--- title: "Autotruck Financial Credit Union: #1 Mortgage in Kentucky" description: "Autotruck Financial Credit Union has the lowest tracked 30-year fixed mortgage rate in Kentucky (6.54% APR) among 8 credit unions we verify. Autotruck Financial Credit Union rates today: 30 year fixed mortgage 6.54% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Autotruck Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/autotruck-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Autotruck Financial Credit Union: #1 Mortgage in Kentucky ### Mortgage rates 8 offers | Product | Published | Rate | Term / condition | Status | | **VA 30 Year Fixed - Conforming** 30 year fixed | 6.535% APR | 6.375% | — | Standard | | **30-Year Fixed** 30 year fixed | 6.662% APR | 6.500% | — | Standard | | **FHA 30-Year Fixed - Conforming** 30 year fixed | 6.948% APR | 6.250% | — | Standard | | **Jumbo 30-Year Fixed** 30 year fixed | 7.225% APR | 7.125% | — | Standard | | **15-Year Fixed** 15 year fixed | 6.387% APR | 6.125% | — | Standard | | **Jumbo 15-Year Fixed** 15 year fixed | 7.663% APR | 7.500% | — | Standard | | **15/15 ARM - Conforming 1** arm | 6.451% APR | 6.125% | — | Standard | | **20-Year Fixed** 20 year fixed | 6.586% APR | 6.375% | — | Standard | Autotruck Financial Credit Union mortgage rates as of November 12, 2026 As of November 12, 2026, Autotruck Financial Credit Union offers a 30-year fixed mortgage at 6.535% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/autotruck-financial) , verified from [Autotruck Financial Credit Union's official website](https://www.autotruckfcu.org/) Best product position **#1 of 8** 30-year fixed mortgage Gap to state best **0 bp** State market leader Vs. state median **46 bp better than median** 30-year fixed mortgage Products ranked **1** across tracked Kentucky markets | Product | Published APR | Position | Vs. state best | Vs. state median | | 30-year fixed mortgage | 6.54% | #1 of 8 · lowest in Kentucky | State market leader | 46 bp better than median | Published rate position by product as of November 13, 2026 This is the public snapshot. Claim Autotruck Financial Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up. [See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=autotruck-financial&state=kentucky&code=KY&name=Autotruck%20Financial%20Credit%20Union) Loading branch locator… ## About Autotruck Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.3K Assets $219.1M Founded 1965 Locations reported 7 NCUA charter 68617 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Class Act** Southern High School Branch · Louisville · KY · 40219-5306 About 1.0 miles away](https://rateapi.dev/credit-unions/kentucky/class-act) [**Transcend** Okolona · Louisville · KY · 40219-3302 About 1.2 miles away](https://rateapi.dev/credit-unions/kentucky/transcend) [**Park** Fern Valley Rd Office · Louisville · KY · 40228 About 2.8 miles away](https://rateapi.dev/credit-unions/kentucky/park) [**L & N** Corporate Office · Louisville · KY · 40229-1578 About 3.0 miles away](https://rateapi.dev/credit-unions/kentucky/l-n) [**Beacon Community** Main Office · Louisville · KY · 40214 About 3.3 miles away](https://rateapi.dev/credit-unions/kentucky/beacon-community) [**Louisville Federal** Branch 1 - 1420 Gardiner Lane · Louisville · KY · 40231-8900 About 4.1 miles away](https://rateapi.dev/credit-unions/kentucky/louisville-federal) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Autotruck Financial Credit Union Membership eligibility from Autotruck Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Autotruck Financial Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Autotruck Financial Credit Union's membership page](https://www.autotruckfcu.org/who-can-join) . Final membership determination is always made by the credit union. ## Membership rules for Autotruck Financial Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Autotruck Financial Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family “members of their immediate family regardless of their residency.” > [source ↗](https://www.autotruckfcu.org/who-can-join) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Autotruck Financial Credit Union? Yes No ## Work at Autotruck Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Autotruck Financial Credit Union ranks against Kentucky peers. - See which AI assistants fetched Autotruck Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=autotruck-financial&state=kentucky&code=KY&name=Autotruck%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Autotruck Financial Credit Union offer? Autotruck Financial Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Autotruck Financial Credit Union rates updated? RateAPI verifies Autotruck Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Autotruck Financial Credit Union's rate data? Rate data is collected directly from Autotruck Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Autotruck Financial Credit Union's mortgage rate? As of November 12, 2026, Autotruck Financial Credit Union offers a 30-year fixed mortgage at 6.535% APR. ### Who can join Autotruck Financial Credit Union? Autotruck Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Autotruck Financial Credit Union, each quoted from Autotruck Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Autotruck Financial Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky mortgage rate leaders](https://rateapi.dev/mortgage-rates/kentucky) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.autotruckfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Autotruck Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Autotruck Financial Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /autotruck-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Autotruck Financial Credit Union locations Search, filter, and browse all 7 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/autotruck-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp