Thrive Credit Union
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Verified rate book
Current Thrive Credit Union rates
7 published offers verified as of August 20, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HE — Fixed Rateheloc_fixed | 6.000% APR | 6.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 6.750% APR | 6.750% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Certificatecd_48mo | 4.49% APY | 4.49% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.49% APY | 4.49% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 4.99% APY | 4.99% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 5.49% APY | 5.49% | 84 mo | Standard |
| 96-Month Certificatecd_96mo | 5.99% APY | 5.99% | 96 mo | Standard |
HELOC rates from 6% APR. Personal loan rates from 6.75% APR. Savings and certificate yields up to 5.99% APY.
Source: RateAPI.dev, verified from Thrive Credit Union's official website
Live market position · Rates as of August 21, 2026
Where Thrive Credit Union ranks in Indiana
How Thrive Credit Union's current published rate compares with other Indiana credit unions we track in the same product. State best and median come from RateAPI's verified rate book; only products with enough tracked lenders to rank are shown.
| Product | Published APR | Position | Vs. state best | Vs. state median |
|---|---|---|---|---|
| HELOC | 6.00% | Better than the Indiana median | 151 bp from state best | 75 bp better than median |
| personal loan | 6.75% | Better than the Indiana median | 575 bp from state best | 324 bp better than median |
This is the public snapshot. Claim Thrive Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.
See the full breakdown →Loading branch locator…
About Thrive Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.3K
- Assets
- $113.4M
- Founded
- 1940
- Locations reported
- 3
- NCUA charter
- 3631
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Thrive Credit Union
Membership eligibility from Thrive Credit Union's own published criteria. How we verify this.
Community charter: live/work in Delaware, Madison, Henry
- LocationDelaware, Madison, Henry
Verified from Thrive Credit Union's membership page. Final membership determination is always made by the credit union.
Membership rules for Thrive Credit Union
Geography 1 county
1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records.
Geography 1
Auto-verified against the source page
- Delaware County, IN
“NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Delaware County, IN”
source ↗
Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. How we verify membership rules. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Thrive Credit Union offer?
Thrive Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 20, 2026 directly from the credit union's official website.
How often are Thrive Credit Union rates updated?
RateAPI verifies Thrive Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 20, 2026.
Where does RateAPI get Thrive Credit Union's rate data?
Rate data is collected directly from Thrive Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Thrive Credit Union's HELOC rate?
As of August 20, 2026, Thrive Credit Union offers home equity lines of credit from 6% APR.
What is Thrive Credit Union's personal loan rate?
As of August 20, 2026, Thrive Credit Union offers personal loans from 6.75% APR.
What is Thrive Credit Union's best CD rate?
As of August 20, 2026, Thrive Credit Union offers savings and certificate (CD) yields up to 5.99% APY.
Who can join Thrive Credit Union?
Community charter: live/work in Delaware, Madison, Henry RateAPI tracks 1 published membership path covering 1 county for Thrive Credit Union, each quoted from NCUA charter records.
Related Rate Data
Compare Thrive Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Thrive Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Thrive Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/thrive" \
-H "Authorization: Bearer YOUR_API_KEY"