--- title: "Members1st Community Credit Union Rates - Iowa" description: "Current auto loan, heloc, and savings & cd rates from Members1st Community Credit Union in Iowa. Updated daily with source verification. See who can join Members1st Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/members1st-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Members1st Community Credit Union Rates - Iowa ### Auto & vehicle rates 2 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Autos/Trucks** auto_any_24mo | — APR | 3.990% | 24 mo · any | Standard | | **60-Month Auto Loan (2020–2022)** auto_any_60mo | — APR | 5.290% | 60 mo | Standard | Members1st Community Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 6.240% | — | Standard | Members1st Community Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Certificate** cd | — APY | 4.25% | — | Standard | Members1st Community Credit Union savings & cd rates as of November 12, 2026 Members1st Community Credit Union is a credit union in Iowa. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/members1st-community) , verified from [Members1st Community Credit Union's official website](https://www.members1st.com/) Loading branch locator… ## About Members1st Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 17.6K Assets $307.5M Founded 1964 Locations reported 8 NCUA charter 62918 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Community Choice** Marshalltown · Marshalltown · IA · 50158-4821 Branch in the same ZIP](https://rateapi.dev/credit-unions/iowa/community-choice) [**Lennox Employees** Lennox Employees Credit Union · Marshalltown · IA · 50158-2136 About 0.3 miles away](https://rateapi.dev/credit-unions/iowa/lennox-employees) [**Greenstate** Grinnell · Grinnell · IA · 50112 About 22.8 miles away](https://rateapi.dev/credit-unions/iowa/greenstate) [**Community 1st** Grinnell · Grinnell · IA · 50112-2313 About 23.6 miles away](https://rateapi.dev/credit-unions/iowa/community-1st) [**Advantage** Advantage Credit Union · Newton · IA · 50208-3040 About 25.5 miles away](https://rateapi.dev/credit-unions/iowa/advantage) [**River Valley** River Valley Credit Union · Nevada · IA · 50201 About 27.9 miles away](https://rateapi.dev/credit-unions/iowa/river-valley) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Members1st Community Credit Union Membership eligibility from Members1st Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Members1st Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location boone, dallas, franklin, greene, grundy, hamilton, hardin, jasper, marshall, polk, poweshiek, story, tama, webster — IA Verified from [Members1st Community Credit Union's membership page](https://www.members1st.com/join-us/) . Final membership determination is always made by the credit union. ## Membership rules for Members1st Community Credit Union Geography 14 counties · Family 15 published paths to membership, last verified August 22, 2026, quoted from Members1st Community Credit Union’s own published criteria. ### Geography 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Boone County, IA - Dallas County, IA - Franklin County, IA - Greene County, IA - Grundy County, IA - Hamilton County, IA - Hardin County, IA - Jasper County, IA - Marshall County, IA - Polk County, IA - Poweshiek County, IA - Story County, IA - Tama County, IA - Webster County, IA “Boone, Dallas, Franklin, Greene, Grundy, Hamilton, Hardin, Jasper, Marshall, Polk, Poweshiek, Story, Tama, and Webster counties within the state of Iowa” > [source ↗](https://www.members1st.com/join-us/) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member family member “Are a family member of a member.” > [source ↗](https://www.members1st.com/join-us/) - Family member (family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Members1st Community Credit Union? Yes No ## Work at Members1st Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Members1st Community Credit Union ranks against Iowa peers. - See which AI assistants fetched Members1st Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=members1st-community&state=iowa&code=IA&name=Members1st%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Members1st Community Credit Union offer? Members1st Community Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Members1st Community Credit Union rates updated? RateAPI verifies Members1st Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Members1st Community Credit Union's rate data? Rate data is collected directly from Members1st Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Members1st Community Credit Union? Members1st Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 15 published membership paths covering 14 counties for Members1st Community Credit Union, each quoted from Members1st Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Members1st Community Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [Iowa auto loan rate leaders](https://rateapi.dev/auto-loan-rates/iowa) [Iowa HELOC rate leaders](https://rateapi.dev/heloc-rates/iowa) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.members1st.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Members1st Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Members1st Community Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /members1st-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Members1st Community Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/members1st-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp