--- title: "Audubon Credit Union Rates - Kentucky" description: "Current auto loan, personal loan, and savings & cd rates from Audubon Credit Union in Kentucky. Updated daily with source verification. See who can join Audubon Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/audubon" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Audubon Credit Union Rates - Kentucky ### Auto & vehicle rates 19 offers | Product | Published | Rate | Term / condition | Status | | **48-Month New Auto Loan** auto_new_48mo | — APR | 4.500% | 48 mo · new | Standard | | **60-Month New Auto Loan** auto_new_60mo | — APR | 4.750% | 60 mo · new | Standard | | **60-Month Auto Loan (2023–2026)** auto_any_60mo | — APR | 5.000% | 60 mo | Standard | | **72-Month New Auto Loan** auto_new_72mo | — APR | 5.000% | 72 mo · new | Standard | | **72-Month Auto Loan (2023–2026)** auto_any_72mo | — APR | 5.250% | 72 mo | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.500% | 84 mo · new | Standard | | **60-Month Auto Loan (2020–2022)** auto_any_60mo | — APR | 5.500% | 60 mo | Standard | | **84-Month Auto Loan (2023–2026)** auto_any_84mo | — APR | 5.750% | 84 mo | Standard | | **72-Month Auto Loan (2020–2022)** auto_any_72mo | — APR | 6.250% | 72 mo | Standard | | **A+ = 750+** auto | — APR | 7.000% | — | Standard | | **60-Month Auto Loan (2017–2019)** auto_any_60mo | — APR | 7.000% | 60 mo | Standard | | **72-Month Auto Loan (2017–2019)** auto_any_72mo | — APR | 7.250% | 72 mo | Standard | | **2016 & Older | 48 Mos.** auto_used_48mo | — APR | 7.500% | 48 mo · used | Standard | | **A = 680-749** auto | — APR | 7.500% | — | Standard | | **2016 & Older | 60 Mos.** auto_used_60mo | — APR | 7.750% | 60 mo · used | Standard | | **B = 640-679** auto | — APR | 8.500% | — | Standard | | **C = 600-639** auto | — APR | 10.500% | — | Standard | | **D = 550-599** auto | — APR | 14.000% | — | Standard | | **E = 549-** auto | — APR | 17.000% | — | Standard | Audubon Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Personal Line of Credit** ploc_variable | — APR | 8.750% | 60 mo | Standard | | **36-Month Personal Line of Credit** ploc_variable | — APR | 10.000% | 36 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 10.250% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 10.500% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 11.000% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 11.500% | 60 mo | Standard | Audubon Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 20 offers | Product | Published | Rate | Term / condition | Status | | **Accumulation ($1,000 - $4,999)** savings | — APY | 0.15% | — | Context only | | **Regular Shares** savings | — APY | 0.20% | — | Standard | | **Accumulation ($5,000 - $9,999)** savings | — APY | 0.20% | — | Context only | | **Christmas Club** savings | — APY | 0.20% | — | Specialty offer | | **Accumulation ($10,000 - $24,999)** savings | — APY | 0.25% | — | Context only | | **Money Market ($10,000–$24,999)** money_market | — APY | 0.30% | — | Context only | | **Accumulation ($25,000 or more)** savings | — APY | 0.30% | — | Context only | | **91-Day Certificate** cd | — APY | 0.30% | — | Context only | | **Money Market ($25,000–$49,999)** money_market | — APY | 0.35% | — | Context only | | **Money Market ($50,000–$74,999)** money_market | — APY | 0.40% | — | Context only | | **182-Day Certificate** cd | — APY | 0.40% | — | Context only | | **IRA Traditional** ira | — APY | 0.45% | — | Standard | | **Money Market ($75,000+)** money_market | — APY | 0.45% | — | Context only | | **1-Year Certificate (365 Days)** cd_12mo | — APY | 0.50% | 12 mo | Context only | | **18-Month Certificate** cd_18mo | — APY | 0.55% | 18 mo | Context only | | **24-Month Certificate** cd_24mo | — APY | 0.65% | 24 mo | Context only | | **36-Month Certificate** cd_36mo | — APY | 0.80% | 36 mo | Context only | | **48-Month Certificate** cd_48mo | — APY | 1.00% | 48 mo | Context only | | **Share Draft** checking | — APY | 1.00% | — | Standard | | **Youth Savings** savings | — APY | 3.50% | — | Eligibility restricted | Audubon Credit Union savings & cd rates as of November 13, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Loan Promotion / $3000** other | — % | 6.900% | — | Standard | Audubon Credit Union other rates as of November 13, 2026 Audubon Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/audubon) , verified from [Audubon Credit Union's official website](https://audubonfcu.net/) Loading branch locator… ## About Audubon Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.6K Assets $34.8M Founded 1956 Locations reported 2 NCUA charter 11168 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Green River Area** MAIN OFFICE 3000 E 4TH ST · OWENSBORO · KY · 42303-0215 Branch in the same ZIP](https://rateapi.dev/credit-unions/kentucky/green-river-area) [**Liberty** Owensboro East · Owensboro · KY · 42303-7837 Branch in the same ZIP](https://rateapi.dev/credit-unions/indiana/liberty) [**Daviess County Teachers** Daviess County Teachers Federal Credit Union · Owensboro · KY · 42303 About 2.5 miles away](https://rateapi.dev/credit-unions/kentucky/daviess-county-teachers) [**Owensboro** Owensboro Federal Credit Union · Owensboro · KY · 42303-3160 About 2.8 miles away](https://rateapi.dev/credit-unions/kentucky/owensboro) [**Heritage** Owensboro · Owensboro · KY · 42301-6905 About 3.9 miles away](https://rateapi.dev/credit-unions/indiana/heritage) [**Whitesville Community** Whitesville Community Credit Union · Whitesville · KY · 42378 About 11.3 miles away](https://rateapi.dev/credit-unions/kentucky/whitesville-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Audubon Credit Union Membership eligibility from Audubon Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Audubon Credit Union's website. Check the membership page below to confirm whether you qualify. - Location hancock, mclean, ohio — KY Verified from [Audubon Credit Union's membership page](https://audubonfcu.net/about-us) . Final membership determination is always made by the credit union. ## Membership rules for Audubon Credit Union Geography 4 counties · Family 5 published paths to membership, last verified August 21, 2026, quoted from Audubon Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 21, 2026 - Daviess County, KY - Hancock County, KY - Mclean County, KY - Ohio County, KY “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Daviess County, KY; Wayne County, NC” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member household member, relative “Included in this is anyone living in the same household or directly related to one of our Members.” > [source ↗](https://audubonfcu.net/about-us) - Family member (household member, relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Audubon Credit Union? Yes No ## Work at Audubon Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Audubon Credit Union ranks against Kentucky peers. - See which AI assistants fetched Audubon Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=audubon&state=kentucky&code=KY&name=Audubon%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Audubon Credit Union offer? Audubon Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Audubon Credit Union rates updated? RateAPI verifies Audubon Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Audubon Credit Union's rate data? Rate data is collected directly from Audubon Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Audubon Credit Union? Audubon Credit Union publishes its membership criteria on its own website. RateAPI tracks 5 published membership paths covering 4 counties for Audubon Credit Union, each quoted from Audubon Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Audubon Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Kentucky personal loan leaders](https://rateapi.dev/personal-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://audubonfcu.net/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Audubon Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Audubon Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /audubon " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Audubon Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/audubon Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp