--- title: "Ascentra Credit Union Rates (Nov 2026): Mortgage 5.93%" description: "Ascentra Credit Union rates today: 10 1 arm mortgage 5.93% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join Ascentra Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/iowa/ascentra" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Ascentra Credit Union Rates (Nov 2026): Mortgage 5.93% ### Mortgage rates 6 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.000% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.750% | — | Standard | | **5/1 ARM** 5 1 arm | — APR | 5.750% | — | Standard | | **10/1 ARM** 10 1 arm | 5.926% APR | 6.000% | — | Standard | | **10 & Done (10 Year Fixed)** 10 year fixed | — APR | 6.625% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 7.250% | — | Standard | Ascentra Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New & Used Auto** auto_any | — APR | 4.740% | any | Standard | Ascentra Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Fixed Rate Loan (90% LTV)** heloc_fixed | — APR | 6.000% | — | Standard | | **Home Equity Fixed Rate Loan (90% LTV)***** heloc_fixed | — APR | 6.500% | — | Standard | | **Home Equity Fixed Rate Loan (100% LTV)** heloc_fixed | — APR | 7.000% | — | Standard | | **HELOC (90% LTV)**** heloc_variable | — APR | 7.000% | — | Standard | | **HELOC (100% LTV)** heloc_variable | — APR | 8.000% | — | Standard | Ascentra Credit Union heloc rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Membership Share Savings** share_savings | — APY | 0.05% | — | Standard | Ascentra Credit Union savings & cd rates as of November 12, 2026 As of November 12, 2026, Ascentra Credit Union offers a 10 1 arm mortgage at 5.926% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/iowa/ascentra) , verified from [Ascentra Credit Union's official website](https://www.ascentra.org/) Loading branch locator… ## About Ascentra Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 42.9K Assets $593.2M Founded 1950 Locations reported 9 NCUA charter 63268 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**I. H. Mississippi Valley** Competition Drive · Bettendorf · IA · 52722 Branch in the same ZIP](https://rateapi.dev/credit-unions/illinois/i-h-mississippi-valley) [**Vibrant** Bettendorf · Bettendorf · IA · 52722 Branch in the same ZIP](https://rateapi.dev/credit-unions/illinois/vibrant) [**The Family** Bettendorf · Bettendorf · IA · 52722 About 1.0 miles away](https://rateapi.dev/credit-unions/iowa/the-family) [**R.i.a.** 16 · Bettendorf · IA · 52722-5995 About 1.5 miles away](https://rateapi.dev/credit-unions/illinois/ria) [**Greenstate** Bettendorf · Bettendorf · IA · 52722-6207 About 1.7 miles away](https://rateapi.dev/credit-unions/iowa/greenstate) [**Dutrac Community** BETTENDORF · Bettendorf · IA · 52722 About 1.8 miles away](https://rateapi.dev/credit-unions/iowa/dutrac-community) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Ascentra Credit Union Membership eligibility from Ascentra Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Ascentra Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Tyson Foods Verified from [Ascentra Credit Union's membership page](https://www.ascentra.org/) . Final membership determination is always made by the credit union. ## Membership rules for Ascentra Credit Union Employers 2 2 published paths to membership, last verified August 27, 2026, quoted from Ascentra Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Retired employee of Tyson Foods “If you’re a former Tyson Foods employee and an Ascentra member affected by the recent plant closure, Ascentra is here to help.” > [source ↗](https://www.ascentra.org/) - Retiree of Tyson Foods - Former employee of Tyson Foods “Financial Relief: If you’re a former Tyson Foods employee and an Ascentra member affected by the recent plant closure, Ascentra is here to help.” > [source ↗](https://www.ascentra.org/) - Former employee of Tyson Foods Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Ascentra Credit Union? Yes No ## Work at Ascentra Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ascentra Credit Union ranks against Iowa peers. - See which AI assistants fetched Ascentra Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Iowa - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=ascentra&state=iowa&code=IA&name=Ascentra%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Ascentra Credit Union offer? Ascentra Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Ascentra Credit Union rates updated? RateAPI verifies Ascentra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Ascentra Credit Union's rate data? Rate data is collected directly from Ascentra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Ascentra Credit Union's mortgage rate? As of November 12, 2026, Ascentra Credit Union offers a 10 1 arm mortgage at 5.926% APR. ### Who can join Ascentra Credit Union? Ascentra Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 2 employers for Ascentra Credit Union, each quoted from Ascentra Credit Union's own published membership criteria. ## Related Rate Data Compare Ascentra Credit Union's rates against national credit-union benchmarks. [More Iowa credit unions](https://rateapi.dev/credit-unions/iowa) [Iowa mortgage rate leaders](https://rateapi.dev/mortgage-rates/iowa) [Iowa auto loan rate leaders](https://rateapi.dev/auto-loan-rates/iowa) [Iowa HELOC rate leaders](https://rateapi.dev/heloc-rates/iowa) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.ascentra.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Ascentra Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Iowa credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Ascentra Credit Union curl "https://api.rateapi.dev/credit-unions/iowa /ascentra " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Ascentra Credit Union locations Search, filter, and browse all 9 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/iowa/ascentra Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp