--- title: "Polk County Credit Union Rates - Iowa" description: "Current savings & cd rates from Polk County Credit Union in Iowa. Updated daily with source verification. See who can join Polk County Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/polk-county" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Polk County Credit Union Rates - Iowa ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Balance $500 to $9,999.99** savings | — APY | 0.40% | — | Standard | | **Balance $10,000 to $24,999.99** savings | — APY | 0.50% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 0.70% | 12 mo | Standard | | **Balance $25,000 and higher** savings | — APY | 0.70% | — | Standard | | **18-Month Certificate** cd_18mo | — APY | 0.90% | 18 mo | Standard | | **24-Month Certificate** cd_24mo | — APY | 0.95% | 24 mo | Standard | Polk County Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Add 1% to loan rate for all years with terms greater than 60 months** other | — % | 1.000% | — | Standard | Polk County Credit Union other rates as of November 12, 2026 Polk County Credit Union is a credit union in Iowa. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/polk-county) , verified from [Polk County Credit Union's official website](https://www.polkcountycreditunion.com/) Loading branch locator… ## About Polk County Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 650 Assets $5.5M Founded 1955 Locations reported 1 NCUA charter 65039 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Des Moines Fire Department** Des Moines Fire Dept Credit Union · Des Moines · IA · 50309 About 0.6 miles away](https://rateapi.dev/credit-unions/iowa/des-moines-fire-department) [**Serve** Main Office · Des Moines · IA · 50309-2010 About 0.6 miles away](https://rateapi.dev/credit-unions/iowa/serve) [**Premier** West Des Moines Branch · West Des Moines · IA · 50265 About 0.6 miles away](https://rateapi.dev/credit-unions/iowa/premier) [**Community Choice** Locust Experience Center · Des Moines · IA · 50309 About 0.7 miles away](https://rateapi.dev/credit-unions/iowa/community-choice) [**Collins Community** Court Avenue Branch · Des Moines · IA · 50309 About 0.7 miles away](https://rateapi.dev/credit-unions/iowa/collins-community) [**Veridian** Ingersoll · Des Moines · IA · 50309 About 1.1 miles away](https://rateapi.dev/credit-unions/iowa/veridian) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Polk County Credit Union Membership eligibility from Polk County Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Polk County Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Polk County Credit Union's membership page](https://www.polkcountycreditunion.com/) . Final membership determination is always made by the credit union. ## Work at Polk County Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Polk County Credit Union ranks against Iowa peers. - See which AI assistants fetched Polk County Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=polk-county&state=iowa&code=IA&name=Polk%20County%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Polk County Credit Union offer? Polk County Credit Union is a credit union in Iowa. Rate data is currently being verified. ### How often are Polk County Credit Union rates updated? RateAPI verifies Polk County Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Polk County Credit Union's rate data? Rate data is collected directly from Polk County Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Polk County Credit Union? Polk County Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Polk County Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.polkcountycreditunion.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Polk County Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Polk County Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /polk-county " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Polk County Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/polk-county Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp