River Community

ottumwa, Iowa
Last verified: July 10, 2026

As of July 10, 2026, River Community offers a money_market mortgage at 1.15% APR (1.15% rate, 0 points).

Source: RateAPI.dev, verified from River Community's official website

Who Can Join River Community

Membership eligibility from River Community's own published criteria. How we verify this.

Membership criteria are published on River Community's website. Check the membership page below to confirm whether you qualify.

Verified from River Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

money_market
1.150% APR
Rate1.150%
Points0
MONEY MARKET $50,001 TO $100,000
money_market
1.400% APR
Rate1.400%
Points0
MONEY MARKET $100,001 AND UP
ira
2.250% APR
Rate2.250%
Points0
IRA
cd_6mo
2.520% APR
Rate2.500%
Points0
6 months Certificate ($1,000 Min)
cd_6mo
2.780% APR
Rate2.750%
Points0
6 months Certificate ($10,000 Min)
cd_12mo
3.040% APR
Rate3.000%
Points0
12 Month KIRBY
cd_12mo
3.040% APR
Rate3.000%
Points0
12 months Certificate ($1,000 Min)
cd_24mo
3.140% APR
Rate3.100%
Points0
24 months Certificate ($1,000 Min)
cd_12mo
3.300% APR
Rate3.250%
Points0
12 months Certificate ($10,000 Min)
ira
3.400% APR
Rate3.350%
Points0
IRA 12 MONTHS
cd_24mo
3.400% APR
Rate3.350%
Points0
24 months Certificate ($10,000 Min)

Frequently Asked Questions

What rates does River Community offer?

River Community currently offers mortgage rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are River Community rates updated?

RateAPI verifies River Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get River Community's rate data?

Rate data is collected directly from River Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is River Community's mortgage rate?

As of July 10, 2026, River Community offers a money_market mortgage at 1.15% APR.

Related Rate Data

Compare River Community's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for River Community
curl "https://api.rateapi.dev/credit-unions/iowa/river-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude