--- title: "Midwest Regional Credit Union Rates (Nov 2026): CDs to 3.64%" description: "Midwest Regional Credit Union rates today: savings & CDs up to 3.64% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Midwest Regional Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kansas/midwest-regional" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Midwest Regional Credit Union Rates (Nov 2026): CDs to 3.64% ### Auto & vehicle rates 8 offers | Product | Published | Rate | Term / condition | Status | | **63-Month New Auto Loan (2016)** auto_new_63mo | — APR | 5.240% | 63 mo · new | Standard | | **Auto Loan** auto | — APR | 5.240% | — | Standard | | **75-Month New Auto Loan (2016)** auto_new_75mo | — APR | 5.990% | 75 mo · new | Standard | | **84-Month New Auto Loan (2016)** auto_new_84mo | — APR | 6.490% | 84 mo · new | Standard | | **63-Month New Motorcycle Loan (2016)** motorcycle_new_63mo | — APR | 8.250% | 63 mo · new | Standard | | **75-Month New Motorcycle Loan (2016)** motorcycle_new_75mo | — APR | 8.750% | 75 mo · new | Standard | | **Boats, Motor Homes, 5th Wheel, (New to 2016)** boat_new_60mo | — APR | 9.750% | 60 mo · new | Standard | | **Boats, Motor Homes, 5th Wheel, (New to 2016)** boat_new_84mo | — APR | 11.250% | 84 mo · new | Standard | Midwest Regional Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | Midwest Regional Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Credit Builder Loan** personal | — APR | 8.000% | — | Standard | | **Unsecured Personal Loan** personal_unsecured | — APR | 12.500% | — | Standard | Midwest Regional Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 7.900% | — | Standard | Midwest Regional Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **$1,000 - Plus** savings | — APY | 0.05% | — | Standard | | **$500-$9,999** savings | — APY | 0.10% | — | Standard | | **$10,000-Plus** savings | — APY | 0.20% | — | Standard | | **60-Month Certificate** cd_60mo | 3.00% APY | 2.97% | 60 mo | Standard | | **24-Month Certificate** cd_24mo | 3.10% APY | 3.06% | 24 mo | Standard | | **36-Month Certificate** cd_36mo | 3.30% APY | 3.25% | 36 mo | Standard | | **6-Month Certificate** cd_6mo | 3.35% APY | 3.31% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 3.64% APY | 3.60% | 12 mo | Standard | Midwest Regional Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Christmas & Vacation** other | — % | 0.050% | — | Standard | Midwest Regional Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.64% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/midwest-regional) , verified from [Midwest Regional Credit Union's official website](https://mrcu.com/) Loading branch locator… ## About Midwest Regional Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 7.4K Assets $72.7M Founded 1938 Locations reported 2 NCUA charter 60037 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Mainstreet** Wyandotte · Kansas City · KS · 66112 About 0.1 miles away](https://rateapi.dev/credit-unions/kansas/mainstreet) [**Communityamerica** Wyandotte Plaza · Kansas City · KS · 66112 About 0.6 miles away](https://rateapi.dev/credit-unions/kansas/communityamerica) [**Reliance** Providence Branch · Kansas City · KS · 66112 About 1.2 miles away](https://rateapi.dev/credit-unions/kansas/reliance) [**Unity One** Kansas City · Kansas City · KS · 66106 About 5.3 miles away](https://rateapi.dev/credit-unions/texas/unity-one) [**K.u.m.c.** Shawnee · Shawnee · KS · 66216-1869 About 7.1 miles away](https://rateapi.dev/credit-unions/kansas/kumc) [**Truity** Shawnee · Shawnee · KS · 66226-5602 About 7.6 miles away](https://rateapi.dev/credit-unions/oklahoma/truity) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Midwest Regional Credit Union Membership eligibility from Midwest Regional Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Midwest Regional Credit Union's website. Check the membership page below to confirm whether you qualify. - Location wyandotte, jefferson, shawnee, johnson, franklin, miami, geary, coffey, linn, anderson, morris, osage, pottawatomie, riley, wabaunsee, leavenworth, douglas — KS Verified from [Midwest Regional Credit Union's membership page](https://mrcu.com/membership-account-agreement) . Final membership determination is always made by the credit union. ## Membership rules for Midwest Regional Credit Union Geography 17 counties 17 published paths to membership, last verified August 27, 2026, quoted from Midwest Regional Credit Union’s own published criteria. ### Geography 17 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Anderson County, KS - Coffey County, KS - Douglas County, KS - Franklin County, KS - Geary County, KS - Jefferson County, KS - Johnson County, KS - Leavenworth County, KS - Linn County, KS - Miami County, KS - Morris County, KS - Osage County, KS - Pottawatomie County, KS - Riley County, KS - Shawnee County, KS - Wabaunsee County, KS - Wyandotte County, KS “Midwest Regional Credit Union is a full-service financial institution located in Kansas City, Kansas that serves the residents and workers of Wyandotte, Jefferson, Shawnee, Johnson, Franklin, Miami, Geary, Coffey, Linn, Anderson, Morris, Osage, Pottawatomie, Riley, Wabaunsee, Leavenworth, and…” > [source ↗](https://mrcu.com/membership-account-agreement) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Midwest Regional Credit Union? Yes No ## Work at Midwest Regional Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Midwest Regional Credit Union ranks against Kansas peers. - See which AI assistants fetched Midwest Regional Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=midwest-regional&state=kansas&code=KS&name=Midwest%20Regional%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Midwest Regional Credit Union offer? Midwest Regional Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Midwest Regional Credit Union rates updated? RateAPI verifies Midwest Regional Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Midwest Regional Credit Union's rate data? Rate data is collected directly from Midwest Regional Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Midwest Regional Credit Union's best CD rate? As of November 12, 2026, Midwest Regional Credit Union offers savings and certificate (CD) yields up to 3.64% APY. ### Who can join Midwest Regional Credit Union? Midwest Regional Credit Union publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 17 counties for Midwest Regional Credit Union, each quoted from Midwest Regional Credit Union's own published membership criteria. ## Related Rate Data Compare Midwest Regional Credit Union's rates against national credit-union benchmarks. [More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [Kansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kansas) [Kansas HELOC rate leaders](https://rateapi.dev/heloc-rates/kansas) [Kansas personal loan leaders](https://rateapi.dev/personal-loan-rates/kansas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://mrcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Midwest Regional Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Midwest Regional Credit Union curl "https://api.rateapi.dev/credit-unions/kansas /midwest-regional " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Midwest Regional Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kansas/midwest-regional Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp