As of July 10, 2026, Journey offers a share_savings mortgage at 1.21% APR (1.2% rate, 0 points). Auto loans available from 4.94% APR. HELOC rates from 5.75% APR. Personal loan rates from 4.25% APR.
Source: RateAPI.dev, verified from Journey's official website
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Rates as of July 10, 2026
Journey currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.
RateAPI verifies Journey's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.
Rate data is collected directly from Journey's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
As of July 10, 2026, Journey offers a share_savings mortgage at 1.21% APR.
As of July 10, 2026, Journey offers auto loans from 4.94% APR.
Compare Journey's rates against national credit-union benchmarks.
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceLearn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyAccess this data programmatically with our REST API
# Get rates for Journey
curl "https://api.rateapi.dev/credit-unions/iowa/journey" \
-H "Authorization: Bearer YOUR_API_KEY"