--- title: "Metco Credit Union Rates - Iowa" description: "Current mortgage, auto loan, and heloc rates from Metco Credit Union in Iowa. Updated daily with source verification. See who can join Metco Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/metco" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Metco Credit Union Rates - Iowa ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **7-Year Mortgage** other | — APR | 6.740% | — | Standard | Metco Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New & Used Auto Loan** auto_any | — APR | 4.990% | any | Standard | Metco Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 6.740% | — | Standard | Metco Credit Union heloc rates as of November 13, 2026 Metco Credit Union is a credit union in Iowa. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/metco) , verified from [Metco Credit Union's official website](https://metcocu.org/) Loading branch locator… ## About Metco Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.3K Assets $58.2M Founded 1957 Locations reported 1 NCUA charter 60013 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First** Advantage Records Management · Cedar Rapids · IA · 52404 About 1.4 miles away](https://rateapi.dev/credit-unions/iowa/first) [**City & County** Cedar Rapids · Cedar Rapids · IA · 52404-7220 About 1.6 miles away](https://rateapi.dev/credit-unions/minnesota/city-county) [**Corda** Corda Credit Union · Cedar Rapids · IA · 52404 About 1.9 miles away](https://rateapi.dev/credit-unions/iowa/corda) [**Collins Community** Wiley Blvd Branch · Cedar Rapids · IA · 52404 About 2.3 miles away](https://rateapi.dev/credit-unions/iowa/collins-community) [**Veridian** Westdale · Cedar Rapids · IA · 52404 About 2.4 miles away](https://rateapi.dev/credit-unions/iowa/veridian) [**Greenstate** Cedar Rapids · Cedar Rapids · IA · 52404 About 2.6 miles away](https://rateapi.dev/credit-unions/iowa/greenstate) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Metco Credit Union Membership eligibility from Metco Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Metco Credit Union's website. Check the membership page below to confirm whether you qualify. - Location linn, benton, black hawk, buchanan, cedar, clinton, delaware, dubuque, iowa, johnson, jones, muscatine, scott, tama, washington — IA - Employer Metco’s Employee Connect Program Verified from [Metco Credit Union's membership page](https://metcocu.org/metco-membership-application/) . Final membership determination is always made by the credit union. ## Membership rules for Metco Credit Union Geography 15 counties · Employers · Family 2 33 published paths to membership, last verified August 27, 2026, quoted from Metco Credit Union’s own published criteria. ### Geography 15 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Benton County, IA - Black Hawk County, IA - Buchanan County, IA - Cedar County, IA - Clinton County, IA - Delaware County, IA - Dubuque County, IA - Iowa County, IA - Johnson County, IA - Jones County, IA - Linn County, IA - Muscatine County, IA - Scott County, IA - Tama County, IA - Washington County, IA “Those who live or work in Linn County or one of the 14 surrounding counties (Benton, Blackhawk, Buchanan, Cedar, Clinton, Delaware, Dubuque, Iowa, Johnson, Jones, Linn, Muscatine, Scott, Tama or Washington)” > [source ↗](https://metcocu.org/metco-membership-application/) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Metco’s Employee Connect Program “Employees of companies who are enrolled in Metco’s Employee Connect Program” > [source ↗](https://metcocu.org/metco-membership-application/) - Employee of Metco’s Employee Connect Program ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “Family members of eligible members” > [source ↗](https://metcocu.org/metco-membership-application/) - Family member of a member - Family of someone eligible family “Family members of eligible members” > [source ↗](https://metcocu.org/metco-membership-application/) - Family member (family) of an eligible person Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Metco Credit Union? Yes No ## Work at Metco Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Metco Credit Union ranks against Iowa peers. - See which AI assistants fetched Metco Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=metco&state=iowa&code=IA&name=Metco%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Metco Credit Union offer? Metco Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Metco Credit Union rates updated? RateAPI verifies Metco Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Metco Credit Union's rate data? Rate data is collected directly from Metco Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Metco Credit Union? Metco Credit Union publishes its membership criteria on its own website. RateAPI tracks 33 published membership paths covering 15 counties and 1 employer for Metco Credit Union, each quoted from Metco Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Metco Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [Iowa mortgage rate leaders](https://rateapi.dev/mortgage-rates/iowa) [Iowa auto loan rate leaders](https://rateapi.dev/auto-loan-rates/iowa) [Iowa HELOC rate leaders](https://rateapi.dev/heloc-rates/iowa) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://metcocu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Metco Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Metco Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /metco " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Metco Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/metco Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp