U S #1364

merrillville, Indiana
Last verified: July 10, 2026

As of July 10, 2026, U S #1364 offers a 30-year-fixed mortgage at 6.567% APR (6.375% rate, 0 points). Auto loans available from 3.99% APR. HELOC rates from 6.5% APR.

Source: RateAPI.dev, verified from U S #1364's official website

Who Can Join U S #1364

Membership eligibility from U S #1364's own published criteria. How we verify this.

Community charter: live/work in Lake, Porter, IN

Cost to join: About $5.

Verified from U S #1364's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

30-year-fixed
6.567% APR
Rate6.375%
Points0
30 Years Fixed
30-year-fixed
6.567% APR
Rate6.375%
Points0
30 Years Fixed Mortgage
15-year-fixed
6.188% APR
Rate5.875%
Points0
15 Years Fixed
15-year-fixed
6.188% APR
Rate5.875%
Points0
15 Years Fixed Mortgage
money_market
1.500% APR
Rate1.500%
Points0
Money Market Account ($2000.00 - $19,999.99)
share_certificate_18mo
1.750% APR
Rate1.750%
Points0
Share Certificate 18 Month
money_market
2.000% APR
Rate2.000%
Points0
Money Market Account ($20,000.00 - $74,999.99)
share_certificate_24mo
2.000% APR
Rate2.000%
Points0
Share Certificate 2 Years
share_certificate_36mo
2.250% APR
Rate2.250%
Points0
Share Certificate 3 Years
money_market
2.500% APR
Rate2.500%
Points0
Money Market Account ($75,000.00 & up)
share_certificate_48mo
2.500% APR
Rate2.500%
Points0
Share Certificate 4 Years
share_certificate_60mo
2.500% APR
Rate2.500%
Points0
Share Certificate 5 Years
share_certificate_12mo
3.750% APR
Rate3.750%
Points0
Share Certificate 1 Year
share_certificate_9mo
4.000% APR
Rate4.000%
Points0
Share Certificate 9 Month
share_certificate_6mo
4.250% APR
Rate4.250%
Points0
Share Certificate 6 Month
10-year-fixed
6.193% APR
Rate5.750%
Points0
10 Years Fixed
10-year-fixed
6.193% APR
Rate5.750%
Points0
10 Years Fixed Mortgage
20-year-fixed
6.376% APR
Rate6.125%
Points0
20 Years Fixed
20-year-fixed
6.376% APR
Rate6.125%
Points0
20 Years Fixed Mortgage

Auto Loan Rates

Rates as of July 10, 2026

auto
3.990% APR
Rate3.990%
Auto Loan
auto_any_36mo
3.990% APR
Rate3.990%
Auto Loan up to 36 Months
auto_any_60mo
4.490% APR
Rate4.490%
Auto Loan 37 to 60 Months
auto_any_72mo
4.990% APR
Rate4.990%
Auto Loan 61 to 72 Months
auto_any_84mo
5.690% APR
Rate5.690%
Auto Loan 73 to 84 Months
auto_any_48mo
6.000% APR
Rate6.000%
Motorcycle Loan Up to 48 Months
auto_any_72mo
7.000% APR
Rate7.000%
Motorcycle Loan 49 to 72 Months
auto_any_84mo
8.000% APR
Rate8.000%
Motorcycle Loan 73 to 84 Months

HELOC Rates

Rates as of July 10, 2026

heloc_variable
6.500% APR
Rate6.500%
Home Equity Line of Credit

Frequently Asked Questions

What rates does U S #1364 offer?

U S #1364 currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are U S #1364 rates updated?

RateAPI verifies U S #1364's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get U S #1364's rate data?

Rate data is collected directly from U S #1364's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is U S #1364's mortgage rate?

As of July 10, 2026, U S #1364 offers a 30-year-fixed mortgage at 6.567% APR.

What is U S #1364's auto loan rate?

As of July 10, 2026, U S #1364 offers auto loans from 3.99% APR.

Related Rate Data

Compare U S #1364's rates against national credit-union benchmarks.

More Indiana credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for U S #1364
curl "https://api.rateapi.dev/credit-unions/indiana/u-s-1364" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude