--- title: "Lexington Postal Community Credit Union Rates (Nov 2026): Auto 7.00%" description: "Lexington Postal Community Credit Union rates today: auto loans from 7.00% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Lexington Postal Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/lexington-postal-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Lexington Postal Community Credit Union Rates (Nov 2026): Auto 7.00% ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Used Auto Loan** auto_used | — APR | 4.750% | used | Standard | | **New Auto Loan** auto_new | 7.000% APR | 4.750% | new | Standard | Lexington Postal Community Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature Special** other | — APR | 7.000% | — | Standard | Lexington Postal Community Credit Union personal loan rates as of November 12, 2026 Auto loans available from 7% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/lexington-postal-community) , verified from [Lexington Postal Community Credit Union's official website](https://www.lexpccu.com/) Best product position **Room to improve vs. the Kentucky median** new-car loan Gap to state best **151 bp** 151 bp from state best Vs. state median **101 bp behind median** new-car loan Products ranked **1** across tracked Kentucky markets | Product | Published APR | Position | Vs. state best | Vs. state median | | new-car loan | 7.00% | Room to improve vs. the Kentucky median | 151 bp from state best | 101 bp behind median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Lexington Postal Community Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=lexington-postal-community&state=kentucky&code=KY&name=Lexington%20Postal%20Community%20Credit%20Union) Loading branch locator… ## About Lexington Postal Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.1K Assets $27.7M Founded 1928 Locations reported 1 NCUA charter 62370 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Metro Plus** Main Office · Lexington · KY · 40511 About 3.9 miles away](https://rateapi.dev/credit-unions/kentucky/metro-plus) [**Members Heritage** Park Place · Lexington · KY · 40511-1829 About 5.1 miles away](https://rateapi.dev/credit-unions/kentucky/members-heritage) [**The Health & Education** Main Office · Lexington · KY · 40511-1829 About 5.1 miles away](https://rateapi.dev/credit-unions/kentucky/the-health-education) [**Commonwealth** Georgetown West Branch · Georgetown · KY · 40324-7400 About 6.6 miles away](https://rateapi.dev/credit-unions/kentucky/commonwealth) [**Kue** Main Office · Lexington · KY · 40507-1428 About 7.0 miles away](https://rateapi.dev/credit-unions/kentucky/kue) [**University of Kentucky** Frederick Douglass High School · Lexington · KY · 40505-4800 About 7.0 miles away](https://rateapi.dev/credit-unions/kentucky/university-of-kentucky) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Lexington Postal Community Credit Union Membership eligibility from Lexington Postal Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Lexington Postal Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location fayette, anderson, bourbon, boyle, clark, estill, franklin, garrard, harrison, jessamine, lincoln, madison, mercer, nicholas, powell, scott, woodford — KY Verified from [Lexington Postal Community Credit Union's membership page](https://www.lexpccu.com/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Lexington Postal Community Credit Union Geography 17 counties · Family 35 published paths to membership, last verified November 8, 2026, quoted from Lexington Postal Community Credit Union’s own published criteria. ### Geography 17 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Anderson County, KY - Bourbon County, KY - Boyle County, KY - Clark County, KY - Estill County, KY - Fayette County, KY - Franklin County, KY - Garrard County, KY - Harrison County, KY - Jessamine County, KY - Lincoln County, KY - Madison County, KY - Mercer County, KY - Nicholas County, KY - Powell County, KY - Scott County, KY - Woodford County, KY “We welcome anyone who Lives, Works or goes to Church in Fayette County or any of the counties within the Bluegrass Area Development District, which includes Anderson, Bourbon, Boyle, Clark, Estill, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and…” > [source ↗](https://www.lexpccu.com/about.php) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member immediate family “We also welcome their Immediate Family Members. Immediate Family is considered to be one of the following: Mother, Father, Brother, Sister, Grandparents, Aunts and Uncles.” > [source ↗](https://www.lexpccu.com/about.php) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Lexington Postal Community Credit Union? Yes No ## Work at Lexington Postal Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lexington Postal Community Credit Union ranks against Kentucky peers. - See which AI assistants fetched Lexington Postal Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=lexington-postal-community&state=kentucky&code=KY&name=Lexington%20Postal%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Lexington Postal Community Credit Union offer? Lexington Postal Community Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Lexington Postal Community Credit Union rates updated? RateAPI verifies Lexington Postal Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Lexington Postal Community Credit Union's rate data? Rate data is collected directly from Lexington Postal Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Lexington Postal Community Credit Union's auto loan rates? As of November 12, 2026, Lexington Postal Community Credit Union offers auto loans from 7% APR. ### Who can join Lexington Postal Community Credit Union? Lexington Postal Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 35 published membership paths covering 17 counties for Lexington Postal Community Credit Union, each quoted from Lexington Postal Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Lexington Postal Community Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Kentucky personal loan leaders](https://rateapi.dev/personal-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.lexpccu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Lexington Postal Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Lexington Postal Community Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /lexington-postal-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Lexington Postal Community Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/lexington-postal-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp