KC Fairfax

kansas city, Kansas
Last verified: July 10, 2026

As of July 10, 2026, KC Fairfax offers a share_certificate_12mo mortgage at 2.25% APR (2.25% rate, 0 points). Auto loans available from 5.99% APR. Personal loan rates from 7% APR.

Source: RateAPI.dev, verified from KC Fairfax's official website

Who Can Join KC Fairfax

Membership eligibility from KC Fairfax's own published criteria. How we verify this.

Community charter: live/work in Wyandotte

Cost to join: About $5.

Verified from KC Fairfax's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate_12mo
2.250% APR
Rate2.250%
Points0
Share Certificate 12 Months
ira
2.250% APR
Rate2.250%
Points0
IRA/Traditional/Roth IRA 24 Months
share_certificate_24mo
2.300% APR
Rate2.300%
Points0
Share Certificate 24 Months
share_certificate_36mo
2.400% APR
Rate2.400%
Points0
Share Certificate 36 Months
ira
2.400% APR
Rate2.400%
Points0
IRA/Traditional/Roth IRA 36 Months
share_certificate_6mo
2.500% APR
Rate2.500%
Points0
Share Certificate 6 Months
share_certificate
3.000% APR
Rate3.000%
Points0
Share Certificate 90 Days
ira
4.000% APR
Rate4.000%
Points0
Individual Retirement Account (up to $4999)
savings
5.000% APR
Rate5.000%
Points0
Christmas Club Account
savings
5.000% APR
Rate5.000%
Points0
Kick Account
savings
5.000% APR
Rate5.000%
Points0
Share Loan Account
ira
7.000% APR
Rate7.000%
Points0
Roth IRA Account (over $5000)

Auto Loan Rates

Rates as of July 10, 2026

auto_new
5.990% APR
Rate5.990%
[PROMOTIONAL] New Vehicles
auto_used
6.500% APR
Rate6.500%
[PROMOTIONAL] Used Vehicles

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
7.000% APR
Rate7.000%
[PROMOTIONAL] Signature Loans

Frequently Asked Questions

What rates does KC Fairfax offer?

KC Fairfax currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are KC Fairfax rates updated?

RateAPI verifies KC Fairfax's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get KC Fairfax's rate data?

Rate data is collected directly from KC Fairfax's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is KC Fairfax's mortgage rate?

As of July 10, 2026, KC Fairfax offers a share_certificate_12mo mortgage at 2.25% APR.

What is KC Fairfax's auto loan rate?

As of July 10, 2026, KC Fairfax offers auto loans from 5.99% APR.

Related Rate Data

Compare KC Fairfax's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for KC Fairfax
curl "https://api.rateapi.dev/credit-unions/kansas/kc-fairfax" \
  -H "Authorization: Bearer YOUR_API_KEY"