Iowa Heartland

mason city, Iowa
Last verified: July 11, 2026

As of July 11, 2026, Iowa Heartland offers a money_market mortgage at 1% APR (1% rate, 0 points). Auto loans available from 5.25% APR. Personal loan rates from 9.5% APR.

Source: RateAPI.dev, verified from Iowa Heartland's official website

Who Can Join Iowa Heartland

Membership eligibility from Iowa Heartland's own published criteria. How we verify this.

Community charter: live/work in Butler, Cerro Gordo, Floyd +6 more

Verified from Iowa Heartland's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 11, 2026

money_market
1.000% APR
Rate1.000%
Points0
30 DAY MONEY MARKET
savings
1.000% APR
Rate1.000%
Points0
CHRISTMAS CLUB
savings
1.000% APR
Rate1.000%
Points0
Checking Plus ($10,000-$24,999.99)
savings
1.150% APR
Rate1.140%
Points0
Checking Plus ($25,000-$49,999.99)
savings
1.250% APR
Rate1.240%
Points0
Checking Plus ($50,000 to $99,999.99)
ira
1.260% APR
Rate1.250%
Points0
IRA Variable
savings
1.500% APR
Rate1.490%
Points0
Checking Plus ($100,000 & OVER)
cd_24mo
3.000% APR
Rate2.970%
Points0
2 YEARS Certificate of Deposit
cd_36mo
3.000% APR
Rate2.970%
Points0
3 YEARS Certificate of Deposit
ira_cd_30mo
3.000% APR
Rate2.960%
Points0
IRA 30 Month Certificate
cd_48mo
3.100% APR
Rate3.060%
Points0
4 YEARS Certificate of Deposit
cd_18mo
3.150% APR
Rate3.110%
Points0
18 MONTHS Certificate of Deposit
cd_12mo
3.450% APR
Rate3.410%
Points0
1 YEAR Certificate of Deposit
cd_6mo
3.740% APR
Rate3.690%
Points0
6 Months Certificate of Deposit
savings
5.000% APR
Rate5.000%
Points0
SHARE(SAVINGS) ACCOUNT

Auto Loan Rates

Rates as of July 11, 2026

auto
5.250% APR
Rate5.250%
2024 to 2026 Vehicle Loan
auto
6.000% APR
Rate6.000%
2020 to 2023 Vehicle Loan
auto
6.500% APR
Rate6.500%
2019 and Older Vehicle Loan

Personal Loan Rates

Rates as of July 11, 2026

personal_unsecured_12mo
9.500% APR
Rate9.500%
Closed End Signature Loan (Up to 12 Months)
personal_unsecured_36mo
10.000% APR
Rate10.000%
Closed End Signature Loan (13 to 36 Months)
personal_unsecured
11.000% APR
Rate11.000%
Open End Signature Loan

Frequently Asked Questions

What rates does Iowa Heartland offer?

Iowa Heartland currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 11, 2026 directly from the credit union's official website.

How often are Iowa Heartland rates updated?

RateAPI verifies Iowa Heartland's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 11, 2026.

Where does RateAPI get Iowa Heartland's rate data?

Rate data is collected directly from Iowa Heartland's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Iowa Heartland's mortgage rate?

As of July 11, 2026, Iowa Heartland offers a money_market mortgage at 1% APR.

What is Iowa Heartland's auto loan rate?

As of July 11, 2026, Iowa Heartland offers auto loans from 5.25% APR.

Related Rate Data

Compare Iowa Heartland's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Iowa Heartland
curl "https://api.rateapi.dev/credit-unions/iowa/iowa-heartland" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude