Metco Auto Loan, HELOC & Personal Loan Rates & Who Can Join

Who Can Join Metco

Membership eligibility from Metco's own published criteria. How we verify this.

Community charter: live/work in Linn, Benton, Blackhawk +12 more

LocationLinn, Benton, Blackhawk, Buchanan, Cedar, Clinton, Delaware, Dubuque, Iowa, Johnson, Jones, Muscatine, Scott, Tama, Washington

Cost to join: About $5.

Verified from Metco's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 10, 2026

auto_any_60mo

4.990% APR

Rate4.990%

2024-2026 Auto Loan (Up to 60 months)

auto_any_72mo

5.190% APR

Rate5.190%

2024-2026 Auto Loan (61-72 months)

auto_any_60mo

5.240% APR

Rate5.240%

2022-2023 Auto Loan (Up to 60 months)

auto_any_84mo

5.290% APR

Rate5.290%

2024-2026 Auto Loan (73-84 months)

auto_any_66mo

5.490% APR

Rate5.490%

2022-2023 Auto Loan (61-66 months)

auto_any_48mo

5.740% APR

Rate5.740%

2019-2021 Auto Loan (Up to 48 months)

auto_any_54mo

5.990% APR

Rate5.990%

2019-2021 Auto Loan (49-54 months)

auto_any_42mo

6.090% APR

Rate6.090%

2017-2018 Auto Loan (Up to 42 months)

auto_any_48mo

6.340% APR

Rate6.340%

2017-2018 Auto Loan (43-48 months)

auto

6.490% APR

Rate6.490%

2024-2026 Other Titled Loan

auto

6.840% APR

Rate6.840%

2017-2023 Other Titled Loan

auto_any_84mo

7.490% APR

Rate7.490%

2022-2026 RV Loan (Up to 84 months)

auto_any_84mo

8.240% APR

Rate8.240%

2016-2021 RV Loan (Up to 84 months)

auto_any_36mo

8.490% APR

Rate8.490%

2016 & Older Auto Loan (Up to 36 months)

auto_any_120mo

8.490% APR

Rate8.490%

2022-2026 RV Loan (Up to 120 months)

auto_any_42mo

8.740% APR

Rate8.740%

2016 & Older Auto Loan (37-42 months)

auto

8.990% APR

Rate8.990%

2016 & Older Other Titled Loan

auto_any_120mo

9.240% APR

Rate9.240%

2016-2021 RV Loan (Up to 120 months)

HELOC Rates

Rates as of July 10, 2026

heloc_variable

6.250% APR

Rate6.250%

HELOC (90% TAV)

heloc_fixed

6.490% APR

Rate6.490%

Home Equity Loan (90% TAV Fixed Term)

heloc_fixed

6.740% APR

Rate6.740%

Home Equity Loan (90% TAV 62-month balloon)

heloc_variable

6.750% APR

Rate6.750%

HELOC (100% TAV)

heloc_fixed

7.490% APR

Rate7.490%

Home Equity Loan (100% TAV Fixed Term)

heloc_fixed

7.740% APR

Rate7.740%

Home Equity Loan (100% TAV 62-month balloon)

Personal Loan Rates

Rates as of July 10, 2026

personal

8.490% APR

Rate8.490%

Home Improvement Loan

personal_unsecured_24mo

9.990% APR

Rate9.990%

Unsecured Loan (6-24 months)

personal_unsecured_48mo

11.990% APR

Rate11.990%

Unsecured Loan (25-48 months)

Frequently Asked Questions

What rates does Metco offer?

Metco currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Metco rates updated?

RateAPI verifies Metco's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Metco's rate data?

Rate data is collected directly from Metco's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Metco's auto loan rate?

As of July 10, 2026, Metco offers auto loans from 4.99% APR.

Related Rate Data

Compare Metco's rates against national credit-union benchmarks.

More Iowa credit unions Auto loan rate benchmark HELOC rates Personal loan rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal

# Get rates for Metco
curl "https://api.rateapi.dev/credit-unions/iowa/metco" \
  -H "Authorization: Bearer YOUR_API_KEY"

Explore API Documentation Use with Claude