--- title: "Financial Plus Credit Union Rates - Iowa" description: "Current auto loan, personal loan, and savings & cd rates from Financial Plus Credit Union in Iowa. Updated daily with source verification. See who can join Financial Plus Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/financial-plus" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Financial Plus Credit Union Rates - Iowa ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Auto Loan** auto_any_48mo | — APR | 4.490% | 48 mo | Standard | | **66-Month Auto Loan** auto_any_66mo | — APR | 4.740% | 66 mo | Standard | | **78-Month Auto Loan** auto_any_78mo | — APR | 4.990% | 78 mo | Standard | | **84-Month Auto Loan** auto_any_84mo | — APR | 5.240% | 84 mo | Standard | | **48-Month Auto Loan** auto_any_48mo | — APR | 5.490% | 48 mo | Standard | | **60-Month Auto Loan** auto_any_60mo | — APR | 5.740% | 60 mo | Standard | | **72-Month Auto Loan** auto_any_72mo | — APR | 5.990% | 72 mo | Standard | Financial Plus Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 9.500% | 36 mo | Context only | | **60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.000% | 60 mo | Context only | | **84-Month Unsecured Personal Loan** personal_unsecured_84mo | — APR | 11.000% | 84 mo | Context only | Financial Plus Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 23 offers | Product | Published | Rate | Term / condition | Status | | **IRA Rates (Roth Conversion IRA Account)** ira | — APY | 0.30% | — | Standard | | **Money Market ($1,000–$9,999.99)** money_market | — APY | 0.60% | — | Standard | | **$1,000.00 - $9,999.99** savings | — APY | 0.60% | — | Standard | | **Regular & IRA Certificates (6 months)** ira_cd_6mo | — APY | 0.65% | 6 mo | Standard | | **Money Market ($10,000–$24,999.99)** money_market | — APY | 0.75% | — | Standard | | **$10,000.00 - $24,999.99** savings | — APY | 0.75% | — | Standard | | **Regular & IRA Certificates (12 months)** ira_cd_12mo | — APY | 0.85% | 12 mo | Standard | | **$25,000.00 - $49,999.99** savings | — APY | 0.85% | — | Standard | | **Money Market ($25,000–$49,999.99)** money_market | — APY | 0.85% | — | Standard | | **Money Market ($50,000–$74,999.99)** money_market | — APY | 0.95% | — | Standard | | **$50,000.00 - $74,999.99** savings | — APY | 0.95% | — | Standard | | **Money Market ($75,000+)** money_market | — APY | 1.05% | — | Standard | | **$75,000 Or More** savings | — APY | 1.05% | — | Standard | | **Regular & IRA Certificates (24 months)** ira_cd_24mo | — APY | 1.50% | 24 mo | Standard | | **Regular & IRA Certificates (36 months)** ira_cd_36mo | — APY | 2.00% | 36 mo | Standard | | **Regular & IRA Certificates (48 months)** ira_cd_48mo | — APY | 2.05% | 48 mo | Standard | | **48 Month Variable Certificate** cd_48mo | — APY | 2.05% | 48 mo | Standard | | **60 Month Variable Education Certificate** cd_60mo | — APY | 2.10% | 60 mo | Standard | | **Regular & IRA Certificates (60 months)** ira_cd_60mo | — APY | 2.10% | 60 mo | Standard | | **9-Month Certificate** cd_9mo | — APY | 3.50% | 9 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 4.00% | 18 mo | Standard | | **34-Month Certificate** cd_34mo | — APY | 4.25% | 34 mo | Standard | | **27-Month Certificate** cd_27mo | — APY | 4.40% | 27 mo | Standard | Financial Plus Credit Union savings & cd rates as of November 12, 2026 ### Other rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Real Estate Loan Rates (5 years)** other | — % | 4.750% | — | Context only | | **Real Estate Loan Rates (10 years)** other | — % | 5.250% | — | Context only | | **Real Estate Loan Rates (15 years)** other | — % | 5.750% | — | Context only | Financial Plus Credit Union other rates as of November 12, 2026 Financial Plus Credit Union is a credit union in Iowa. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/financial-plus) , verified from [Financial Plus Credit Union's official website](https://www.financialpluscu.com/) Loading branch locator… ## About Financial Plus Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 11.6K Assets $239.6M Founded 1929 Locations reported 4 NCUA charter 62965 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Greenstate** West Des Moines - Jordan Creek · West Des Moines · IA · 50266 About 0.7 miles away](https://rateapi.dev/credit-unions/iowa/greenstate) [**Collins Community** Mills Civic Branch · West Des Moines · IA · 50266-8004 About 0.9 miles away](https://rateapi.dev/credit-unions/iowa/collins-community) [**Veridian** West Lakes · West Des Moines · IA · 50266 About 2.9 miles away](https://rateapi.dev/credit-unions/iowa/veridian) [**Greater Iowa** Waukee Branch · Waukee · IA · 50263-9669 About 3.3 miles away](https://rateapi.dev/credit-unions/iowa/greater-iowa) [**Community Choice** Clive · Clive · IA · 50325-7066 About 3.4 miles away](https://rateapi.dev/credit-unions/iowa/community-choice) [**Fort Peck Community** FINASTRA · Clive · IA · 50325 About 3.7 miles away](https://rateapi.dev/credit-unions/montana/fort-peck-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Financial Plus Credit Union Membership eligibility from Financial Plus Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Financial Plus Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer business or organization Verified from [Financial Plus Credit Union's membership page](https://www.financialpluscu.com/join-now) . Final membership determination is always made by the credit union. ## Membership rules for Financial Plus Credit Union Employers · Family 2 published paths to membership, last verified August 22, 2026, quoted from Financial Plus Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Employee of business or organization “My business or organization is located in one of the 41 member counties.” > [source ↗](https://www.financialpluscu.com/join-now) - Employee of business or organization ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 22, 2026 - Family of a member “I am a relative of a current member.” > [source ↗](https://www.financialpluscu.com/join-now) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Financial Plus Credit Union? Yes No ## Work at Financial Plus Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Financial Plus Credit Union ranks against Iowa peers. - See which AI assistants fetched Financial Plus Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=financial-plus&state=iowa&code=IA&name=Financial%20Plus%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Financial Plus Credit Union offer? Financial Plus Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Financial Plus Credit Union rates updated? RateAPI verifies Financial Plus Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Financial Plus Credit Union's rate data? Rate data is collected directly from Financial Plus Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Financial Plus Credit Union? Financial Plus Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Financial Plus Credit Union, each quoted from Financial Plus Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Financial Plus Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [Iowa auto loan rate leaders](https://rateapi.dev/auto-loan-rates/iowa) [Iowa personal loan leaders](https://rateapi.dev/personal-loan-rates/iowa) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.financialpluscu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Financial Plus Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Financial Plus Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /financial-plus " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Financial Plus Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/financial-plus Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp