---
title: "K I T Credit Union Rates &amp; Who Can Join - Kentucky"
description: "K I T Credit Union is a credit union in Kentucky. Rate data is being verified. See who can join K I T Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/kentucky/k-i-t"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# K I T Credit Union Rates &amp; Who Can Join - Kentucky

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

K I T Credit Union is a credit union in Kentucky. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/k-i-t) , verified from [K I T Credit Union's official website](https://kitfcu.org/)

Loading branch locator…

## About K I T Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

1.8K

Assets

$22.4M

Founded

1965

Locations reported

2

NCUA charter

16947

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Transcend** Middletown · Louisville · KY · 40243-1045 About 0.8 miles away](https://rateapi.dev/credit-unions/kentucky/transcend) [**L & N** MIDDLETOWN WAL-MART · LOUISVILLE · KY · 40243 About 1.3 miles away](https://rateapi.dev/credit-unions/kentucky/l-n) [**Brown-Forman Employees** DATA VAULT · LOUISVILLE · KY · 40223-2002 About 1.9 miles away](https://rateapi.dev/credit-unions/kentucky/brown-forman-employees) [**Caro** Louisville · Louisville · KY · 40223-5031 About 1.9 miles away](https://rateapi.dev/credit-unions/south-carolina/caro) [**Liberty** Louisville KY North Hurstbourne Office · Louisville · KY · 40223-5170 About 1.9 miles away](https://rateapi.dev/credit-unions/indiana/liberty) [**Autotruck Financial** Eastpoint Branch · Louisville · KY · 40223 About 2.1 miles away](https://rateapi.dev/credit-unions/kentucky/autotruck-financial)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join K I T Credit Union

Membership eligibility from K I T Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on K I T Credit Union's website. Check the membership page below to confirm whether you qualify.

- Location jefferson — KY

Verified from [K I T Credit Union's membership page](https://kitfcu.org/about-us/join/) . Final membership determination is always made by the credit union.

## Membership rules for K I T Credit Union

Geography 1 county · Family 2

7 published paths to membership, last verified August 27, 2026, quoted from K I T Credit Union’s own published criteria.

### Geography 1

Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026

- Jefferson County, KY

“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Jefferson County, KY”

> [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data)

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member

“Immediate family of Kit members can also join the credit union and open accounts/loans.”

> [source ↗](https://kitfcu.org/about-us/join/)

- Family member of a member
  - Family of a member immediate family

“Immediate family of Kit members can also join the credit union and open accounts/loans.”

> [source ↗](https://kitfcu.org/about-us/join/)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for K I T Credit Union? Yes No

## Work at K I T Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where K I T Credit Union ranks against Kentucky peers.

- See which AI assistants fetched K I T Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Kentucky
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=k-i-t&amp;state=kentucky&amp;code=KY&amp;name=K%20I%20T%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does K I T Credit Union offer?

K I T Credit Union is a credit union in Kentucky. Rate data is currently being verified.

### How often are K I T Credit Union rates updated?

RateAPI verifies K I T Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get K I T Credit Union's rate data?

Rate data is collected directly from K I T Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join K I T Credit Union?

K I T Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 1 county for K I T Credit Union, each quoted from K I T Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare K I T Credit Union's rates against national credit-union benchmarks.

[More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://kitfcu.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track K I T Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for K I T Credit Union
curl "https://api.rateapi.dev/credit-unions/kentucky /k-i-t " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## K I T Credit Union locations

Search, filter, and browse all 2 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/kentucky/k-i-t
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
