--- title: "Citizens Community Credit Union Rates (Nov 2026): CDs to 1.50%" description: "Citizens Community Credit Union rates today: savings & CDs up to 1.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Citizens Community Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/citizens-community" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Citizens Community Credit Union Rates (Nov 2026): CDs to 1.50% ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New & Used Vehicle Loans (Up to 24 months)** auto_any_24mo | — APR | 4.950% | 24 mo · any | Standard | | **New & Used Vehicle Loans (Up to 36 months)** auto_any_36mo | — APR | 4.950% | 36 mo · any | Standard | | **New & Used Vehicle Loans (Up to 48 months)** auto_any_48mo | — APR | 4.950% | 48 mo · any | Standard | | **New & Used Vehicle Loans (Up to 60 months)** auto_any_60mo | — APR | 4.950% | 60 mo · any | Standard | Citizens Community Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Up to 60-Month Unsecured Personal Loan** personal_unsecured_60mo | — APR | 10.900% | 60 mo | Standard | | **Up to 48-Month Unsecured Personal Loan** personal_unsecured_48mo | — APR | 10.900% | 48 mo | Standard | | **Up to 36-Month Unsecured Personal Loan** personal_unsecured_36mo | — APR | 10.900% | 36 mo | Standard | | **Up to 24-Month Unsecured Personal Loan** personal_unsecured_24mo | — APR | 10.900% | 24 mo | Standard | Citizens Community Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 10 offers | Product | Published | Rate | Term / condition | Status | | **Money Market** money_market | 1.00% APY | 1.00% | — | Standard | | **$2,500-$9,999** savings | — APY | 1.00% | — | Standard | | **Money Market** money_market | 1.10% APY | 1.10% | — | Standard | | **$10,000 - $24,999** savings | — APY | 1.10% | — | Standard | | **Money Market** money_market | 1.20% APY | 1.20% | — | Standard | | **$25,000 - $49,999** savings | — APY | 1.20% | — | Standard | | **Money Market** money_market | 1.30% APY | 1.30% | — | Standard | | **$50,000 - $99,999** savings | — APY | 1.30% | — | Standard | | **Money Market** money_market | 1.50% APY | 1.50% | — | Standard | | **$100,000+** savings | — APY | 1.50% | — | Standard | Citizens Community Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 1.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/citizens-community) , verified from [Citizens Community Credit Union's official website](https://www.citizenscu.com/) Loading branch locator… ## About Citizens Community Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14K Assets $253.6M Founded 1940 Locations reported 8 NCUA charter 66592 Charter type Federally insured state-chartered credit union ### Services and member support - Online loan application - Electronic statements - Mobile check deposit - Financial education - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Fort Dodge Family** Fort Dodge Family Credit Union · Fort Dodge · IA · 50501 About 0.8 miles away](https://rateapi.dev/credit-unions/iowa/fort-dodge-family) [**Peoples** Fort Dodge · Fort Dodge · IA · 50501 About 0.9 miles away](https://rateapi.dev/credit-unions/iowa/peoples) [**Greenstate** Fort Dodge Main · Fort Dodge · IA · 50501 About 1.0 miles away](https://rateapi.dev/credit-unions/iowa/greenstate) [**Power Co-Op Employees** Power Co-op Employees CU · Humboldt · IA · 50548 About 16.9 miles away](https://rateapi.dev/credit-unions/iowa/power-co-op-employees) [**Members1st Community** Boone Branch · Boone · IA · 50036 About 34.6 miles away](https://rateapi.dev/credit-unions/iowa/members1st-community) [**Greater Iowa** Somerset Branch · Ames · IA · 50010-7109 About 41.3 miles away](https://rateapi.dev/credit-unions/iowa/greater-iowa) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Citizens Community Credit Union Membership eligibility from Citizens Community Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Citizens Community Credit Union's website. Check the membership page below to confirm whether you qualify. - Location boone, buena vista, calhoun, carroll, cerro gordo, cherokee, clay, crawford, dickinson, emmet, franklin, greene, hamilton, hancock, hardin, humboldt, ida, kossuth, lyon, monona, o'brien, osceola, palo alto, plymouth, pocahontas, sac, sioux, story, webster, winnebago, woodbury, worth, wright — IA Verified from [Citizens Community Credit Union's membership page](https://www.citizenscu.com/become-a-member/) . Final membership determination is always made by the credit union. ## Membership rules for Citizens Community Credit Union Geography 33 counties · Family 67 published paths to membership, last verified November 8, 2026, quoted from Citizens Community Credit Union’s own published criteria. ### Geography 33 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Boone County, IA - Buena Vista County, IA - Calhoun County, IA - Carroll County, IA - Cerro Gordo County, IA - Cherokee County, IA - Clay County, IA - Crawford County, IA - Dickinson County, IA - Emmet County, IA - Franklin County, IA - Greene County, IA - Hamilton County, IA - Hancock County, IA - Hardin County, IA - Humboldt County, IA - Ida County, IA - Kossuth County, IA - Lyon County, IA - Monona County, IA - O'brien County, IA - Osceola County, IA - Palo Alto County, IA - Plymouth County, IA - Pocahontas County, IA - Sac County, IA - Sioux County, IA - Story County, IA - Webster County, IA - Winnebago County, IA - Woodbury County, IA - Worth County, IA - Wright County, IA “You may join Citizens Community Credit Union if you live, work, or have a close relative who lives or works in one of the following counties in Iowa: Boone, Buena Vista, Calhoun, Carroll, Cerro Gordo, Cherokee, Clay, Crawford, Dickinson, Emmet, Franklin, Greene, Hamilton, Hancock, Hardin, Humboldt,…” > [source ↗](https://www.citizenscu.com/become-a-member/) Show all 33 places ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family of a member close relative “You may join Citizens Community Credit Union if you live, work, or have a close relative who lives or works in one of the following counties in Iowa” > [source ↗](https://www.citizenscu.com/become-a-member/) - Family member (close relative) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Citizens Community Credit Union? Yes No ## Work at Citizens Community Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Citizens Community Credit Union ranks against Iowa peers. - See which AI assistants fetched Citizens Community Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=citizens-community&state=iowa&code=IA&name=Citizens%20Community%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Citizens Community Credit Union offer? Citizens Community Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Citizens Community Credit Union rates updated? RateAPI verifies Citizens Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Citizens Community Credit Union's rate data? Rate data is collected directly from Citizens Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Citizens Community Credit Union's best CD rate? As of November 13, 2026, Citizens Community Credit Union offers savings and certificate (CD) yields up to 1.50% APY. ### Who can join Citizens Community Credit Union? Citizens Community Credit Union publishes its membership criteria on its own website. RateAPI tracks 67 published membership paths covering 33 counties for Citizens Community Credit Union, each quoted from Citizens Community Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Citizens Community Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [Iowa auto loan rate leaders](https://rateapi.dev/auto-loan-rates/iowa) [Iowa personal loan leaders](https://rateapi.dev/personal-loan-rates/iowa) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.citizenscu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Citizens Community Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Citizens Community Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /citizens-community " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Citizens Community Credit Union locations Search, filter, and browse all 8 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/citizens-community Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp