Co-Operative

coffeyville, Kansas
Last verified: July 10, 2026

As of July 10, 2026, Co-Operative offers a share_certificate mortgage at 2% APR (2% rate, 0 points). Auto loans available from 3.75% APR. Personal loan rates from 2% APR.

Source: RateAPI.dev, verified from Co-Operative's official website

Who Can Join Co-Operative

Membership eligibility from Co-Operative's own published criteria. How we verify this.

Membership via employers (CVR Energy) or the The Friends of the Mansion

Verified from Co-Operative's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate
2.000% APR
Rate2.000%
Points0
[PROMOTIONAL] Share Certificate Secured

Auto Loan Rates

Rates as of July 10, 2026

auto_new
3.750% APR
Rate3.750%
New Auto 2025-2026 (Tier A)
auto_new
4.750% APR
Rate4.750%
New Auto 2025-2026 (Tier B)
auto_used
5.250% APR
Rate5.250%
Used Auto 2020-2026 (Tier A+)
auto_used
6.250% APR
Rate6.250%
Used Auto 2012-2019 (Tier A+)
auto_new
8.000% APR
Rate8.000%
New Auto 2025-2026 (Tier C)
auto_new
9.000% APR
Rate9.000%
New Auto 2025-2026 (Tier D)
credit_card
12.900% APR
Rate12.900%
Credit Cards
auto_any
12.900% APR
Rate12.900%
New ATV's, Four Wheelers and Lawn Mowers, New or Used Tractors, Classic Cars

Personal Loan Rates

Rates as of July 10, 2026

personal_secured
2.000% APR
Rate2.000%
Share Secured
personal_unsecured
9.900% APR
Rate9.900%
Signature Loan

Frequently Asked Questions

What rates does Co-Operative offer?

Co-Operative currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Co-Operative rates updated?

RateAPI verifies Co-Operative's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Co-Operative's rate data?

Rate data is collected directly from Co-Operative's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Co-Operative's mortgage rate?

As of July 10, 2026, Co-Operative offers a share_certificate mortgage at 2% APR.

What is Co-Operative's auto loan rate?

As of July 10, 2026, Co-Operative offers auto loans from 3.75% APR.

Related Rate Data

Compare Co-Operative's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Co-Operative
curl "https://api.rateapi.dev/credit-unions/kansas/co-operative" \
  -H "Authorization: Bearer YOUR_API_KEY"