Mid American Credit Union
Verified rate book
Current Mid American Credit Union rates
32 published offers verified as of August 19, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 63-Month New Auto Loan (2022)auto_new_63mo | 4.990% APR | 4.990% | 63 mo · new | Standard |
| Discover the best numbers for you. (auto loans)auto | 4.990% APR | 4.990% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Traditional Second Mortgage / Home Equity Loan Rates (5 Years 7 Years 10 Years 15 Years)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| 5 Years 7 Years 10 Years 15 Yearsheloc | 5.990% APR | 5.990% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 10.900% APR | 10.900% | 60 mo | Standard |
Savings & CD rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savings Accounts (Basic Membership Savings Account)savings | 0.03% APY | 0.03% | — | Standard |
| Regular Money Market ($0 - $9,999)money_market | 0.05% APY | 0.05% | — | Standard |
| $10,000 - $49,000savings | 0.10% APY | 0.10% | — | Standard |
| Regular Money Market ($10,000 - $49,999)money_market | 0.10% APY | 0.10% | — | Standard |
| Regular Money Market ($50,000 - $99,999)money_market | 0.15% APY | 0.15% | — | Standard |
| $0.01 To $499.99savings | 0.15% APY | 0.15% | — | Standard |
| Savings Accounts (Christmas Savings Account)savings | 0.15% APY | 0.15% | — | Specialty offer |
| Regular Money Market ($100,000 - $499,999)money_market | 0.20% APY | 0.20% | — | Standard |
| Premier Money Market ($0 - $49,999)money_market | 0.20% APY | 0.20% | — | Standard |
| Regular Money Market ($500,000 - $999,999)money_market | 0.25% APY | 0.25% | — | Standard |
| Regular Money Market ($1,000,000 and up)money_market | 0.30% APY | 0.30% | — | Standard |
| Pay Day Certificate - 12 Month - 0.40% APY* (6 Month)cd_6mo | 0.30% APY | 0.30% | 6 mo | Standard |
| $500 Or Moresavings | 0.30% APY | 0.30% | — | Standard |
| $1,000,000 and Upsavings | 0.30% APY | 0.30% | — | Standard |
| Pay Day Certificate - 12 Month - 0.40% APY* (1 Year)cd_12mo | 0.40% APY | 0.40% | 12 mo | Standard |
| Pay Day Certificate - 12 Month - 0.40% APY* (12 Month Youth)cd_12mo | 0.40% APY | 0.40% | 12 mo | Eligibility restricted |
| Pay Day Certificate - 12 Month - 0.40% APY* (18 Month)cd_18mo | 0.45% APY | 0.45% | 18 mo | Standard |
| Pay Day Certificate - 12 Month - 0.40% APY* (2 Year)cd_24mo | 0.50% APY | 0.50% | 24 mo | Standard |
| Savings Accounts (Preferred Youth Savings Account)savings | 0.50% APY | 0.50% | — | Eligibility restricted |
| Pay Day Certificate - 12 Month - 0.40% APY* (4 year)cd_48mo | 0.60% APY | 0.60% | 48 mo | Standard |
| Pay Day Certificate - 12 Month - 0.40% APY* (5 Year)cd_60mo | 0.60% APY | 0.60% | 60 mo | Standard |
| Pay Day Certificate - 12 Month - 0.40% APY* (3 Year)cd_36mo | 0.60% APY | 0.60% | 36 mo | Standard |
| Premier Money Market ($50,000 - $199,999)money_market | 2.00% APY | 2.00% | — | Standard |
| $50,000 - $199,999savings | 2.00% APY | 2.00% | — | Standard |
| $200,000 And Upsavings | 3.00% APY | 3.00% | — | Standard |
| Premier Money Market ($200,000 and Up)money_market | 3.00% APY | 3.00% | — | Standard |
| Discover the best numbers for you. (23-Month certificate)cd_23mo | 4.25% APY | 4.25% | 23 mo | Standard |
Auto loans available from 4.99% APR for 63 months. HELOC rates from 5.99% APR. Personal loan rates from 10.9% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from Mid American Credit Union's official website
Live market position · Rates as of August 19, 2026
Where Mid American Credit Union ranks in Kansas
How Mid American Credit Union's current published rate compares with other Kansas credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| new-car loan | 4.99% | Better than the Kansas median | 124 bp from state best | 50 bp better than median |
| HELOC | 5.99% | Better than the Kansas median | 75 bp from state best | 13 bp better than median |
| personal loan | 10.90% | Room to improve vs. the Kansas median | 890 bp from state best | 90 bp behind median |
This is the public snapshot. Claim Mid American Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
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About Mid American Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 47K
- Assets
- $521M
- Founded
- 1936
- Locations reported
- 11
- NCUA charter
- 65378
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mid American Credit Union
Membership eligibility from Mid American Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mid American Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Mid American Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mid American Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid American Credit Union ranks against Kansas peers.
Frequently Asked Questions
What rates does Mid American Credit Union offer?
Mid American Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 19, 2026 directly from the credit union's official website.
How often are Mid American Credit Union rates updated?
RateAPI verifies Mid American Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 19, 2026.
Where does RateAPI get Mid American Credit Union's rate data?
Rate data is collected directly from Mid American Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Mid American Credit Union's auto loan rates?
As of August 19, 2026, Mid American Credit Union offers auto loans from 4.99% APR.
What is Mid American Credit Union's HELOC rate?
As of August 19, 2026, Mid American Credit Union offers home equity lines of credit from 5.99% APR.
What is Mid American Credit Union's personal loan rate?
As of August 19, 2026, Mid American Credit Union offers personal loans from 10.9% APR.
What is Mid American Credit Union's best CD rate?
As of August 19, 2026, Mid American Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare Mid American Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mid American Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas/mid-american" \
-H "Authorization: Bearer YOUR_API_KEY"