Des Moines Metro

des moines, Iowa
Last verified: July 15, 2026

As of July 15, 2026, Des Moines Metro offers a savings mortgage at 0.05% APR (0.05% rate, 0 points).

Source: RateAPI.dev, verified from Des Moines Metro's official website

Who Can Join Des Moines Metro

Membership eligibility from Des Moines Metro's own published criteria. How we verify this.

Community charter: live/work in Polk

Cost to join: About $25.

Verified from Des Moines Metro's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 15, 2026

savings
0.050% APR
Rate0.050%
Points0
Kirby Kangaroo Shares
savings
0.050% APR
Rate0.050%
Points0
Regular Shares
savings
0.750% APR
Rate0.750%
Points0
Super Bonus - Tier 1
ira
0.850% APR
Rate0.850%
Points0
IRA Shares
savings
1.000% APR
Rate1.000%
Points0
Super Bonus - Tier 2
savings
1.110% APR
Rate1.100%
Points0
Super Bonus - Tier 3
share_certificate_12mo
3.030% APR
Rate3.000%
Points0
1-year (add-on) Share Certificate
ira_cd_60mo
3.030% APR
Rate3.000%
Points0
5-year IRA Share Certificate
share_certificate_60mo
3.030% APR
Rate3.000%
Points0
5-year Share Certificate
ira_cd_30mo
3.650% APR
Rate3.600%
Points0
30-month IRA Share Certificate
share_certificate_30mo
3.650% APR
Rate3.600%
Points0
30-month Share Certificate
ira_cd_18mo
3.810% APR
Rate3.750%
Points0
18-month IRA Share Certificate
share_certificate_18mo
3.810% APR
Rate3.750%
Points0
18-month Share Certificate
ira_cd_12mo
3.910% APR
Rate3.850%
Points0
1-year IRA Share Certificate
share_certificate_12mo
3.910% APR
Rate3.850%
Points0
1-year Share Certificate
ira_cd_13mo
3.960% APR
Rate3.900%
Points0
Jumbo 13-month IRA Share Certificate
share_certificate_13mo
3.960% APR
Rate3.900%
Points0
Jumbo 13-month Share Certificate
ira_cd_6mo
4.010% APR
Rate3.950%
Points0
6-month IRA Share Certificate
share_certificate_6mo
4.010% APR
Rate3.950%
Points0
6-month Share Certificate
savings
4.070% APR
Rate4.000%
Points0
Super Bonus - Tier 4

Frequently Asked Questions

What rates does Des Moines Metro offer?

Des Moines Metro currently offers mortgage rates. The rates shown on this page were last verified July 15, 2026 directly from the credit union's official website.

How often are Des Moines Metro rates updated?

RateAPI verifies Des Moines Metro's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 15, 2026.

Where does RateAPI get Des Moines Metro's rate data?

Rate data is collected directly from Des Moines Metro's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Des Moines Metro's mortgage rate?

As of July 15, 2026, Des Moines Metro offers a savings mortgage at 0.05% APR.

Related Rate Data

Compare Des Moines Metro's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Des Moines Metro
curl "https://api.rateapi.dev/credit-unions/iowa/des-moines-metro" \
  -H "Authorization: Bearer YOUR_API_KEY"
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