Mainstreet

lenexa, Kansas
Last verified: July 11, 2026

As of July 11, 2026, Mainstreet offers a share_certificate_60mo mortgage at 2.9% APR (2.87% rate, 0 points). Auto loans available from 4.99% APR. Personal loan rates from 10.75% APR.

Source: RateAPI.dev, verified from Mainstreet's official website

Who Can Join Mainstreet

Membership eligibility from Mainstreet's own published criteria. How we verify this.

Community charter: live/work in Douglas, Franklin, Johnson +13 more

Cost to join: About $5.

Verified from Mainstreet's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

share_certificate_60mo
2.900% APR
Rate2.870%
Points0
60 month term Share Certificate
share_certificate_48mo
3.000% APR
Rate2.970%
Points0
48 month term Share Certificate
savings
3.000% APR
Rate2.970%
Points0
High Yield Spend ($0-$10,000)
share_certificate_24mo
3.100% APR
Rate3.060%
Points0
24 month term Share Certificate
share_certificate_36mo
3.250% APR
Rate3.210%
Points0
36 month term Share Certificate
share_certificate_6mo
3.350% APR
Rate3.310%
Points0
6 month term Share Certificate
share_certificate_12mo
3.640% APR
Rate3.600%
Points0
12 month term Share Certificate
savings
5.000% APR
Rate5.000%
Points0
Escrow Accounts
savings
5.250% APR
Rate5.150%
Points0
Emergency Savings ($0-$1,000)

Auto Loan Rates

Rates as of July 11, 2026

auto_any
4.990% APR
Rate4.990%
[PROMOTIONAL] New & Used Vehicle (2022 & Newer)
auto_used
5.990% APR
Rate5.990%
[PROMOTIONAL] Used Vehicle (2018-2021)
auto_new
6.490% APR
Rate6.490%
[PROMOTIONAL] Harley-Davidson Motorcycle Loans (New)
auto_used
6.990% APR
Rate6.990%
[PROMOTIONAL] Harley-Davidson Motorcycle Loans (Used)
auto_used
6.990% APR
Rate6.990%
[PROMOTIONAL] Used Vehicle (2021)
auto_used
7.490% APR
Rate7.490%
[PROMOTIONAL] Used Vehicle (2017 & Older)
auto
7.740% APR
Rate7.740%
Boat, Motorhome, and Travel Trailer Loans
auto_new
8.740% APR
Rate8.740%
[PROMOTIONAL] Motorcycle, Jet Skis, ATV Loans (New)
auto_used
9.240% APR
Rate9.240%
[PROMOTIONAL] Motorcycle, Jet Skis, ATV Loans (Used)
credit_card_platinum
9.990% APR
Rate9.990%
Platinum Mastercard

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured
10.750% APR
Rate10.750%
[PROMOTIONAL] Signature Loan
personal_unsecured
11.000% APR
Rate11.000%
Unsecured Personal Loan

Frequently Asked Questions

What rates does Mainstreet offer?

Mainstreet currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Mainstreet rates updated?

RateAPI verifies Mainstreet's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Mainstreet's rate data?

Rate data is collected directly from Mainstreet's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mainstreet's mortgage rate?

As of July 11, 2026, Mainstreet offers a share_certificate_60mo mortgage at 2.9% APR.

What is Mainstreet's auto loan rate?

As of July 11, 2026, Mainstreet offers auto loans from 4.99% APR.

Related Rate Data

Compare Mainstreet's rates against national credit-union benchmarks.

More Kansas credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mainstreet
curl "https://api.rateapi.dev/credit-unions/kansas/mainstreet" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude