--- title: "Telco Triad Community Credit Union Rates (Nov 2026): CDs to 3.75%" description: "Telco Triad Community Credit Union rates today: vehicle loans from 6.25% APR, savings & CDs up to 3.75% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Telco Triad Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/telco-triad-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Telco Triad Community Credit Union Rates (Nov 2026): CDs to 3.75% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **First Mortgage Loan** other | — APR | 6.250% | — | Standard | Telco Triad Community Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan** auto_any_60mo | — APR | 4.640% | 60 mo | Standard | | **60-Month Boat Loan** boat_any_60mo | — APR | 5.390% | 60 mo | Standard | | **RV Loan** rv | 6.250% APR | 6.250% | — | Standard | | **ATV/Jet Ski Loan** powersports | — APR | 9.450% | — | Standard | Telco Triad Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Second Mortgage Loan** heloc_fixed | — APR | 5.950% | — | Standard | Telco Triad Community Credit Union heloc rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Mastercard® Gold Rewards** credit_card_rewards | — APR | 8.900% | — | Standard | | **Mastercard® Classic** credit_card | — APR | 11.900% | — | Standard | Telco Triad Community Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 7 offers | Product | Published | Rate | Term / condition | Status | | **Basic Share Account** share_savings | 0.15% APY | 0.15% | — | Standard | | **IRA** ira | 0.30% APY | 0.30% | — | Standard | | **Money Market** money_market | — APY | 1.25% | — | Standard | | **Certificate** cd | — APY | 1.25% | — | Standard | | **IRA Certificate** ira_cd | 2.25% APY | 2.25% | — | Standard | | **CD's** cd | 3.75% APY | 3.75% | — | Standard | | **IRA's** ira | — APY | 3.75% | — | Standard | Telco Triad Community Credit Union savings & cd rates as of November 12, 2026 Vehicle loans available from 6.25% APR. Savings and certificate yields up to 3.75% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/telco-triad-community) , verified from [Telco Triad Community Credit Union's official website](https://www.telcotriad.org/index) Loading branch locator… ## About Telco Triad Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 16K Assets $163.2M Founded 1945 Locations reported 6 NCUA charter 63218 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Siouxland** Siouxland Federal Credit Union · Sioux City · IA · 51108 About 2.7 miles away](https://rateapi.dev/credit-unions/nebraska/siouxland) [**Sioux Valley Community** Downtown · Sioux City · IA · 51101-1908 About 5.3 miles away](https://rateapi.dev/credit-unions/iowa/sioux-valley-community) [**Premier** Sioux City Branch · Sioux City · IA · 51106-5734 About 5.3 miles away](https://rateapi.dev/credit-unions/iowa/premier) [**Levo** Singing Hills · Sioux City · IA · 51106 About 8.9 miles away](https://rateapi.dev/credit-unions/south-dakota/levo) [**Cent** CENT CREDIT UNION · LE MARS · IA · 51031-3004 About 16.8 miles away](https://rateapi.dev/credit-unions/iowa/cent) [**Voyage** Vermillion · Vermillion · SD · 57069 About 33.1 miles away](https://rateapi.dev/credit-unions/south-dakota/voyage) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Telco Triad Community Credit Union Membership eligibility from Telco Triad Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Telco Triad Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location audubon, buena vista, carroll, cass, cherokee, clay, crawford, dickinson, emmet, harrison, ida, mills, monona, montgomery, o'brien, osceola, plymouth, palo alto, pocahontas, pottawattamie, sac, shelby, sioux, woodbury, dakota, douglas, sarpy, thurston, washington, union — IA, NE, SD Verified from [Telco Triad Community Credit Union's membership page](https://www.telcotriad.org/resources/membership) . Final membership determination is always made by the credit union. ## Membership rules for Telco Triad Community Credit Union Geography 30 counties · Family 3 63 published paths to membership, last verified August 27, 2026, quoted from Telco Triad Community Credit Union’s own published criteria. ### Geography 30 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Audubon County, IA - Buena Vista County, IA - Carroll County, IA - Cass County, IA - Cherokee County, IA - Clay County, IA - Crawford County, IA - Dakota County, NE - Dickinson County, IA - Douglas County, NE - Emmet County, IA - Harrison County, IA - Ida County, IA - Mills County, IA - Monona County, IA - Montgomery County, IA - O'brien County, IA - Osceola County, IA - Palo Alto County, IA - Plymouth County, IA - Pocahontas County, IA - Pottawattamie County, IA - Sac County, IA - Sarpy County, NE - Shelby County, IA - Sioux County, IA - Thurston County, NE - Union County, SD - Washington County, NE - Woodbury County, IA “Anyone who lives or works in the following counties is eligible for membership. This includes the Iowa counties of Audubon, Buena Vista, Carroll, Cass, Cherokee, Clay, Crawford, Dickinson, Emmet, Harrison, Ida, Mills, Monona, Montgomery, O'Brien, Osceola, Plymouth, Palo Alto, Pocahontas,…” > [source ↗](https://www.telcotriad.org/resources/membership) Show all 30 places ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member household member, spouse, parent, child, grandparent, grandchild, sibling, great grandparent, aunt, uncle, niece, nephew, step child, foster child, adoptive child “All immediate family members of current members are eligible for membership regardless of their county of residence. This includes persons in the same household, and persons related to the member or spouse by blood or marriage including parents, children, grandparents, grandchildren, brothers,…” > [source ↗](https://www.telcotriad.org/resources/membership) - Family member (household member, spouse, parent, child, grandparent, grandchild, sibling, great grandparent, aunt, uncle, niece, nephew, step child, foster child, adoptive child) of a member - Family of a member immediate family “All immediate family members of current members are eligible for membership regardless of their county of residence. This includes persons in the same household, and persons related to the member or spouse by blood or marriage including parents, children, grandparents, grandchildren, brothers,…” > [source ↗](https://www.telcotriad.org/resources/membership) - Family member (immediate family) of a member - Family Of Deceased household member, relative “All immediate family members of current members are eligible for membership regardless of their county of residence. This includes persons in the same household, and persons related to the member or spouse by blood or marriage including parents, children, grandparents, grandchildren, brothers,…” > [source ↗](https://www.telcotriad.org/resources/membership) - Family member (household member, relative) of a deceased eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Telco Triad Community Credit Union? Yes No ## Work at Telco Triad Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Telco Triad Community Credit Union ranks against Iowa peers. - See which AI assistants fetched Telco Triad Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=telco-triad-community&state=iowa&code=IA&name=Telco%20Triad%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Telco Triad Community Credit Union offer? Telco Triad Community Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Telco Triad Community Credit Union rates updated? RateAPI verifies Telco Triad Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Telco Triad Community Credit Union's rate data? Rate data is collected directly from Telco Triad Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are Telco Triad Community Credit Union's auto, rv, boat & powersports loan rates? As of November 12, 2026, Telco Triad Community Credit Union offers vehicle loans from 6.25% APR. ### What is Telco Triad Community Credit Union's best CD rate? As of November 12, 2026, Telco Triad Community Credit Union offers savings and certificate (CD) yields up to 3.75% APY. ### Who can join Telco Triad Community Credit Union? Telco Triad Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 63 published membership paths covering 30 counties for Telco Triad Community Credit Union, each quoted from Telco Triad Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Telco Triad Community Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [Iowa mortgage rate leaders](https://rateapi.dev/mortgage-rates/iowa) [Iowa auto loan rate leaders](https://rateapi.dev/auto-loan-rates/iowa) [Iowa HELOC rate leaders](https://rateapi.dev/heloc-rates/iowa) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.telcotriad.org/index) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Telco Triad Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Telco Triad Community Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /telco-triad-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Telco Triad Community Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/telco-triad-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp