---
title: "Credit Union of Emporia Rates - Kansas"
description: "Current personal loan, and credit card rates from Credit Union of Emporia in Kansas. Updated daily with source verification. See who can join Credit Union of Emporia — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/kansas/credit-union-of-emporia"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Credit Union of Emporia Rates - Kansas

### Personal loan rates

2 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Home Improvement** personal |  — APR |  7.250% |  — |  Standard |
| **Personal Property (without perfected lien)** other |  — APR |  8.990% |  — |  Standard |
Credit Union of Emporia personal loan rates as of November 13, 2026

### Credit card rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **Credit Card** credit_card |  — APR |  11.990% |  — |  Standard |
Credit Union of Emporia credit card rates as of November 13, 2026

### Other rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Up To 72 Months ($25,000 Minimum Value)** other |  — % |  5.240% |  — |  Standard |
| **Up To 84 Months ($35,000 Minimum Value)** other |  — % |  6.240% |  — |  Standard |
| **Over $1000** other |  — % |  12.500% |  — |  Standard |
| **Up to $1000** other |  — % |  13.500% |  — |  Standard |
| **Mobile Homes** other |  — % |  14.000% |  — |  Standard |
Credit Union of Emporia other rates as of November 13, 2026

Credit Union of Emporia is a credit union in Kansas. Rate data is being verified.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/credit-union-of-emporia) , verified from [Credit Union of Emporia's official website](https://www.cuofe.org/)

Loading branch locator…

## About Credit Union of Emporia

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

3.9K

Assets

$41.5M

Founded

1953

Locations reported

1

NCUA charter

63319

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships
- Credit-builder products

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**Emporia State** Branch - 2332 Industrial · Emporia · KS · 66801 About 1.1 miles away](https://rateapi.dev/credit-unions/kansas/emporia-state) [**Quantum** Burlington · Burlington · KS · 66839 About 29.1 miles away](https://rateapi.dev/credit-unions/kansas/quantum) [**Envista** Main Office · Topeka · KS · 66614-4528 About 47.7 miles away](https://rateapi.dev/credit-unions/kansas/envista) [**White Eagle** White Eagle Credit Union · El Dorado · KS · 67042-2101 About 48.8 miles away](https://rateapi.dev/credit-unions/kansas/white-eagle) [**Azura** Arrowhead · Topeka · KS · 66614 About 48.9 miles away](https://rateapi.dev/credit-unions/kansas/azura) [**Communication** Wanamaker Branch · Topeka · KS · 66604-3806 About 50.7 miles away](https://rateapi.dev/credit-unions/oklahoma/communication)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Credit Union of Emporia

Membership eligibility from Credit Union of Emporia's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Credit Union of Emporia's website. Check the membership page below to confirm whether you qualify.

- Location chase, coffey, greenwood, lyon, morris, osage, wabaunsee — KS
- Employer member company

Verified from [Credit Union of Emporia's membership page](https://www.cuofe.org/how-to-join/) . Final membership determination is always made by the credit union.

## Membership rules for Credit Union of Emporia

Geography 7 counties · Employers · Family 2

17 published paths to membership, last verified August 27, 2026, quoted from Credit Union of Emporia’s own published criteria.

### Geography 7

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

- Chase County, KS
- Coffey County, KS
- Greenwood County, KS
- Lyon County, KS
- Morris County, KS
- Osage County, KS
- Wabaunsee County, KS

“Our field of membership is open to those living, working, or worshiping in Chase, Coffey, Greenwood, Lyon, Morris, Osage and Wabaunsee Counties”

> [source ↗](https://www.cuofe.org/how-to-join/)

### Employers 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of member company

“working for a member company (many of the local companies)”

> [source ↗](https://www.cuofe.org/how-to-join/)

- Employee of member company

### Family 2

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026

  - Family of a member immediate family member

“having an immediate family member with an account here.”

> [source ↗](https://www.cuofe.org/how-to-join/)

- Family member (immediate family member) of a member
  - Family of a member immediate family

“having an immediate family member with an account here.”

> [source ↗](https://www.cuofe.org/how-to-join/)

- Family member (immediate family) of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Credit Union of Emporia? Yes No

## Work at Credit Union of Emporia?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Credit Union of Emporia ranks against Kansas peers.

- See which AI assistants fetched Credit Union of Emporia’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Kansas
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=credit-union-of-emporia&amp;state=kansas&amp;code=KS&amp;name=Credit%20Union%20of%20Emporia) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Credit Union of Emporia offer?

Credit Union of Emporia currently offers personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website.

### How often are Credit Union of Emporia rates updated?

RateAPI verifies Credit Union of Emporia's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026.

### Where does RateAPI get Credit Union of Emporia's rate data?

Rate data is collected directly from Credit Union of Emporia's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### Who can join Credit Union of Emporia?

Credit Union of Emporia publishes its membership criteria on its own website. RateAPI tracks 17 published membership paths covering 7 counties and 1 employer for Credit Union of Emporia, each quoted from Credit Union of Emporia's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Credit Union of Emporia's rates against national credit-union benchmarks.

[More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [Kansas personal loan leaders](https://rateapi.dev/personal-loan-rates/kansas) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.cuofe.org/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Credit Union of Emporia rates

Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Credit Union of Emporia
curl "https://api.rateapi.dev/credit-unions/kansas /credit-union-of-emporia " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Credit Union of Emporia locations

Search, filter, and browse all 1 NCUA-reported locations.

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---

Source: https://rateapi.dev/credit-unions/kansas/credit-union-of-emporia
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
