Sioux Valley Community Mortgage, Auto Loan, HELOC & Personal Loan Rates & Who Can Join

As of July 10, 2026, Sioux Valley Community offers a share_certificate mortgage at 3% APR (3% rate, 0 points). Auto loans available from 4.35% APR. HELOC rates from 5.99% APR. Personal loan rates from 11.9% APR.
Source: RateAPI.dev, verified from Sioux Valley Community's official website

Who Can Join Sioux Valley Community

Membership eligibility from Sioux Valley Community's own published criteria. How we verify this.

Community charter: live/work in Cherokee, Ida, Monona +9 more

LocationCherokee, Ida, Monona, Plymouth, Sioux, Woodbury, Dakota, Dixon, Thurston, Wayne, Clay, Union

Cost to join: About $25.

Verified from Sioux Valley Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

share_certificate

3.000% APR

Rate3.000%

Points0

Share Certificates

share_certificate

3.000% APR

Rate3.000%

Points0

[PROMOTIONAL] Share Certificates

savings

5.000% APR

Rate5.000%

Points0

Shared Secured - Regular Shares

savings

5.000% APR

Rate5.000%

Points0

[PROMOTIONAL] Shared Secured - Regular Shares

Auto Loan Rates

Rates as of July 10, 2026

auto

4.350% APR

Rate4.350%

Vehicle and Motorcycle Loans - 2018 and Older

auto

4.350% APR

Rate4.350%

Vehicle and Motorcycle Loans - 2019 and Newer

auto

4.350% APR

Rate4.350%

[PROMOTIONAL] Vehicle and Motorcycle Loans - 2018 and Older

auto

4.350% APR

Rate4.350%

[PROMOTIONAL] Vehicle and Motorcycle Loans - 2019 and Newer

auto_new

4.990% APR

Rate4.990%

Campers (Overnight and Pop up) - New

auto_new

4.990% APR

Rate4.990%

[PROMOTIONAL] Campers (Overnight and Pop up) - New

auto_used

5.490% APR

Rate5.490%

Campers (Overnight and Pop up) - Used

auto_used

5.490% APR

Rate5.490%

[PROMOTIONAL] Campers (Overnight and Pop up) - Used

auto

5.990% APR

Rate5.990%

Pleasure Boats, Motor Homes - 2022 and Newer

auto

5.990% APR

Rate5.990%

[PROMOTIONAL] Pleasure Boats, Motor Homes - 2022 and Newer

auto_new

6.400% APR

Rate6.400%

ATV’s – JET SKI’s – SMALL BOATS -16 FT – SNOWMOBILES - New

auto_new

6.400% APR

Rate6.400%

[PROMOTIONAL] ATV’s – JET SKI’s – SMALL BOATS -16 FT – SNOWMOBILES - New

auto

6.490% APR

Rate6.490%

Pleasure Boats, Motor Homes - 2019, 2020, 2021

auto

6.490% APR

Rate6.490%

[PROMOTIONAL] Pleasure Boats, Motor Homes - 2019, 2020, 2021

auto_used

7.400% APR

Rate7.400%

ATV’s – JET SKI’s – SMALL BOATS -16 FT – SNOWMOBILES - Used

auto_used

7.400% APR

Rate7.400%

[PROMOTIONAL] ATV’s – JET SKI’s – SMALL BOATS -16 FT – SNOWMOBILES - Used

auto

7.490% APR

Rate7.490%

Pleasure Boats, Motor Homes - 2018 and Older

auto

7.490% APR

Rate7.490%

[PROMOTIONAL] Pleasure Boats, Motor Homes - 2018 and Older

HELOC Rates

Rates as of July 10, 2026

heloc

5.990% APR

Rate5.990%

Home Equity - Primary Residence

heloc

5.990% APR

Rate5.990%

[PROMOTIONAL] Home Equity - Primary Residence

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured

11.900% APR

Rate11.900%

Unsecured - Over $1,000 to $2,999

personal_unsecured

11.900% APR

Rate11.900%

Unsecured - Up to $1,000

personal_unsecured

11.900% APR

Rate11.900%

Unsecured - $3,000 – $5,000

personal_unsecured

11.900% APR

Rate11.900%

[PROMOTIONAL] Unsecured - $3,000 – $5,000

personal_unsecured

11.900% APR

Rate11.900%

[PROMOTIONAL] Unsecured - Over $1,000 to $2,999

personal_unsecured

11.900% APR

Rate11.900%

[PROMOTIONAL] Unsecured - Up to $1,000

Frequently Asked Questions

What rates does Sioux Valley Community offer?

Sioux Valley Community currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Sioux Valley Community rates updated?

RateAPI verifies Sioux Valley Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Sioux Valley Community's rate data?

Rate data is collected directly from Sioux Valley Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Sioux Valley Community's mortgage rate?

As of July 10, 2026, Sioux Valley Community offers a share_certificate mortgage at 3% APR.

What is Sioux Valley Community's auto loan rate?

As of July 10, 2026, Sioux Valley Community offers auto loans from 4.35% APR.

Related Rate Data

Compare Sioux Valley Community's rates against national credit-union benchmarks.

More Iowa credit unions Mortgage rate benchmark Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Sioux Valley Community
curl "https://api.rateapi.dev/credit-unions/iowa/sioux-valley-community" \
  -H "Authorization: Bearer YOUR_API_KEY"

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