--- title: "Commonwealth Credit Union Rates - Kentucky" description: "Current auto loan, and savings & cd rates from Commonwealth Credit Union in Kentucky. Updated daily with source verification. See who can join Commonwealth Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/commonwealth" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Commonwealth Credit Union Rates - Kentucky ### Auto & vehicle rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.000% | — | Standard | | **$23.26 Based On A 48 Month Term** auto_any_48mo | — APR | 5.490% | 48 mo | Standard | | **$ 18.43 Based On A 63 Month Term** auto_any_63mo | — APR | 5.740% | 63 mo | Standard | | **$ 16.14 Based On A 75 Month Term** auto_any_75mo | — APR | 6.240% | 75 mo | Standard | | **$ 14.97 Based On A 84 Month Term** auto_any_84mo | — APR | 6.740% | 84 mo | Standard | Commonwealth Credit Union auto & vehicle rates as of November 12, 2026 ### Savings & CD rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Vacation Club/Christmas Savings** savings | — APY | 0.15% | — | Specialty offer | | **Traditional/Roth IRA** ira | — APY | 0.20% | — | Standard | | **Personal Goal Account** savings | — APY | 0.50% | — | Standard | | **Wealth Development Certificate (24 months)** cd_24mo | — APY | 5.00% | 24 mo | Standard | | **Wealth Development Certificate (48 months)** cd_48mo | — APY | 5.00% | 48 mo | Standard | Commonwealth Credit Union savings & cd rates as of November 12, 2026 Commonwealth Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/commonwealth) , verified from [Commonwealth Credit Union's official website](https://www.ccuky.org/) Loading branch locator… ## About Commonwealth Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 144.4K Assets $2.8B Founded 1951 Locations reported 18 NCUA charter 24970 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Expree** Expree CU · Frankfort · KY · 40601-8295 About 3.3 miles away](https://rateapi.dev/credit-unions/kentucky/expree) [**Greater Kentucky Cu, Inc.** VERSAILLES BRANCH · VERSAILLES · KY · 40383 About 15.2 miles away](https://rateapi.dev/credit-unions/kentucky/greater-kentucky-cu-inc) [**Communityamerica** Georgetown · Georgetown · KY · 40324 About 17.3 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Lexington Postal Community** LPCCU Main · Lexington · KY · 40511 About 21.8 miles away](https://rateapi.dev/credit-unions/kentucky/lexington-postal-community) [**Metro Plus** Main Office · Lexington · KY · 40511 About 22.5 miles away](https://rateapi.dev/credit-unions/kentucky/metro-plus) [**University of Kentucky** Beaumont · Lexington · KY · 40513 About 22.7 miles away](https://rateapi.dev/credit-unions/kentucky/university-of-kentucky) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Commonwealth Credit Union Membership eligibility from Commonwealth Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Commonwealth Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer State of Kentucky, Baptist Health Lexington, Zoeller, Kentucky Education Association, Kentucky Retired Teachers Association - Association Kentucky Education Association, Kentucky Teachers’ Retirement System, Kentucky Retired Teachers Association, Teachers’ Retirement System of Kentucky, American Consumer Council, The Community Impact Fund, Financial Fitness Association Verified from [Commonwealth Credit Union's membership page](https://www.ccuky.org/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Commonwealth Credit Union Employers 6 · Associations 7 · Family 2 15 published paths to membership, last verified August 27, 2026, quoted from Commonwealth Credit Union’s own published criteria. Source-page proposal coverage: 3 of 15 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Employers 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of State of Kentucky “State of Kentucky” > [source ↗](https://www.ccuky.org/become-a-member) - Employee of State of Kentucky - Employee of Baptist Health Lexington “Baptist Health Lexington” > [source ↗](https://www.ccuky.org/become-a-member) - Employee of Baptist Health Lexington - Employee of Zoeller “Zoeller” > [source ↗](https://www.ccuky.org/become-a-member) - Employee of Zoeller - Employee of Kentucky Education Association (as written on the source page) “Kentucky Education Association” > [source ↗](https://www.ccuky.org/become-a-member) - Employee of Kentucky Education Association - Retired employee of Retired Teachers “Kentucky Retired Teachers Association” > [source ↗](https://www.ccuky.org/become-a-member) - Retiree of Retired Teachers - Employee of Kentucky Education Association “Kentucky Education Association” > [source ↗](https://www.ccuky.org/become-a-member) - Employee of Kentucky Education Association ### Associations 7 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of Kentucky Education Association “Kentucky Education Association” > [source ↗](https://www.ccuky.org/become-a-member) - Member of Kentucky Education Association - Member of Kentucky Teachers’ Retirement System “Kentucky Teachers’ Retirement System” > [source ↗](https://www.ccuky.org/become-a-member) - Member of Kentucky Teachers’ Retirement System - Member of Kentucky Retired Teachers Association “Kentucky Retired Teachers Association” > [source ↗](https://www.ccuky.org/become-a-member) - Member of Kentucky Retired Teachers Association - Member of Teachers’ Retirement System of Kentucky “Teachers’ Retirement System of Kentucky” > [source ↗](https://www.ccuky.org/become-a-member) - Member of Teachers’ Retirement System of Kentucky - Member of American Consumer Council “American Consumer Council” > [source ↗](https://www.ccuky.org/become-a-member) - Member of American Consumer Council - Member of Community Impact Fund “The Community Impact Fund” > [source ↗](https://www.ccuky.org/become-a-member) - Member of Community Impact Fund - Member of Financial Fitness Association “Financial Fitness Association” > [source ↗](https://www.ccuky.org/become-a-member) - Member of Financial Fitness Association ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling “Immediate family of current members can join! Spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step siblings, and adoptive relationships of current members are eligible to join.” > [source ↗](https://www.ccuky.org/become-a-member) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling) of a member - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, adoptive relationships “Spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step siblings, and adoptive relationships of current members are eligible to join.” > [source ↗](https://www.ccuky.org/become-a-member) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, step sibling, adoptive relationships) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Commonwealth Credit Union? Yes No ## Work at Commonwealth Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Commonwealth Credit Union ranks against Kentucky peers. - See which AI assistants fetched Commonwealth Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=commonwealth&state=kentucky&code=KY&name=Commonwealth%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Commonwealth Credit Union offer? Commonwealth Credit Union currently offers Auto loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Commonwealth Credit Union rates updated? RateAPI verifies Commonwealth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Commonwealth Credit Union's rate data? Rate data is collected directly from Commonwealth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Commonwealth Credit Union? Commonwealth Credit Union publishes its membership criteria on its own website. RateAPI tracks 15 published membership paths covering 6 employers and 7 associations for Commonwealth Credit Union, each quoted from Commonwealth Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Commonwealth Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ccuky.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Commonwealth Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Commonwealth Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /commonwealth " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Commonwealth Credit Union locations Search, filter, and browse all 18 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/commonwealth Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp