--- title: "Azura Credit Union Rates - Kansas" description: "Current mortgage, vehicle loan, heloc, personal loan, credit card, and savings & cd rates from Azura Credit Union in Kansas. Updated daily with source verification. See who can join Azura Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/kansas/azura" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Azura Credit Union Rates - Kansas ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Land Loans (5 Years)** other | — APR | 7.500% | — | Standard | | **Land Loans (10 Years)** other | — APR | 8.500% | — | Standard | | **Land Loans (15 Years)** other | — APR | 9.500% | — | Standard | | **Custom Construction** other | — APR | 9.500% | — | Standard | Azura Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 22 offers | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.000% | — | Standard | | **Auto & Motorcycle (2020 & Older)** motorcycle_used_48mo | — APR | 5.240% | 48 mo · used | Standard | | **Auto & Motorcycle (2021 & Newer)** motorcycle_any_60mo | — APR | 5.240% | 60 mo | Standard | | **Auto & Motorcycle Loans (2022 & Newer)** motorcycle_any_60mo | — APR | 5.240% | 60 mo | Standard | | **Auto & Motorcycle Loans (2021 & Older)** motorcycle_used_48mo | — APR | 5.240% | 48 mo · used | Standard | | **Auto & Motorcycle (2020 & Older)** motorcycle_used_60mo | — APR | 5.740% | 60 mo · used | Standard | | **Auto & Motorcycle (2021 & Newer)** motorcycle_any_72mo | — APR | 5.740% | 72 mo | Standard | | **Auto & Motorcycle Loans (2022 & Newer)** motorcycle_any_72mo | — APR | 5.740% | 72 mo | Standard | | **Auto & Motorcycle Loans (2021 & Older)** motorcycle_used_60mo | — APR | 5.740% | 60 mo · used | Standard | | **Auto & Motorcycle Loans (2021 & Older)** motorcycle_used_72mo | — APR | 6.490% | 72 mo · used | Standard | | **Auto & Motorcycle Loans (2022 & Newer)** motorcycle_any_84mo | — APR | 6.490% | 84 mo | Standard | | **Auto & Motorcycle (2020 & Older)** motorcycle_used_72mo | — APR | 6.490% | 72 mo · used | Standard | | **Auto & Motorcycle (2021 & Newer)** motorcycle_any_84mo | — APR | 6.490% | 84 mo | Standard | | **Boats & RV Loans (up to 84 months)** boat_any_84mo | — APR | 8.490% | 84 mo | Standard | | **Boats & RV Loans (up to 72 months)** boat_any_72mo | — APR | 8.490% | 72 mo | Standard | | **ATVs, Personal Watercraft, and Non-Titled Motorcycle Rates (2022 & Newer)** powersports_any_60mo | — APR | 8.990% | 60 mo | Standard | | **ATVs, Personal Watercraft, and Non-Titled Motorcycle (2021 & Newer)** powersports_any_60mo | — APR | 8.990% | 60 mo | Standard | | **ATVs, Personal Watercraft, and Non-Titled Motorcycle (2020 & Older)** powersports_used_60mo | — APR | 9.490% | 60 mo · used | Standard | | **Boats & RV Loans (up to 180 months)** boat_any_180mo | — APR | 9.490% | 180 mo | Standard | | **ATVs, Personal Watercraft, and Non-Titled Motorcycle Rates (2021 & Older)** powersports_used_60mo | — APR | 9.490% | 60 mo · used | Standard | | **Boats & RV Loans (up to 144 months)** boat_any_144mo | — APR | 9.490% | 144 mo | Standard | | **Boats & RV Loans (up to 120 months)** boat_any_120mo | — APR | 9.990% | 120 mo | Standard | Azura Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 6 offers | Product | Published | Rate | Term / condition | Status | | **5-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.250% | — | Standard | | **10-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.750% | — | Standard | | **HELOC (Variable)** heloc_variable | — APR | 7.000% | — | Standard | | **HELOC (HELOC) - Variable Rate (Up to 80%)** heloc_variable | — APR | 7.000% | — | Standard | | **15-Year Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.250% | — | Standard | | **HELOC (HELOC) - Variable Rate (Over 80.1% - 100%)** heloc_variable | — APR | 9.000% | — | Standard | Azura Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **A Personal Loan delivered with our personal service (Up to 60 months)** personal_unsecured_60mo | — APR | 15.990% | 60 mo | Standard | Azura Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Visa Standard Credit Card** credit_card | — APR | 10.500% | — | Standard | | **Rewards Credit Card** credit_card_rewards | — APR | 12.500% | — | Standard | Azura Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 22 offers | Product | Published | Rate | Term / condition | Status | | **Base rate on all balances Rate if requirements are not met**** savings | — APY | 0.10% | — | Standard | | **Money Market** money_market | — APY | 0.50% | — | Standard | | **Balance over $15,000.00 Bonus Tiers**** savings | — APY | 0.50% | — | Standard | | **Savings** share_savings | — APY | 0.50% | — | Standard | | **6-Month IRA Certificate** ira_cd_6mo | — APY | 2.00% | 6 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 2.00% | 6 mo | Standard | | **IRA Certificate Rates (30 month Bump Rate*)** ira_cd_30mo | — APY | 3.50% | 30 mo | Standard | | **Certificates (30 month Bump Rate*)** cd_30mo | — APY | 3.50% | 30 mo | Standard | | **14-Month IRA Certificate** ira_cd_14mo | — APY | 3.82% | 14 mo | Standard | | **14-Month Certificate** cd_14mo | — APY | 3.82% | 14 mo | Standard | | **Beyond Checking** checking | — APY | 4.00% | — | Standard | | **Balance up to $15,000.00 Bonus Tiers**** savings | — APY | 4.00% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 4.17% | 24 mo | Standard | | **60-Month IRA Certificate** ira_cd_60mo | — APY | 4.17% | 60 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 4.17% | 36 mo | Standard | | **48-Month Certificate** cd_48mo | — APY | 4.17% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 4.17% | 60 mo | Standard | | **36-Month IRA Certificate** ira_cd_36mo | — APY | 4.17% | 36 mo | Standard | | **48-Month IRA Certificate** ira_cd_48mo | — APY | 4.17% | 48 mo | Standard | | **12-Month IRA Certificate** ira_cd_12mo | — APY | 4.17% | 12 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.17% | 12 mo | Standard | | **24-Month IRA Certificate** ira_cd_24mo | — APY | 4.17% | 24 mo | Standard | Azura Credit Union savings & cd rates as of November 13, 2026 Azura Credit Union is a credit union in Kansas. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/kansas/azura) , verified from [Azura Credit Union's official website](https://www.azuracu.com/index) Loading branch locator… ## About Azura Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 59.6K Assets $851.9M Founded 1956 Locations reported 12 NCUA charter 61823 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Empower Blue** Main Office · Topeka · KS · 66612 About 0.5 miles away](https://rateapi.dev/credit-unions/kansas/empower-blue) [**Topeka Police** Topeka Police Credit Union · Topeka · KS · 66603-3644 About 1.2 miles away](https://rateapi.dev/credit-unions/kansas/topeka-police) [**Envista** Tenth Street Branch · Topeka · KS · 66604-1405 About 1.4 miles away](https://rateapi.dev/credit-unions/kansas/envista) [**Topeka Firemen's** Topeka Firemen's Credit Union · Topeka · KS · 66605-2240 About 2.7 miles away](https://rateapi.dev/credit-unions/kansas/topeka-firemens) [**Communication** Wanamaker Branch · Topeka · KS · 66604-3806 About 4.4 miles away](https://rateapi.dev/credit-unions/oklahoma/communication) [**Mid American** Lawrence Branch · Lawrence · KS · 66049 About 18.5 miles away](https://rateapi.dev/credit-unions/kansas/mid-american) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Azura Credit Union Membership eligibility from Azura Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Azura Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government, local, municipal and state governments - Association American Legion Post 400, TARC, United Steelworkers Union Local #400 - School Kansas educational institutions Verified from [Azura Credit Union's membership page](https://www.azuracu.com/about/join-us) . Final membership determination is always made by the credit union. ## Membership rules for Azura Credit Union Employers 8 · Associations 3 · Schools · Family 13 published paths to membership, last verified August 21, 2026, quoted from Azura Credit Union’s own published criteria. ### Employers 8 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of American Telephone and Telegraph “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Employee of American Telephone and Telegraph - Retired employee of American Telephone and Telegraph “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Retiree of American Telephone and Telegraph - Employee of Goodyear Tire & Rubber Company “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Employee of Goodyear Tire & Rubber Company - Retired employee of Goodyear Tire & Rubber Company “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Retiree of Goodyear Tire & Rubber Company - Employee of Southwestern Bell Communications “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Employee of Southwestern Bell Communications - Retired employee of Southwestern Bell Communications “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Retiree of Southwestern Bell Communications - Employee of U.S. Government “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Employee of U.S. Government - Employee of local, municipal and state governments “All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.” > [source ↗](https://www.azuracu.com/about/join-us) - Employee of local, municipal and state governments ### Associations 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of American Legion Post 400 “All employees, retirees and members of American Legion Post 400, TARC or United Steelworkers Union Local #400.” > [source ↗](https://www.azuracu.com/about/join-us) - Member of American Legion Post 400 - Member of TARC “All employees, retirees and members of American Legion Post 400, TARC or United Steelworkers Union Local #400.” > [source ↗](https://www.azuracu.com/about/join-us) - Member of TARC - Member of United Steelworkers Union Local #400 “All employees, retirees and members of American Legion Post 400, TARC or United Steelworkers Union Local #400.” > [source ↗](https://www.azuracu.com/about/join-us) - Member of United Steelworkers Union Local #400 ### Schools 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Student of Kansas educational institutions “All employers and students of Kansas educational institutions.” > [source ↗](https://www.azuracu.com/about/join-us) - Student at Kansas educational institutions ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild, former spouse “Any spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild or former spouse of anyone eligible to be a member of Azura Credit Union.” > [source ↗](https://www.azuracu.com/about/join-us) - Family member (spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild, former spouse) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Azura Credit Union? Yes No ## Work at Azura Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Azura Credit Union ranks against Kansas peers. - See which AI assistants fetched Azura Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Kansas - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=azura&state=kansas&code=KS&name=Azura%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Azura Credit Union offer? Azura Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Azura Credit Union rates updated? RateAPI verifies Azura Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Azura Credit Union's rate data? Rate data is collected directly from Azura Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Azura Credit Union? Azura Credit Union publishes its membership criteria on its own website. RateAPI tracks 13 published membership paths covering 8 employers, 3 associations and 1 school for Azura Credit Union, each quoted from Azura Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Azura Credit Union's rates against national credit-union benchmarks. [More Kansas credit unions](https://rateapi.dev/credit-unions/kansas) [Kansas mortgage rate leaders](https://rateapi.dev/mortgage-rates/kansas) [Kansas auto loan rate leaders](https://rateapi.dev/auto-loan-rates/kansas) [Kansas HELOC rate leaders](https://rateapi.dev/heloc-rates/kansas) [Kansas personal loan leaders](https://rateapi.dev/personal-loan-rates/kansas) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.azuracu.com/index) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Azura Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Kansas credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Azura Credit Union curl "https://api.rateapi.dev/credit-unions/kansas /azura " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Azura Credit Union locations Search, filter, and browse all 12 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/kansas/azura Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp