--- title: "C-Plant Credit Union Rates - Kentucky" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from C-Plant Credit Union in Kentucky. Updated daily with source verification. See who can join C-Plant Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/c-plant" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # C-Plant Credit Union Rates - Kentucky ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **2022 - 2026 Auto Secured** auto_any_36mo | — APR | 3.490% | 36 mo | Standard | | **2021 & Older Used Auto Secured** auto_used_36mo | — APR | 4.750% | 36 mo · used | Standard | | **2022 - 2026 Boat / Camper / Motorcycle / ATV** boat_any_36mo | — APR | 6.900% | 36 mo | Standard | | **2021 & Older Boat / Camper / Motorcycle / ATV** boat_used_36mo | — APR | 8.200% | 36 mo · used | Standard | C-Plant Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share-Secured Loan** personal_secured | — APR | 2.750% | — | Standard | | **Miscellaneous Collateral Loan** personal_secured | — APR | 8.750% | — | Standard | | **Signature Loan** personal_unsecured | — APR | 9.000% | — | Standard | C-Plant Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 10.490% | — | Standard | C-Plant Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 4.07% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 4.07% | 24 mo | Standard | C-Plant Credit Union savings & cd rates as of November 12, 2026 C-Plant Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/c-plant) , verified from [C-Plant Credit Union's official website](https://www.cplant.com/) Loading branch locator… ## About C-Plant Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 15.9K Assets $363.3M Founded 1951 Locations reported 10 NCUA charter 7524 Charter type Federal credit union ### Services and member support - Online loan application - Open an account online - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Signet** Tully · Paducah · KY · 42003-0171 About 3.7 miles away](https://rateapi.dev/credit-unions/kentucky/signet) [**W B H Employees** WBH Federal Credit Union · Paducah · KY · 42001 About 5.6 miles away](https://rateapi.dev/credit-unions/kentucky/w-b-h-employees) [**Lake Chem Community** Lake Chem Community FCU · Calvert City · KY · 42029-8459 About 12.4 miles away](https://rateapi.dev/credit-unions/kentucky/lake-chem-community) [**Siu** Metropolis Branch · Metropolis · IL · 62960-2184 About 12.7 miles away](https://rateapi.dev/credit-unions/illinois/siu) [**Your Hometown** Your Hometown Federal Credit Union · Mayfield · KY · 42066 About 19.1 miles away](https://rateapi.dev/credit-unions/kentucky/your-hometown) [**U. T.** UT Federal Credit Union - Martin Branch · Martin · TN · 38237-2909 About 48.5 miles away](https://rateapi.dev/credit-unions/tennessee/u-t) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join C-Plant Credit Union Membership eligibility from C-Plant Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on C-Plant Credit Union's website. Check the membership page below to confirm whether you qualify. - Location ballard, crittenden, graves, hopkins, livingston, mccracken, union, caldwell, muhlenberg, todd — KY Verified from [C-Plant Credit Union's membership page](https://www.cplant.com/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for C-Plant Credit Union Geography 10 counties 50 published paths to membership, last verified August 27, 2026, quoted from C-Plant Credit Union’s own published criteria. ### Geography 10 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Ballard County, KY - Caldwell County, KY - Crittenden County, KY - Graves County, KY - Hopkins County, KY - Livingston County, KY - Mccracken County, KY - Muhlenberg County, KY - Todd County, KY - Union County, KY “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Ballard County, KY; Crittenden County, KY; Graves County, KY; Hopkins County, KY; Livingston County, KY; Mccracken County, KY; Union County, KY” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for C-Plant Credit Union? Yes No ## Work at C-Plant Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where C-Plant Credit Union ranks against Kentucky peers. - See which AI assistants fetched C-Plant Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=c-plant&state=kentucky&code=KY&name=C-Plant%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does C-Plant Credit Union offer? C-Plant Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are C-Plant Credit Union rates updated? RateAPI verifies C-Plant Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get C-Plant Credit Union's rate data? Rate data is collected directly from C-Plant Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join C-Plant Credit Union? C-Plant Credit Union publishes its membership criteria on its own website. RateAPI tracks 50 published membership paths covering 10 counties for C-Plant Credit Union, each quoted from C-Plant Credit Union's own published membership criteria. ## Related Rate Data Compare C-Plant Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Kentucky personal loan leaders](https://rateapi.dev/personal-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cplant.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track C-Plant Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for C-Plant Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /c-plant " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## C-Plant Credit Union locations Search, filter, and browse all 10 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/c-plant Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp