--- title: "Greater Kentucky Cu, Inc. Credit Union Rates - Kentucky" description: "Greater Kentucky Cu, Inc. Credit Union is a credit union in Kentucky. Rate data is being verified. See who can join Greater Kentucky Cu, Inc. Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/greater-kentucky-cu-inc" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Greater Kentucky Cu, Inc. Credit Union Rates - Kentucky No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Greater Kentucky Cu, Inc. Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/greater-kentucky-cu-inc) , verified from [Greater Kentucky Cu, Inc. Credit Union's official website](https://www.gtkycu.com/) Best statewide position **#1 of 25** Personal Loan (unsecured, best offer) Percentile band **Top 4%** among comparable KY offers Products tracked **5** in this dated snapshot Best-position spread **276 bp better than state median** State market leader | Product | Published rate | State rank | State best | State median | Position vs. median | | New Auto Loan (best offer, cars) | 4.49% APR | #3 of 11 · top 28% | 3.99% | 4.75% | 26 bp better than state median | | Used Auto Loan (best offer, cars) | 7.49% APR | #9 of 9 · top 100% | 3.99% | 4.75% | 274 bp behind state median | | HELOC (best offer) | 10.99% APR | #16 of 16 · top 100% | 4.00% | 6.00% | 499 bp behind state median | | Personal Loan (unsecured, best offer) | 6.99% APR | #1 of 25 · top 4% | 6.99% | 9.75% | 276 bp better than state median | | 12-Month CD (best APY) | 2.45% APY | #8 of 12 · top 67% | 4.50% | 2.53% | 8 bp behind state median | Published rate position by comparable product on August 1, 2026 Loading branch locator… ## About Greater Kentucky Cu, Inc. Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 9.3K Assets $85.5M Founded 1953 Locations reported 2 NCUA charter 62228 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Members Heritage** Members Way Branch · Lexington · KY · 40504 About 1.6 miles away](https://rateapi.dev/credit-unions/kentucky/members-heritage) [**Lexington Postal Community** LPCCU Main · Lexington · KY · 40511 About 1.9 miles away](https://rateapi.dev/credit-unions/kentucky/lexington-postal-community) [**University of Kentucky** Beaumont · Lexington · KY · 40513 About 2.0 miles away](https://rateapi.dev/credit-unions/kentucky/university-of-kentucky) [**Metro Plus** Phoenix Branch · Lexington · KY · 40507-1459 About 2.5 miles away](https://rateapi.dev/credit-unions/kentucky/metro-plus) [**Commonwealth** Meijer Way Branch · Lexington · KY · 40503 About 2.6 miles away](https://rateapi.dev/credit-unions/kentucky/commonwealth) [**Kue** Main Office · Lexington · KY · 40507-1428 About 2.7 miles away](https://rateapi.dev/credit-unions/kentucky/kue) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Greater Kentucky Cu, Inc. Credit Union Membership eligibility from Greater Kentucky Cu, Inc. Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Greater Kentucky Cu, Inc. Credit Union's website. Check the membership page below to confirm whether you qualify. - Location anderson, bourbon, boyle, bullitt, clark, estill, fayette, franklin, garrard, harrison, henry, jefferson, jessamine, lincoln, madison, mercer, nicholas, oldham, powell, shelby, scott, spencer, trimble, woodford — KY Verified from [Greater Kentucky Cu, Inc. Credit Union's membership page](https://www.gtkycu.com/membership) . Final membership determination is always made by the credit union. ## Membership rules for Greater Kentucky Cu, Inc. Credit Union Geography 24 counties · Family 97 published paths to membership, last verified August 22, 2026, quoted from Greater Kentucky Cu, Inc. Credit Union’s own published criteria. ### Geography 24 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Anderson County, KY - Bourbon County, KY - Boyle County, KY - Bullitt County, KY - Clark County, KY - Estill County, KY - Fayette County, KY - Franklin County, KY - Garrard County, KY - Harrison County, KY - Henry County, KY - Jefferson County, KY - Jessamine County, KY - Lincoln County, KY - Madison County, KY - Mercer County, KY - Nicholas County, KY - Oldham County, KY - Powell County, KY - Scott County, KY - Shelby County, KY - Spencer County, KY - Trimble County, KY - Woodford County, KY “Any individual who lives, works, worships or attends school in any of these counties: Anderson, Bourbon, Boyle, Bullitt, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Shelby, Scott, Spencer, Trimble, and…” > [source ↗](https://www.gtkycu.com/membership) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member “Any individual related to a current Greater Kentucky Credit Union member.” > [source ↗](https://www.gtkycu.com/membership) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Greater Kentucky Cu, Inc. Credit Union? Yes No ## Work at Greater Kentucky Cu, Inc. Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Greater Kentucky Cu, Inc. Credit Union ranks against Kentucky peers. - See which AI assistants fetched Greater Kentucky Cu, Inc. Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=greater-kentucky-cu-inc&state=kentucky&code=KY&name=Greater%20Kentucky%20Cu%2C%20Inc.%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Greater Kentucky Cu, Inc. Credit Union offer? Greater Kentucky Cu, Inc. Credit Union is a credit union in Kentucky. Rate data is currently being verified. ### How often are Greater Kentucky Cu, Inc. Credit Union rates updated? RateAPI verifies Greater Kentucky Cu, Inc. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Greater Kentucky Cu, Inc. Credit Union's rate data? Rate data is collected directly from Greater Kentucky Cu, Inc. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Greater Kentucky Cu, Inc. Credit Union? Greater Kentucky Cu, Inc. Credit Union publishes its membership criteria on its own website. RateAPI tracks 97 published membership paths covering 24 counties for Greater Kentucky Cu, Inc. Credit Union, each quoted from Greater Kentucky Cu, Inc. Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Greater Kentucky Cu, Inc. Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.gtkycu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Greater Kentucky Cu, Inc. Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Greater Kentucky Cu, Inc. Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /greater-kentucky-cu-inc " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Greater Kentucky Cu, Inc. Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/greater-kentucky-cu-inc Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp