Commonwealth

frankfort, Kentucky
Last verified: July 9, 2026

As of July 9, 2026, Commonwealth offers a money_market mortgage at 1.8% APR (1.785% rate, 0 points). Auto loans available from 5.49% APR. HELOC rates from 18% APR. Personal loan rates from 3.15% APR.

Source: RateAPI.dev, verified from Commonwealth's official website

Mortgage Rates

Rates as of July 9, 2026

money_market
1.800% APR
Rate1.785%
Points0
Consumer Money Market Accounts
savings
1.800% APR
Rate1.800%
Points0
Power Checking
money_market
2.550% APR
Rate2.521%
Points0
Business Money Market Accounts
cd_24mo
3.500% APR
Rate3.445%
Points0
24 months
cd_36mo
3.500% APR
Rate3.445%
Points0
36 months
cd_48mo
3.500% APR
Rate3.445%
Points0
48 months
cd_60mo
3.650% APR
Rate3.590%
Points0
60 months
cd_18mo
3.900% APR
Rate3.832%
Points0
18 months
cd_6mo
3.900% APR
Rate3.832%
Points0
6 months
cd_12mo
4.000% APR
Rate3.928%
Points0
12 months
cd_6mo
4.000% APR
Rate3.928%
Points0
6-month Jumbo Certificate
cd_12mo
4.100% APR
Rate4.025%
Points0
12-month Jumbo Certificate
savings
5.000% APR
Rate5.000%
Points0
Round UP Savings
cd_12mo
5.000% APR
Rate4.889%
Points0
Grow with Me 12-Month Certificate
cd
5.000% APR
Rate5.000%
Points0
Wealth Development Certificate

Auto Loan Rates

Rates as of July 9, 2026

auto_new
5.490% APR
Rate5.490%
New Auto Loans
auto_used
5.740% APR
Rate5.740%
Used Auto Loans
auto
6.740% APR
Rate6.740%
Recreational Loans (Boats, Campers, and RVs)
auto
7.490% APR
Rate7.490%
Adventure Loans (ATVs, UTVs, and Motorcycles)

HELOC Rates

Rates as of July 9, 2026

heloc_variable
18.000% APR
Rate5.750%
Home Equity Line of Credit (up to 100% Loan-to-Value)

Personal Loan Rates

Rates as of July 9, 2026

personal
3.150% APR
Rate3.150%
Credit Builder Loan
personal_unsecured
9.490% APR
Rate9.490%
Signature Cash Personal Loan
ploc_variable
11.490% APR
Rate11.490%
Signature Cash Personal Line of Credit

Frequently Asked Questions

What rates does Commonwealth offer?

Commonwealth currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Commonwealth rates updated?

RateAPI verifies Commonwealth's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Commonwealth's rate data?

Rate data is collected directly from Commonwealth's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Commonwealth's mortgage rate?

As of July 9, 2026, Commonwealth offers a money_market mortgage at 1.8% APR.

What is Commonwealth's auto loan rate?

As of July 9, 2026, Commonwealth offers auto loans from 5.49% APR.

Related Rate Data

Compare Commonwealth's rates against national credit-union benchmarks.

More Kentucky credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Commonwealth
curl "https://api.rateapi.dev/credit-unions/kentucky/commonwealth" \
  -H "Authorization: Bearer YOUR_API_KEY"
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