Cedar Falls Community

cedar falls, Iowa
Last verified: July 10, 2026

Auto loans available from 4.84% APR. HELOC rates from 5.15% APR. Personal loan rates from 8.75% APR.

Source: RateAPI.dev, verified from Cedar Falls Community's official website

Who Can Join Cedar Falls Community

Membership eligibility from Cedar Falls Community's own published criteria. How we verify this.

Community charter: live/work in Cedar Falls

Verified from Cedar Falls Community's membership page. Final membership determination is always made by the credit union.

Auto Loan Rates

Rates as of July 10, 2026

auto_new_48mo
4.840% APR
Rate4.840%
New Vehicle Loan - 48 months
auto_new_48mo
4.840% APR
Rate4.840%
New Vehicle Loans (48 months)
auto_new_60mo
4.940% APR
Rate4.940%
New Vehicle Loan - 60 months
auto_new_60mo
4.940% APR
Rate4.940%
New Vehicle Loans (60 months)
auto_used_48mo
4.940% APR
Rate4.940%
Used Vehicles 2023 (48 months)
auto_new_66mo
5.040% APR
Rate5.040%
New Vehicle Loan - 66 months
auto_new_72mo
5.040% APR
Rate5.040%
New Vehicle Loan - 72 months
auto_new_66mo
5.040% APR
Rate5.040%
New Vehicle Loans (66 months)
auto_new_72mo
5.040% APR
Rate5.040%
New Vehicle Loans (72 months)
auto_used_48mo
5.040% APR
Rate5.040%
Used Vehicles 2022 (48 months)
auto_used_60mo
5.040% APR
Rate5.040%
Used Vehicles 2023 (60 months)
auto_new_84mo
5.140% APR
Rate5.140%
New Vehicle Loan - 84 months
auto_new_84mo
5.140% APR
Rate5.140%
New Vehicle Loans (84 months)
auto_used_48mo
5.140% APR
Rate5.140%
Used Vehicles 2021 (48 months)
auto_used_60mo
5.140% APR
Rate5.140%
Used Vehicles 2022 (60 months)
auto_used_66mo
5.140% APR
Rate5.140%
Used Vehicles 2023 (66 months)
auto_used_48mo
5.240% APR
Rate5.240%
Used Vehicles 2020 (48 months)
auto_used_60mo
5.240% APR
Rate5.240%
Used Vehicles 2021 (60 months)
auto_used_66mo
5.240% APR
Rate5.240%
Used Vehicles 2022 (66 months)
auto_used_72mo
5.240% APR
Rate5.240%
Used Vehicles 2022 (72 months)
auto_used_72mo
5.240% APR
Rate5.240%
Used Vehicles 2023 (72 months)
auto_used_48mo
5.340% APR
Rate5.340%
Used Vehicles 2019 (48 months)
auto_used_60mo
5.340% APR
Rate5.340%
Used Vehicles 2020 (60 months)
auto_used_36mo
5.440% APR
Rate5.440%
Used Vehicles 2018 (36 months)
auto_used_60mo
5.440% APR
Rate5.440%
Used Vehicles 2019 (60 months)
auto_used_36mo
5.540% APR
Rate5.540%
Used Vehicles 2017 (36 months)
auto_used_48mo
5.540% APR
Rate5.540%
Used Vehicles 2018 (48 months)
auto_used_48mo
5.640% APR
Rate5.640%
Used Vehicles 2017 (48 months)
auto_used_36mo
7.590% APR
Rate7.590%
Used Vehicles 2016 and Older (36 months)
auto_used_48mo
7.640% APR
Rate7.640%
Used Vehicles 2016 and Older (48 months)

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
5.150% APR
Rate5.150%
[PROMOTIONAL] 10 year (120 month) Special Home Equity Loan
heloc_fixed
5.150% APR
Rate5.150%
[PROMOTIONAL] Home Equity Loan - 10 Year Special
heloc_fixed
5.640% APR
Rate5.640%
5 Year (60 Month) Home Equity Loan
heloc_fixed
5.640% APR
Rate5.640%
Home Equity Loan - 5 Year
heloc_fixed
6.050% APR
Rate6.050%
7 year (84 month) Home Equity Loan
heloc_fixed
6.050% APR
Rate6.050%
Home Equity Loan - 7 Year
heloc_variable
6.250% APR
Rate6.250%
Open End HELOC
heloc_fixed
6.390% APR
Rate6.390%
10 year (120 month) Home Equity Loan
heloc_fixed
6.390% APR
Rate6.390%
Home Equity Loan - 10 Year
heloc_fixed
6.890% APR
Rate6.890%
15 year (180 month) Home Equity Loan
heloc_fixed
6.890% APR
Rate6.890%
Home Equity Loan - 15 Year
heloc_fixed
7.490% APR
Rate7.490%
20 year (240 month) Home Equity Loan
heloc_fixed
7.490% APR
Rate7.490%
Home Equity Loan - 20 Year

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
8.750% APR
Rate8.750%
[PROMOTIONAL] Personal Loan

Frequently Asked Questions

What rates does Cedar Falls Community offer?

Cedar Falls Community currently offers auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Cedar Falls Community rates updated?

RateAPI verifies Cedar Falls Community's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Cedar Falls Community's rate data?

Rate data is collected directly from Cedar Falls Community's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cedar Falls Community's auto loan rate?

As of July 10, 2026, Cedar Falls Community offers auto loans from 4.84% APR.

Related Rate Data

Compare Cedar Falls Community's rates against national credit-union benchmarks.

More Iowa credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Cedar Falls Community
curl "https://api.rateapi.dev/credit-unions/iowa/cedar-falls-community" \
  -H "Authorization: Bearer YOUR_API_KEY"
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