Collins Community

cedar rapids, Iowa
Last verified: July 10, 2026

As of July 10, 2026, Collins Community offers a savings mortgage at 4.85% APR (4.745% rate, 0 points). Auto loans available from 4.14% APR. HELOC rates from 7.15% APR. Personal loan rates from 8.5% APR.

Source: RateAPI.dev, verified from Collins Community's official website

Who Can Join Collins Community

Membership eligibility from Collins Community's own published criteria. How we verify this.

Membership criteria are published on Collins Community's website. Check the membership page below to confirm whether you qualify.

Verified from Collins Community's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

savings
4.850% APR
Rate4.745%
Points0
Advantage Checking
savings
4.850% APR
Rate4.745%
Points0
Advantage Checking ($25,000 or less)
savings
4.850% APR
Rate4.745%
Points0
Advantage Protect Checking
savings
4.850% APR
Rate4.745%
Points0
Advantage Protect Checking ($25,000 or less)
savings
5.000% APR
Rate5.000%
Points0
Advantage Checking ($25,000.01-$30,000)

Auto Loan Rates

Rates as of July 10, 2026

auto
4.140% APR
Rate4.140%
Auto Loan

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
7.150% APR
Rate7.150%
Closed-End Home Equity Loan - 5 Year Fixed
heloc_fixed
7.500% APR
Rate7.500%
Closed-End Home Equity Loan - 6 Year Fixed
heloc_fixed
7.750% APR
Rate7.750%
Closed-End Home Equity Loan - 10 Year Fixed

Personal Loan Rates

Rates as of July 10, 2026

personal
8.500% APR
Rate8.500%
Credit Builder Loan
personal_unsecured_36mo
9.100% APR
Rate9.100%
Unsecured Personal Loan (12-36 months)
personal_unsecured_60mo
9.100% APR
Rate9.100%
Unsecured Personal Loan (37-60 months)
personal_unsecured_72mo
9.600% APR
Rate9.600%
Unsecured Personal Loan (61-72 months)
personal_unsecured
9.990% APR
Rate9.990%
Personal Loan

Frequently Asked Questions

What rates does Collins Community offer?

Collins Community currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Collins Community rates updated?

RateAPI verifies Collins Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Collins Community's rate data?

Rate data is collected directly from Collins Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Collins Community's mortgage rate?

As of July 10, 2026, Collins Community offers a savings mortgage at 4.85% APR.

What is Collins Community's auto loan rate?

As of July 10, 2026, Collins Community offers auto loans from 4.14% APR.

Related Rate Data

Compare Collins Community's rates against national credit-union benchmarks.

More Iowa credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Collins Community
curl "https://api.rateapi.dev/credit-unions/iowa/collins-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude