--- title: "Peoples Choice Credit Union Rates - Kansas" description: "Current auto loan, personal loan, credit card, and savings & cd rates from Peoples Choice Credit Union in Kansas. Updated daily with source verification. See who can join Peoples Choice Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kansas/peoples-choice" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Peoples Choice Credit Union Rates - Kansas ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Auto & Truck Collateralized Loans (up to 72 mos)** auto_any_72mo | — APR | 6.500% | 72 mo | Standard | | **Auto & Truck Collateralized Loans (up to 48 mos)** auto_any_48mo | — APR | 7.000% | 48 mo | Standard | | **Auto & Truck Collateralized Loans (up to 60 mos)** auto_any_60mo | — APR | 7.000% | 60 mo | Standard | | **Credit Score Discounts & Add-Ons (.25% off base rate for Auto Pay w/direct deposit)** other | — APR | 0.250% | — | Standard | Peoples Choice Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Christmas Loans (12 mos)** personal_unsecured_12mo | — APR | 12.000% | 12 mo | Standard | | **Christmas Loans (20 mos)** personal_unsecured_20mo | — APR | 12.000% | 20 mo | Standard | | **24-Month Signature Loan** personal_unsecured_24mo | — APR | 14.000% | 24 mo | Standard | | **Elite Signature Loans (60 mos)** personal_unsecured_60mo | — APR | 14.000% | 60 mo | Standard | | **12-Month Signature Loan** personal_unsecured_12mo | — APR | 15.000% | 12 mo | Standard | | **12-Month Signature Loan** personal_unsecured_12mo | — APR | 18.000% | 12 mo | Standard | Peoples Choice Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card Debt Consolidation Loans (up to 84 mos)** credit_card | — APR | 12.000% | — | Standard | Peoples Choice Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Shares/$1,001.00 & up** other | — APY | 6.25% | — | Standard | | **Shares/$500.00-$1,000.00** other | — APY | 6.50% | — | Standard | Peoples Choice Credit Union savings & cd rates as of November 12, 2026 ### Other rates 8 offers | Product | Published | Rate | Term / condition | Status | | **Credit Score Discounts & Add-Ons (.25% off base rate for borrowing less than 80% of the retail value)** other | — % | 0.250% | — | Standard | | **Credit Score Discounts & Add-Ons (630-659)** other | — % | 0.500% | — | Standard | | **Credit Score Discounts & Add-Ons (660-689)** other | — % | 1.000% | — | Standard | | **Credit Score Discounts & Add-Ons (690-749)** other | — % | 1.500% | — | Standard | | **Credit Score Discounts & Add-Ons (600-629)** other | — % | 2.000% | — | Standard | | **Credit Score Discounts & Add-Ons (750 & up)** other | — % | 2.000% | — | Standard | | **Credit Score Discounts & Add-Ons (550-599)** other | — % | 7.000% | — | Standard | | **Credit Score Discounts & Add-Ons (549 & below)** other | — % | 18.000% | — | Standard | Peoples Choice Credit Union other rates as of November 12, 2026 Peoples Choice Credit Union is a credit union in Kansas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/peoples-choice) , verified from [Peoples Choice Credit Union's official website](https://www.mypccu.com/) Loading branch locator… ## About Peoples Choice Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 592 Assets $6.6M Founded 1935 Locations reported 1 NCUA charter 60039 Charter type Federally insured state-chartered credit union Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Kansas Teachers Community** Kansas Teachers Community Credit Union · Coffeyville · KS · 67337-5826 Branch in the same ZIP](https://rateapi.dev/credit-unions/kansas/kansas-teachers-community) [**Co-Operative** Co-Operative · Coffeyville · KS · 67337-5813 About 1.7 miles away](https://rateapi.dev/credit-unions/kansas/co-operative) [**Skyward** Independence · Independence · KS · 67301-9060 About 12.5 miles away](https://rateapi.dev/credit-unions/kansas/skyward) [**Great Plains** Independence Drive Thru · INDEPENDENCE · KS · 67301 About 13.1 miles away](https://rateapi.dev/credit-unions/missouri/great-plains) [**Golden Plains** GPCU-Parsons · Parsons · KS · 67357 About 26.4 miles away](https://rateapi.dev/credit-unions/kansas/golden-plains) [**Ok** Main · Bartlesville · OK · 74006 About 28.2 miles away](https://rateapi.dev/credit-unions/oklahoma/ok) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Peoples Choice Credit Union Membership eligibility from Peoples Choice Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Peoples Choice Credit Union's website. Check the membership page below to confirm whether you qualify. - Location montgomery, chautauqua, elk, wilson, neosho, labette — KS - Employer Union Pacific Railroad, affiliated companies, any of the above - Association organizations of such individuals or employees Verified from [Peoples Choice Credit Union's membership page](https://www.mypccu.com/membership.php) . Final membership determination is always made by the credit union. ## Membership rules for Peoples Choice Credit Union Geography 6 counties · Employers 3 · Associations · Family 11 published paths to membership, last verified August 21, 2026, quoted from Peoples Choice Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Chautauqua County, KS - Elk County, KS - Labette County, KS - Montgomery County, KS - Neosho County, KS - Wilson County, KS “individuals who live, work, worship, or are paid from the counties of Montgomery, Chautauqua, Elk, Wilson, Neosho and Labette” > [source ↗](https://www.mypccu.com/membership.php) ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Union Pacific Railroad “employees of the Union Pacific Railroad” > [source ↗](https://www.mypccu.com/membership.php) - Employee of Union Pacific Railroad - Employee of affiliated companies “affiliated companies” > [source ↗](https://www.mypccu.com/membership.php) - Employee of affiliated companies - Retired employee of any of the above “retirees from any of the above” > [source ↗](https://www.mypccu.com/membership.php) - Retiree of any of the above ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of organizations of such individuals or employees “organizations of such individuals or employees” > [source ↗](https://www.mypccu.com/membership.php) - Member of organizations of such individuals or employees ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member family member “members of their families” > [source ↗](https://www.mypccu.com/membership.php) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Peoples Choice Credit Union? Yes No ## Work at Peoples Choice Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Peoples Choice Credit Union ranks against Kansas peers. - See which AI assistants fetched Peoples Choice Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=peoples-choice&state=kansas&code=KS&name=Peoples%20Choice%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Peoples Choice Credit Union offer? Peoples Choice Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Peoples Choice Credit Union rates updated? RateAPI verifies Peoples Choice Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Peoples Choice Credit Union's rate data? Rate data is collected directly from Peoples Choice Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Peoples Choice Credit Union? Peoples Choice Credit Union publishes its membership criteria on its own website. RateAPI tracks 11 published membership paths covering 6 counties, 3 employers and 1 association for Peoples Choice Credit Union, each quoted from Peoples Choice Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Peoples Choice Credit Union's rates against national credit-union benchmarks. [More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [Kansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kansas) [Kansas personal loan leaders](https://rateapi.dev/personal-loan-rates/kansas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.mypccu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Peoples Choice Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Peoples Choice Credit Union curl "https://api.rateapi.dev/credit-unions/kansas /peoples-choice " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Peoples Choice Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kansas/peoples-choice Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp