---
title: "Emporia State Credit Union Rates &amp; Who Can Join - Kansas"
description: "Emporia State Credit Union is a credit union in Kansas. Rate data is being verified. See who can join Emporia State Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/kansas/emporia-state"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Emporia State Credit Union Rates &amp; Who Can Join - Kansas

No currently verified rates are available for this institution.

We hide rates that fall outside the serving freshness window instead of presenting old figures as current.

Emporia State Credit Union is a credit union in Kansas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/emporia-state) , verified from [Emporia State Credit Union's official website](https://www.esfcu.com/)

Loading branch locator…

## About Emporia State Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

8.2K

Assets

$142.8M

Founded

1937

Locations reported

2

NCUA charter

2227

Charter type

Federal credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Credit Union of Emporia** CREDIT UNION OF EMPORIA · EMPORIA · KS · 66801 About 0.5 miles away](https://rateapi.dev/credit-unions/kansas/credit-union-of-emporia) [**Quantum** Burlington · Burlington · KS · 66839 About 29.1 miles away](https://rateapi.dev/credit-unions/kansas/quantum) [**Envista** Main Office · Topeka · KS · 66614-4528 About 47.7 miles away](https://rateapi.dev/credit-unions/kansas/envista) [**White Eagle** White Eagle Credit Union · El Dorado · KS · 67042-2101 About 48.8 miles away](https://rateapi.dev/credit-unions/kansas/white-eagle) [**Azura** Arrowhead · Topeka · KS · 66614 About 48.9 miles away](https://rateapi.dev/credit-unions/kansas/azura) [**Communication** Wanamaker Branch · Topeka · KS · 66604-3806 About 50.7 miles away](https://rateapi.dev/credit-unions/oklahoma/communication)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Emporia State Credit Union

Membership eligibility from Emporia State Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Emporia State Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Emporia Consumers Grocery Cooperative, Lyon County Oil Cooperative, Emporia State College, Flint Hills Technical College, Newman Regional Health, The First Congregational Church
- Association ESU Alumni Association
- Place of worship The First Congregational Church
- School Emporia State University, Flint Hills Technical College, USD 253

Verified from [Emporia State Credit Union's membership page](https://www.esfcu.com/Learn-More/ESFCU/Our-Story) . Final membership determination is always made by the credit union.

## Membership rules for Emporia State Credit Union

Employers 6 · Associations · Schools 3 · Places of worship

11 published paths to membership, last verified August 21, 2026, quoted from Emporia State Credit Union’s own published criteria.

### Employers 6

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Emporia State College

“In June of 1957, the Emporia State College employees were added to the field of membership”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Employee of Emporia State College
  - Employee of Flint Hills Technical College

“In that same year, employees of the Flint Hills Technical College along with students attending FHTC were added to our field of membership.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Employee of Flint Hills Technical College
  - Employee of Newman Regional Health

“In 2010, we were able to include employees of Newman Regional Health as part of our membership.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Employee of Newman Regional Health
  - Employee of Emporia Consumers Grocery Cooperative

“At that time, the field of membership was limited to employees of two Emporia cooperatives (the Emporia Consumers Grocery Cooperative and the Lyon County Oil Cooperative).”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Employee of Emporia Consumers Grocery Cooperative
  - Employee of Lyon County Oil Cooperative

“At that time, the field of membership was limited to employees of two Emporia cooperatives (the Emporia Consumers Grocery Cooperative and the Lyon County Oil Cooperative).”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Employee of Lyon County Oil Cooperative
  - Employee of The First Congregational Church
  - Works in city:KS:emporia

“In 2022, employees and members of The First Congregational Church located in Emporia, KS were added to our field of membership.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Employee of The First Congregational Church and Works in Emporia, KS

### Associations 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of The ESU Alumni Association

“In that same year, we added members of the ESU Alumni Association that live in Lyon and the surrounding five counties.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Member of The ESU Alumni Association

### Schools 3

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Student of Emporia State University (as written on the source page)

“In 2004, we added students attending Emporia State University to our field of membership.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Student at Emporia State University
  - Student of Flint Hills Technical College (as written on the source page)

“In that same year, employees of the Flint Hills Technical College along with students attending FHTC were added to our field of membership.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Student at Flint Hills Technical College
  - Student of USD 253

“In 2011, students of USD 253 became eligible to join Emporia State Federal Credit Union.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Student at USD 253

### Places of worship 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of The First Congregational Church (as written on the source page)

“In 2022, employees and members of The First Congregational Church located in Emporia, KS were added to our field of membership.”

> [source ↗](https://www.esfcu.com/Learn-More/ESFCU/Our-Story)

- Member of The First Congregational Church

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Emporia State Credit Union? Yes No

## Work at Emporia State Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Emporia State Credit Union ranks against Kansas peers.

- See which AI assistants fetched Emporia State Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Kansas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=emporia-state&amp;state=kansas&amp;code=KS&amp;name=Emporia%20State%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Emporia State Credit Union offer?

Emporia State Credit Union is a credit union in Kansas. Rate data is currently being verified.

### How often are Emporia State Credit Union rates updated?

RateAPI verifies Emporia State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Emporia State Credit Union's rate data?

Rate data is collected directly from Emporia State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Emporia State Credit Union?

Emporia State Credit Union publishes its membership criteria on its own website. RateAPI tracks 11 published membership paths covering 6 employers, 1 association, 3 schools and 1 places of worship for Emporia State Credit Union, each quoted from Emporia State Credit Union's own published membership criteria.

## Related Rate Data

Compare Emporia State Credit Union's rates against national credit-union benchmarks.

[More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.esfcu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Emporia State Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Emporia State Credit Union
curl "https://api.rateapi.dev/credit-unions/kansas /emporia-state " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Emporia State Credit Union locations

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---

Source: https://rateapi.dev/credit-unions/kansas/emporia-state
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
