--- title: "Mid American Credit Union Rates - Kansas" description: "Current auto loan, heloc, personal loan, and savings & cd rates from Mid American Credit Union in Kansas. Updated daily with source verification. See who can join Mid American Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kansas/mid-american" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mid American Credit Union Rates - Kansas ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Discover the best numbers for you. (auto loans)** auto | — APR | 4.990% | — | Standard | | **63-Month New Auto Loan (2022)** auto_new_63mo | — APR | 4.990% | 63 mo · new | Standard | Mid American Credit Union auto & vehicle rates as of November 6, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **5 Years 7 Years 10 Years 15 Years** heloc | — APR | 5.990% | — | Standard | | **Traditional Second Mortgage / Home Equity Loan Rates (5 Years 7 Years 10 Years 15 Years)** heloc_fixed | — APR | 5.990% | — | Standard | Mid American Credit Union heloc rates as of November 6, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.900% | 60 mo | Standard | Mid American Credit Union personal loan rates as of November 6, 2026 ### Savings & CD rates 38 offers | Product | Published | Rate | Term / condition | Status | | **Savings Accounts (Basic Membership Savings Account)** savings | — APY | 0.03% | — | Standard | | **Checking Accounts (Checking Plus Account)** checking | — APY | 0.05% | — | Specialty offer | | **Regular Money Market ($0 - $9,999)** money_market | — APY | 0.05% | — | Standard | | **$0 - $9,999** savings | — APY | 0.05% | — | Standard | | **$10,000 - $49,000** savings | — APY | 0.10% | — | Standard | | **$10,000 - $49,999** savings | — APY | 0.10% | — | Standard | | **Regular Money Market ($10,000 - $49,999)** money_market | — APY | 0.10% | — | Standard | | **Checking Accounts (Preferred Youth Checking Account)** checking | — APY | 0.15% | — | Eligibility restricted | | **$0.01 To $499.99** savings | — APY | 0.15% | — | Standard | | **Savings Accounts (Christmas Savings Account)** savings | — APY | 0.15% | — | Specialty offer | | **$50,000 - $99,999** savings | — APY | 0.15% | — | Standard | | **Regular Money Market ($50,000 - $99,999)** money_market | — APY | 0.15% | — | Standard | | **$100,000 - $499,999** savings | — APY | 0.20% | — | Standard | | **Regular Money Market ($100,000 - $499,999)** money_market | — APY | 0.20% | — | Standard | | **Checking Accounts (eChecking - above $1,000 (paid monthly))** checking | — APY | 0.20% | — | Specialty offer | | **Elevate Savings - $50,000.01 and more** savings | — APY | 0.20% | — | Standard | | **$0 - $49,999** savings | — APY | 0.20% | — | Standard | | **Premiere Money Market ($0 - $49,999)** money_market | — APY | 0.20% | — | Standard | | **$500,000 - $999,999** savings | — APY | 0.25% | — | Standard | | **Regular Money Market ($500,000 - $999,999)** money_market | — APY | 0.25% | — | Standard | | **$1,000,000 and Up** savings | — APY | 0.30% | — | Standard | | **Regular Money Market ($1,000,000 and Up)** money_market | — APY | 0.30% | — | Standard | | **Pay Day Certificate - 12 Month - 0.40% APY* (6 Month)** cd_6mo | — APY | 0.30% | 6 mo | Standard | | **Pay Day Certificate - 12 Month - 0.40% APY* (1 Year)** cd_12mo | — APY | 0.40% | 12 mo | Standard | | **Pay Day Certificate - 12 Month - 0.40% APY* (12 Month Youth)** cd_12mo | — APY | 0.40% | 12 mo | Eligibility restricted | | **Pay Day Certificate - 12 Month - 0.40% APY* (18 Month)** cd_18mo | — APY | 0.45% | 18 mo | Standard | | **Pay Day Certificate - 12 Month - 0.40% APY* (2 Year)** cd_24mo | — APY | 0.50% | 24 mo | Standard | | **Checking Accounts (eChecking - $0 to $1,000 (paid monthly))** checking | — APY | 0.50% | — | Specialty offer | | **Savings Accounts (Preferred Youth Savings Account)** savings | — APY | 0.50% | — | Eligibility restricted | | **Pay Day Certificate - 12 Month - 0.40% APY* (5 Year)** cd_60mo | — APY | 0.60% | 60 mo | Standard | | **Pay Day Certificate - 12 Month - 0.40% APY* (4 year)** cd_48mo | — APY | 0.60% | 48 mo | Standard | | **Pay Day Certificate - 12 Month - 0.40% APY* (3 Year)** cd_36mo | — APY | 0.60% | 36 mo | Standard | | **Premiere Money Market ($50,000 - $199,999)** money_market | — APY | 2.00% | — | Standard | | **$50,000 - $199,999** savings | — APY | 2.00% | — | Standard | | **$200,000 and Up** savings | — APY | 3.00% | — | Standard | | **Premiere Money Market ($200,000 and Up)** money_market | — APY | 3.00% | — | Standard | | **Elevate Savings - $0.01 to $50,000.00** savings | — APY | 3.44% | — | Standard | | **Discover the best numbers for you. (37-Month certificate)** cd_37mo | — APY | 4.50% | 37 mo | Standard | Mid American Credit Union savings & cd rates as of November 6, 2026 Mid American Credit Union is a credit union in Kansas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/mid-american) , verified from [Mid American Credit Union's official website](https://www.midamerican.coop/) Loading branch locator… ## About Mid American Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 47K Assets $521M Founded 1936 Locations reported 11 NCUA charter 65378 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Financial counseling - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Skyward** Mid Continent · Wichita · KS · 67215-1423 About 1.1 miles away](https://rateapi.dev/credit-unions/kansas/skyward) [**Credit Union of America** Ridge Road · Wichita · KS · 67209-2113 About 2.1 miles away](https://rateapi.dev/credit-unions/kansas/credit-union-of-america) [**County** Millennium Corporate Credit Union · Wichita · KS · 67212-3834 About 2.9 miles away](https://rateapi.dev/credit-unions/missouri/county) [**Catholic Family** CFFCU - Main office · Wichita · KS · 67212-3670 About 3.0 miles away](https://rateapi.dev/credit-unions/kansas/catholic-family) [**Wheat State** West ST. · Wichita · KS · 67203 About 3.8 miles away](https://rateapi.dev/credit-unions/kansas/wheat-state) [**Wichita** West Office · Wichita · KS · 67203-4402 About 4.6 miles away](https://rateapi.dev/credit-unions/kansas/wichita) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mid American Credit Union Membership eligibility from Mid American Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mid American Credit Union's website. Check the membership page below to confirm whether you qualify. - Association Consumer United Program Verified from [Mid American Credit Union's membership page](https://www.midamerican.coop/connect/become-a-member) . Final membership determination is always made by the credit union. ## Membership rules for Mid American Credit Union Associations · Family 2 published paths to membership, last verified August 21, 2026, quoted from Mid American Credit Union’s own published criteria. ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Consumer United Program “Members of Consumer United Program are eligible to join” > [source ↗](https://www.midamerican.coop/connect/become-a-member) - Member of Consumer United Program ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, parent, stepparent, grandparent, child, step-child, foster child, sibling, grandchild, former spouse “Family members of a Mid American Credit Union member are eligible to join (spouse, parent, stepparent, grandparent, child, step-child, foster child, sibling, grandchild or former spouse).” > [source ↗](https://www.midamerican.coop/connect/become-a-member) - Family member (spouse, parent, stepparent, grandparent, child, step-child, foster child, sibling, grandchild, former spouse) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mid American Credit Union? Yes No ## Work at Mid American Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid American Credit Union ranks against Kansas peers. - See which AI assistants fetched Mid American Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mid-american&state=kansas&code=KS&name=Mid%20American%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mid American Credit Union offer? Mid American Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 6, 2026 directly from the credit union's official website. ### How often are Mid American Credit Union rates updated? RateAPI verifies Mid American Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 6, 2026. ### Where does RateAPI get Mid American Credit Union's rate data? Rate data is collected directly from Mid American Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mid American Credit Union? Mid American Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 association for Mid American Credit Union, each quoted from Mid American Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mid American Credit Union's rates against national credit-union benchmarks. [More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [Kansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kansas) [Kansas HELOC rate leaders](https://rateapi.dev/heloc-rates/kansas) [Kansas personal loan leaders](https://rateapi.dev/personal-loan-rates/kansas) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.midamerican.coop/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mid American Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mid American Credit Union curl "https://api.rateapi.dev/credit-unions/kansas /mid-american " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mid American Credit Union locations Search, filter, and browse all 11 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kansas/mid-american Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp