--- title: "Ashland Credit Union Rates - Kentucky" description: "Current auto loan, heloc, personal loan, credit card, and savings & cd rates from Ashland Credit Union in Kentucky. Updated daily with source verification. See who can join Ashland Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kentucky/ashland" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ashland Credit Union Rates - Kentucky ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any_36mo | — APR | 4.660% | 36 mo · any | Standard | | **Auto Loan Rates (0-36 Months)** auto_any_36mo | — APR | 4.660% | 36 mo | Standard | | **Auto Loan Rates (61-72 Months)** auto_any_72mo | — APR | 5.080% | 72 mo | Standard | | **Auto Loan Rates (49-60 Months)** auto_any_60mo | — APR | 5.090% | 60 mo | Standard | | **Auto Loan Rates (37-48 Months)** auto_any_48mo | — APR | 5.120% | 48 mo | Standard | | **Auto Loan Rates (73-84 Months)** auto_any_84mo | — APR | 6.070% | 84 mo | Standard | Ashland Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mortgage Program Rates (Choice Home Equity 1,2)** heloc | — APR | 5.750% | — | Standard | Ashland Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 5 offers | Product | Published | Rate | Term / condition | Status | | **12-Month Unsecured Personal Loan** personal_unsecured_12mo | — APR | 9.990% | 12 mo | Standard | | **24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 10.490% | 24 mo | Standard | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 10.990% | 36 mo | Standard | | **48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 11.490% | 48 mo | Standard | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 11.990% | 60 mo | Standard | Ashland Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 11.490% | — | Standard | Ashland Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Daily** savings | — APY | 0.10% | — | Standard | | **Regular Shares** savings | — APY | 0.50% | — | Standard | | **Business Share Savings Account (Quarterly)** share_savings | — APY | 0.50% | — | Eligibility restricted | | **Tier 2 ($500 to $9,999)** savings | — APY | 1.49% | — | Standard | | **Tier 3 ($10,000 to $49,999)** savings | — APY | 1.74% | — | Standard | | **Health Savings Account** savings | — APY | 1.98% | — | Standard | | **Traditional / Roth IRA** ira | — APY | 1.98% | — | Standard | | **Tier 4 ($50,000 to $99,999)** savings | — APY | 1.98% | — | Standard | | **Tier 5 ($100,000+)** savings | — APY | 2.23% | — | Standard | | **2027 Christmas Club * (first $5,000 deposited)** savings | — APY | 4.00% | — | Specialty offer | Ashland Credit Union savings & cd rates as of November 12, 2026 Ashland Credit Union is a credit union in Kentucky. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kentucky/ashland) , verified from [Ashland Credit Union's official website](https://www.ashlandcu.org/) Loading branch locator… ## About Ashland Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 46.6K Assets $412.5M Founded 1942 Locations reported 5 NCUA charter 61792 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**F.c.i. Ashland** FCI ASHLAND FEDERAL CREDIT UNION · Ashland · KY · 41101 Branch in the same ZIP](https://rateapi.dev/credit-unions/kentucky/fci-ashland) [**Desco** Desco · Ashland · KY · 41101-7514 About 0.4 miles away](https://rateapi.dev/credit-unions/ohio/desco) [**Members Choice** Central Office · Ashland · KY · 41101-7551 About 0.4 miles away](https://rateapi.dev/credit-unions/kentucky/members-choice) [**Bluegrass Community** Area Advertising · Ashland · KY · 41101 About 0.4 miles away](https://rateapi.dev/credit-unions/kentucky/bluegrass-community) [**Star Usa** Huntington VA · Huntington · WV · 25704-9501 About 9.7 miles away](https://rateapi.dev/credit-unions/west-virginia/star-usa) [**First Priority** Huntington · Huntington · WV · 25701 About 10.9 miles away](https://rateapi.dev/credit-unions/west-virginia/first-priority) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ashland Credit Union Membership eligibility from Ashland Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ashland Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Ashland Credit Union's membership page](https://www.ashlandcu.org/learn-more/why-acu/join-acu) . Final membership determination is always made by the credit union. ## Membership rules for Ashland Credit Union Family 1 published path to membership, last verified August 22, 2026, quoted from Ashland Credit Union’s own published criteria. ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member immediate family member “Are an immediate family member of an eligible individual.” > [source ↗](https://www.ashlandcu.org/learn-more/why-acu/join-acu) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ashland Credit Union? Yes No ## Work at Ashland Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ashland Credit Union ranks against Kentucky peers. - See which AI assistants fetched Ashland Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kentucky - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ashland&state=kentucky&code=KY&name=Ashland%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ashland Credit Union offer? Ashland Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ashland Credit Union rates updated? RateAPI verifies Ashland Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ashland Credit Union's rate data? Rate data is collected directly from Ashland Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Ashland Credit Union? Ashland Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path for Ashland Credit Union, each quoted from Ashland Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Ashland Credit Union's rates against national credit-union benchmarks. [More Kentucky credit unions](https://rateapi.dev/credit-unions/kentucky) [Kentucky auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kentucky) [Kentucky HELOC rate leaders](https://rateapi.dev/heloc-rates/kentucky) [Kentucky personal loan leaders](https://rateapi.dev/personal-loan-rates/kentucky) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ashlandcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ashland Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kentucky credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ashland Credit Union curl "https://api.rateapi.dev/credit-unions/kentucky /ashland " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ashland Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kentucky/ashland Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp