--- title: "Thrive Credit Union Rates - Indiana" description: "Current auto loan, heloc, personal loan, and savings & cd rates from Thrive Credit Union in Indiana. Updated daily with source verification. See who can join Thrive Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/thrive" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Thrive Credit Union Rates - Indiana ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **180 Months ($45,000+)** auto_any_180mo | — APR | 8.740% | 180 mo | Standard | Thrive Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **HE — Fixed Rate** heloc_fixed | — APR | 6.750% | — | Standard | Thrive Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Personal Line of Credit** ploc_variable | — APR | 7.000% | — | Standard | Thrive Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **48-Month Certificate** cd_48mo | — APY | 5.24% | 48 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 5.24% | 60 mo | Standard | | **72-Month Certificate** cd_72mo | — APY | 5.49% | 72 mo | Standard | Thrive Credit Union savings & cd rates as of November 12, 2026 Thrive Credit Union is a credit union in Indiana. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/thrive) , verified from [Thrive Credit Union's official website](https://www.thrivecu.org/) Loading branch locator… ## About Thrive Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8.3K Assets $113.4M Founded 1940 Locations reported 3 NCUA charter 3631 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**First County** Main Office-1100 W 11th St · Muncie · IN · 47302-2232 Branch in the same ZIP](https://rateapi.dev/credit-unions/indiana/first-county) [**Del Met** DEL MET · Muncie · IN · 47303-9408 About 0.6 miles away](https://rateapi.dev/credit-unions/indiana/del-met) [**Primetrust Financial** PrimeTrust Financial FCU · Muncie · IN · 47302 About 2.5 miles away](https://rateapi.dev/credit-unions/indiana/primetrust-financial) [**Financial Center First** Ball St Student Center · Muncie · IN · 47306 About 5.1 miles away](https://rateapi.dev/credit-unions/indiana/financial-center-first) [**Indiana Members** Muncie Branch · Muncie · IN · 47303-3428 About 5.2 miles away](https://rateapi.dev/credit-unions/indiana/indiana-members) [**Three Rivers** Muncie · Muncie · IN · 47304-9413 About 7.6 miles away](https://rateapi.dev/credit-unions/indiana/three-rivers) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Thrive Credit Union Membership eligibility from Thrive Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Thrive Credit Union's website. Check the membership page below to confirm whether you qualify. - Location delaware, madison, henry — IN, DE Verified from [Thrive Credit Union's membership page](https://www.thrivecu.org/membership) . Final membership determination is always made by the credit union. ## Membership rules for Thrive Credit Union Geography 3 counties 16 published paths to membership, last verified August 27, 2026, quoted from Thrive Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - DE - Delaware County, IN - Henry County, IN - Madison County, IN “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Delaware County, IN” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Thrive Credit Union? Yes No ## Work at Thrive Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Thrive Credit Union ranks against Indiana peers. - See which AI assistants fetched Thrive Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=thrive&state=indiana&code=IN&name=Thrive%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Thrive Credit Union offer? Thrive Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Thrive Credit Union rates updated? RateAPI verifies Thrive Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Thrive Credit Union's rate data? Rate data is collected directly from Thrive Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Thrive Credit Union? Thrive Credit Union publishes its membership criteria on its own website. RateAPI tracks 16 published membership paths covering 3 counties for Thrive Credit Union, each quoted from Thrive Credit Union's own published membership criteria. ## Related Rate Data Compare Thrive Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.thrivecu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Thrive Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Thrive Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /thrive " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Thrive Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/thrive Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp