--- title: "South Bend Firefighters Credit Union Rates (Nov 2026): CDs to 3.50%" description: "South Bend Firefighters Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join South Bend Firefighters Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/indiana/south-bend-firefighters" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # South Bend Firefighters Credit Union Rates (Nov 2026): CDs to 3.50% ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **New Auto Loan** auto_new | — APR | 4.500% | new | Standard | South Bend Firefighters Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 5.990% | — | Standard | South Bend Firefighters Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.990% | — | Standard | South Bend Firefighters Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 9.900% | — | Standard | South Bend Firefighters Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Certificate** cd_36mo | — APY | 3.50% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | 3.50% APY | 3.50% | 24 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.17% | 12 mo | Standard | South Bend Firefighters Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/indiana/south-bend-firefighters) , verified from [South Bend Firefighters Credit Union's official website](https://www.sbfcu.org/) Loading branch locator… ## About South Bend Firefighters Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 3.3K Assets $65M Founded 1959 Locations reported 2 NCUA charter 13279 Charter type Federal credit union ### Services and member support - Online membership application - Electronic statements - Mobile check deposit Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Notre Dame** Dowtown Branch · South Bend · IN · 46601 About 0.3 miles away](https://rateapi.dev/credit-unions/indiana/notre-dame) [**Everwise** Corporate 11 · South Bend · IN · 46601-1805 About 0.4 miles away](https://rateapi.dev/credit-unions/indiana/everwise) [**Policemen's** POLICEMENS FEDERAL CREDIT UNION · South Bend · IN · 46601-3338 About 0.5 miles away](https://rateapi.dev/credit-unions/indiana/policemens) [**South Bend Transit** Policemans FCU · South Bend · IN · 46601 About 0.5 miles away](https://rateapi.dev/credit-unions/indiana/south-bend-transit) [**Communitywide** Main · South Bend · IN · 46619-3742 About 1.1 miles away](https://rateapi.dev/credit-unions/indiana/communitywide) [**Credit Union 1** South Bend · SOUTH BEND · IN · 46617-1477 About 1.7 miles away](https://rateapi.dev/credit-unions/illinois/credit-union-1) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join South Bend Firefighters Credit Union Membership eligibility from South Bend Firefighters Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on South Bend Firefighters Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [South Bend Firefighters Credit Union's membership page](https://www.sbfcu.org/index.php/membership-eligibility/) . Final membership determination is always made by the credit union. ## Membership rules for South Bend Firefighters Credit Union Family 2 2 published paths to membership, last verified August 27, 2026, quoted from South Bend Firefighters Credit Union’s own published criteria. ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family members “anyone who lives or works in St. Joseph County, Indiana and your immediate family members.” > [source ↗](https://www.sbfcu.org/) - Family member (immediate family members) of a member - Family of a member spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships, household member “Did you know that all the members of your immediate family or household are eligible to join South Bend Firefighters CU? A member of your immediate family is defined as a “spouse, child, sibling, parent, grandparent or grandchild.” This also includes stepparents, stepchildren, step-siblings and…” > [source ↗](https://www.sbfcu.org/index.php/membership-eligibility/) - Family member (spouse, child, sibling, parent, grandparent, grandchild, stepparents, stepchildren, step-siblings, adoptive relationships, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for South Bend Firefighters Credit Union? Yes No ## Work at South Bend Firefighters Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where South Bend Firefighters Credit Union ranks against Indiana peers. - See which AI assistants fetched South Bend Firefighters Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Indiana - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=south-bend-firefighters&state=indiana&code=IN&name=South%20Bend%20Firefighters%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does South Bend Firefighters Credit Union offer? South Bend Firefighters Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are South Bend Firefighters Credit Union rates updated? RateAPI verifies South Bend Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get South Bend Firefighters Credit Union's rate data? Rate data is collected directly from South Bend Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is South Bend Firefighters Credit Union's best CD rate? As of November 12, 2026, South Bend Firefighters Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join South Bend Firefighters Credit Union? South Bend Firefighters Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths for South Bend Firefighters Credit Union, each quoted from South Bend Firefighters Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare South Bend Firefighters Credit Union's rates against national credit-union benchmarks. [More Indiana credit unions](https://rateapi.dev/credit-unions/indiana) [Indiana auto loan rate leaders](https://rateapi.dev/auto-loan-rates/indiana) [Indiana HELOC rate leaders](https://rateapi.dev/heloc-rates/indiana) [Indiana personal loan leaders](https://rateapi.dev/personal-loan-rates/indiana) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.sbfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track South Bend Firefighters Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for South Bend Firefighters Credit Union curl "https://api.rateapi.dev/credit-unions/indiana /south-bend-firefighters " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## South Bend Firefighters Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/indiana/south-bend-firefighters Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp