a share_certificate mortgage at 3.95% APR (3.95% rate, 0 points). Auto loans available from 4.49% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Members Heritage's official website

Mortgage Rates

Rates as of July 8, 2026

share_certificate
3.950% APR
Rate3.950%
Points0
Share Certificate

Auto Loan Rates

Rates as of July 8, 2026

auto
4.490% APR
Rate4.490%
Vehicle Loan, 100% Financing
auto_any
7.240% APR
Rate7.240%
New or Used Boats, RVs & Campers, 80% Financing (fixed)
auto_any
7.490% APR
Rate7.490%
New or Used Boats, RVs & Campers, 100% Financing (fixed)
credit_card
9.750% APR
Rate9.750%
VISA - Set Rate
credit_card
9.750% APR
Rate9.750%
VISA Credit Card
credit_card
11.750% APR
Rate11.750%
VISA - Variable Rate

HELOC Rates

Rates as of July 8, 2026

heloc_variable
6.750% APR
Rate6.750%
Home Equity Line of Credit

Personal Loan Rates

Rates as of July 8, 2026

personal_secured
3.000% APR
Rate3.000%
Certificate Secured Loan (3% above Certificate Rate, variable)
personal_secured
3.000% APR
Rate3.000%
Share Secured Loan (3.00% above Share Rate, variable)
personal_unsecured
9.750% APR
Rate9.750%
Signature Loan (fixed)
personal
15.000% APR
Rate15.000%
Overdraft Protection Loan (fixed)

Frequently Asked Questions

What rates does Members Heritage offer?

Members Heritage currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 8, 2026 directly from the credit union's official website.

How often are Members Heritage rates updated?

RateAPI verifies Members Heritage's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 8, 2026.

Where does RateAPI get Members Heritage's rate data?

Rate data is collected directly from Members Heritage's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Members Heritage's mortgage rate?

As of July 8, 2026, Members Heritage offers a share_certificate mortgage at 3.95% APR.

What is Members Heritage's auto loan rate?

As of July 8, 2026, Members Heritage offers auto loans from 4.49% APR.

Related Rate Data

Compare Members Heritage's rates against national credit-union benchmarks.

More Kentucky credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Access this data programmatically with our REST API

terminal
# Get rates for Members Heritage
curl "https://api.rateapi.dev/credit-unions/kentucky/members-heritage" \
  -H "Authorization: Bearer YOUR_API_KEY"
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